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Answered3 years ago

What should we know about retiring in Chiang Mai, Thailand, in two years?

Stewart **********
asked Dec 2, 2023
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Hi everyone we are looking at retiring in about 2 years just starting to do research into everything required to do this if you can spare a minute and let me know some info which would help would really be helpful. Looking around Chang mai area to settle TIA

We are both going to be over 60 just both ex mil both have pensions so monthly payments not an issue. Will have the required 800.000 to deposit . Looking to enjoy our lives to the full
Answer summary
The original poster (OP) is planning to retire in Chiang Mai, Thailand, in two years and is seeking advice on the necessary preparations. Many responses discuss the importance of understanding current visa requirements—specifically the Non-O retirement visa, which requires proof of funds (800,000 THB). Some users caution about Chiang Mai's severe air pollution and suggest considering other locations in Thailand. They also highlight the significance of starting the visa application process early, as rules can change. Additionally, it's advised to consider hiring a visa agent for assistance. Overall, the conversation reflects a mix of travel tips, advice on retirement planning, and sharing of personal experiences.
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Lisa ***************
Lisa ***************
I wouldn't wait 2 years to make the move....that's 2 years you could be acclimating and enjoying your life here in Thailand! ❤️ Best of luck and look forward to welcoming you to Thailand
Bill *********
Bill *********
@Lisa **************
they aren't retired yet.
Terary **********
Terary **********
You will get good advice and some bad - mostly good.

Care about the source of information. Often times people will tell you of their experiences or experiences of their friends. Those stories may be true but may not apply to you as your nationality determines your visa eligibility and requirements.

I have heard good things about Chaing Mai, also I have heard the seasonal pollution can be unbearable.

If you have a couple of extra dollars I would recommend coming to Thailand and visit several different areas. People speak well of HuaHin. I have never been there but I understand its nice. I live on the outskirts of Pattaya. My neighborhood is quiet and nice and next to the sin city of the world. You wouldn't find my neighborhood unless you lived here for a little while.

Some things to consider when looking at different areas to live

- Friendliness of the Immigration Office. Some are better than others and this isn't necessarily a deal breaker

- Expat community, is there one, is it big or small. Ordering pizza in English is nice, trying to order pizza in Thai is regrettable. You will see what I mean you get here.

- Access to stuff. Koh Tao has no movie theater (the last I knew) and the grocery stores are so great. Great place to visit but its a die-hard farang that enjoys living there.

You will find your grove. Welcome to Thailand.
Shane ************
Shane ************
Look at phuket. Beach and way less air pollution
David *******
David *******
@Shane ***********
And a lot more expensive
Shane ************
Shane ************
@David ******
may not be an issue for them, sure not for me :)
Nigel ***********
Nigel ***********
Julane *******
Julane *******
Currently both of you need 800k in separate individual accounts. Unless you can manage to get a dependent Visa on the initial retiree. This has gotten quite complicated in recent months.

If you are fortunate to be from country (NOT American or British) that gives proof of income, it will be easier...as you can use income based method.

But as people mention, requirements change regularly here.
Stewart **********
Stewart **********
OP
@Julane ******
did not know it was 800 per person thank you for the info
Julane *******
Julane *******
@Stewart *********
it took me 7 months to get a 90 day O Visa outside of Thailand. Was refused it by USA WASH DC Thai embassy. The embassy said they would only issue it if my husband had a work Visa (and NOT possible for a 1 year retirement visa). Finally after trying in a few more countries, I got it in Penang. But they stopped giving them now based on retirement.

And then it took months to get the required new marriage certificates and various official stamps. That cost 11k baht.

In hind sight, if you're over 50 as a spouse, it's easier to get your own retirement Visa.
Stewart **********
Stewart **********
OP
It will take this time to wrap administration back home to be ✔️
Nick ************
Nick ************
Why not do it NOW!
Keith *******
Keith *******
My wife and I are starting to prepare as well. She has dual citizenship, we already have property up near Chiang Rai. I have been following the visa suggestions. Quite frankly, once I get there, I don't want to have to travel to keep getting it renewed. Don't mind having to update it, but do not want to have to leave the country to get it done. I have seen several recommendations for visa services. Anyone have a favorite one or one to stay away from? I have a pension and health insurance. Understand my US Medicare will not work there, but my Blue Cross should be OK. What are Americans that have/had Medicare doing?
Galenus ******
Galenus ******
@Keith ******
Go for Wrlife health insurance
Shane ************
Shane ************
@Keith ******
check Cigna and AXA for medical insurance here
Keith *******
Keith *******
@Shane ***********
I'm hoping my BCBS will carry over to Thailand. Haven't decided what to do about my Medicare. I know for sure it's no good overseas.
James *********
James *********
Have you visited/considered areas other than Chiang Mai?
Stewart **********
Stewart **********
OP
@James ********
we prefer the north than south we only managed to get as far as Chang mai hopefully next visit we will be able to go further north
James *********
James *********
Stuart *********
Stuart *********
Two years from now I have no clue what the requirements will be. But currently you have the options of getting a visa from your home embassy or consulate prior to getting to Thailand or getting a visa in country off a tourist visa entry or exempt entry.

