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When can I access my lump sum on deposit after getting a non-O visa extension in Thailand?

Non-O visa Thailand visa rules bank deposit regulations visa extension expat finance foreign investment in Thailand

Nov 6, 2025

6 months ago

Robin *******

ORIGINAL POSTER

Morning everyone, I arrived on 2nd June 2025 on a non-o visa, I got my extension in September 2025, I have the lump sum on deposit in a Thai bank since 4th June2025, question is when can I touch the lump sum, am I right in thinking it’s 5 months after I arrived, do they take a different date. Thanks in advance guys.

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TLDR : Answer Summary

After obtaining an extension on your Non-O visa, you can access up to 400,000 baht from your bank account three months following the extension date. However, it is essential to maintain a minimum balance of 800,000 baht for three full calendar months after the extension. If you intend to switch to monthly transfers, you need to ensure compliance with the relevant regulations regarding required balances.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Daniel *********

Wait a minute 3 months seasoned then i take 400,000b from my account and make interest money in the real world? What if I want all my money and want to leave ?

6 months ago

Gregory *********

@Daniel ********

you can do that but just wont be able to extend next time. The next extension will look at the balance over the whole year. If you fail this test you can start all over with a new non o 90 day from overseas.

6 months ago

Daniel *********

@Gregory ********

Gezzz nothing is too easy when it comes to immigration. Im just not comfortable having my money in a Thai bank. I have the monthly pension requirements but im really not interested in entertaining that nor do I want to be a tax resident. I pause and have come to the conclusion that im not fully committed to Thailand. Im just saying

6 months ago

Reply to

Daniel *********

Russell *********

How much is

*****

0 inside

6 months ago

Dca *****

@Robin ******

is your Extension of Stay Stamp from your local Thai Immigration Office based on:

1.) Retirement—over 50 years old age, or

2.) Married to a Thai Wife ???

6 months ago

Robin *******

ORIGINAL POSTER

Thanks guys

6 months ago

John **********

You must have cut it very close with your extension application as 90 days from your entry date is 30th August which luckily was a Saturday. You need to keep a minimum of 800k baht in your bank account for 3 full calendar months from the date you received your extension of stay and can't drop below 400k baht at any point during the extension of stay

6 months ago

Pete *******

Three months after the date of your extension you can drop to 400k.

6 months ago

Andy **********

What are calling a lump sum ? If you can afford to leave 400.000 In the bank the better it looks

6 months ago

Jan ******************

You can use up to 400,000 baht starting three months after your extension was granted. Remember that the balance must be back up to 800,000 baht at least two months before your next extension application, unless you plan to switch to monthly transfers.

6 months ago

Reply to

Jan ******************

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How does the Non-O visa application timeline affect my ability to meet the bank deposit requirement for a one-year extension in Thailand?

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