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When can I access my lump sum on deposit after getting a non-O visa extension in Thailand?

Nov 6, 2025
16 hours ago
Robin *******
ORIGINAL POSTER
Morning everyone, I arrived on 2nd June 2025 on a non-o visa, I got my extension in September 2025, I have the lump sum on deposit in a Thai bank since 4th June2025, question is when can I touch the lump sum, am I right in thinking it’s 5 months after I arrived, do they take a different date. Thanks in advance guys.
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TLDR : Answer Summary
You can access a portion of your lump sum on deposit in a Thai bank three months after your visa extension was granted, allowing you to drop to 400,000 baht. However, you must maintain at least 800,000 baht in your account for the three full months following the extension and ensure it is back up to that amount two months before your next extension application, unless you opt for monthly transfers.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Dca *****
@Robin ******
is your Extension of Stay Stamp from your local Thai Immigration Office based on:

1.) Retirement—over 50 years old age, or

2.) Married to a Thai Wife ???
Robin *******
ORIGINAL POSTER
Thanks guys
John **********
You must have cut it very close with your extension application as 90 days from your entry date is 30th August which luckily was a Saturday. You need to keep a minimum of 800k baht in your bank account for 3 full calendar months from the date you received your extension of stay and can't drop below 400k baht at any point during the extension of stay
Pete *******
Three months after the date of your extension you can drop to 400k.
Andy **********
What are calling a lump sum ? If you can afford to leave 400.000 In the bank the better it looks
Jan ******************
You can use up to 400,000 baht starting three months after your extension was granted. Remember that the balance must be back up to 800,000 baht at least two months before your next extension application, unless you plan to switch to monthly transfers.
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