@Stewart *********
it took me 7 months to get a 90 day O Visa outside of Thailand. Was refused it by USA WASH DC Thai embassy. The embassy said they would only issue it if my husband had a work Visa (and NOT possible for a 1 year retirement visa). Finally after trying in a few more countries, I got it in Penang. But they stopped giving them now based on retirement.
And then it took months to get the required new marriage certificates and various official stamps. That cost 11k baht.
In hind sight, if you're over 50 as a spouse, it's easier to get your own retirement Visa.