From your home country you could look at a Non OA visa, which is valid for one year from issue and is a multiple entry visa. On each entry you’d be stamped in for a year providing you have medical insurance for that time. You do have to provide stuff like financials, police checks and medical insurance to get it.

Another alternative is a non O visa based on being over 50. You still need to provide financials, but don’t need the police checks or (usually) insurance to get it.

Or come visa exempt or with a tourist visa and convert to a Non O in country.

The choice is yours.

This list is not extensive and may change within the two years you are looking at.
Andy ********
Andy ********
There was no question in your post?
Rob **********
Rob **********
If you are retiring in 2 years whatever the rules are now could possibly change, 2 years is a long time in Thailand,by all means look into the rules now, but by the time you apply the have probably changed. There are possible upcoming changes in the wind for next year, just follow posts and websites to keep abreast of it all.
Stewart **********
Stewart **********
OP
@Rob *********
will do thank you
Rob **********
Rob **********
@Stewart *********
good luck with it all, and don’t be put off by unfriendly comments 🙏
John **********
John **********
First thing you need to work out is what visa you want. There are numerous so called "retirement" visas each with their own requirements. If you're thinking of the Non-O visa then I'd suggest getting it in the UK before you come, Non-O retirement for one and Non-O dependant for the other, that way you only need to put 800k baht in a Thai bank account and can both get annual extension from that
Stewart **********
Stewart **********
OP
@John *********
is the non o visa the most common what most use?
John **********
John **********
@Stewart *********
most go for the Non-O as there's no insurance requirement.
Andrew ********
Andrew ********
Seems so....I'm just about to move out in Jan and that's what I'm using. Just need a Thai bank a/c with
*****
0 thb. I leave my pension in my Chase a/c. They don't charge for spending abroad. I just use the ATM's. Charge of 220thb each time but it's reasonable. Good luck with your dream.
Andrew ********
Andrew ********
Stewart **********
Stewart **********
OP
@Andrew *******
thank you Andrew good luck with your move
Steve *******
Steve *******
Good to start two years out. Others are right. Pollution in Chiang Mai is astonishingly bad and it’s a lovely area.

Get an agent to help out. Are you married to a Thai? That helps a lot. Especially if they have resident family as that gives you an address to use. If not - let the agent guide you thru the process.
Liz *****
Liz *****
@Steve ******
how much does a agent cost for their service ?
Steve *******
Steve *******
@Liz ****
I’ve not used one but from the forum they appear to run 4-8,000 THB. Of course you’d still have to pay the various fixed fees and fill the bank minimum
David *******
David *******
It is so refreshing to see that someone is asking for advice/assistance and to see some of the replies are useless to say the least. Humorous replies are fine but the plain unhelpful are just crazy. Some people have nothing better to do than try to discourage people and be negative.
Galenus ******
Galenus ******
@David ******
same as you🌲
Andy ********
Andy ********
@David ******
The OP didn't ask anything he stated his intentions only.
Henrik *****
Henrik *****
Start out with 60 + 30 days touristvisa, to test if it still is a dream come through, to stay in Thailand, when the everyday life kicks in.
Steve **********
Steve **********
@Henrik ****
everyday life is not a continuation of a 30 day holiday.

But have stated 20 years.

It'll add 10 years to life.

As someone mentioned, burning season is ' deadly '
Robert *******
Robert *******
@Steve *********
i think he said you can start with a 30 day visa and get it extended to 60 or 90 days. The Thia embassy can help you. You can also fly out of the country to Bali and return ro restart your visa. It also is a benefit to live the dream by checking out different parts of Thailand until you find the perfect place. That is what i am going to do. Never go to a buffet with a sandwich
Henrik *****
Henrik *****
Start with 60 days touristvisa, because you can’t get that inside Thailand.

That can be extended with 30 days at Immigration near the end of the 60 days.

The idea is to stay a long periode in Thailand, before breaking all bridges to your former country.
Robert *******
Robert *******
Steve **********
Steve **********
@Robert ******
I read what he said !
Paul ********
Paul ********
%100 WAIT tell 1 Month before you arrive in Thailand?? Than start researching
Andy ********
Andy ********
@Paul *******
why would you leave it until 1 month before you arrive?
Bobby *********
Bobby *********
@Andy *******
everything changes here every 6 months or so
Andy ********
Andy ********
@Bobby ********
been visiting Thailand since 1989, lived here since 2016. I don't think that things change as much as you think.
Stéfan ********
Stéfan ********
@Bobby ********
what has changed in the last year?
Paul ********
Paul ********
@Andy *******
Welcome to LaLaland ?. When Hot Chick's have DICK'S
Steve ********
Steve ********
Give some more info about yourselves and you'll get a lot of positive responses.
Stewart **********
Stewart **********
OP
Sounds fab lol
Keith ************
Keith ************
Air pollution is terrible in Chiang Mai. It's a risk factor for lung cancer, heart disease, emphysema, and stroke. It's my favorite city otherwise, though 😁

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