What are the rules for maintaining 800k Baht in a Thai bank account for a Non-O visa extension?

Jan 22, 2024
a year ago
Lay *******
ORIGINAL POSTER
800k Baht question: I put 800k baht in a Thai bank, get a three months extension, and let it sit there for two months? Then I go back to the immigration office and get a 12 months visa stamp.

What happens if I spend 700k baht of it? What I've heard is that it shouldn't go below 400k baht in the bank account.
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TLDR : Answer Summary
To obtain a one-year extension on a Non-O visa in Thailand, you must hold 800,000 Baht in a Thai bank account for at least 2 months prior to your extension application and maintain it for 3 months after the extension is granted. You cannot dip below 400,000 Baht during this period. If you intend to spend some of the money, you must ensure it is replenished back to 800,000 Baht two months before your next extension application. Failure to meet these financial requirements can lead to the denial of your visa extension.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Kerry *******
Where are you located Lay?
Lay *******
ORIGINAL POSTER
Kerry *******
@Lay ******
I used a Visa agent in Hua hin. Its easieršŸ˜
Lay *******
ORIGINAL POSTER
@Kerry ******
you have to live there though?
Kerry *******
@Lay ******
have to have address there yes, but they help with that also.Worth a call.
Ian ********
Š•Š²Š³ŠµŠ½ŠøŠ¹ **********
:))))
Julius *********
Is it true the money ($800h THB) MUST be VERIFIABLY transferred from Outsude Thailand ?
Stuart *********
@Julius ********
Depends on the office you are going to use. Some insist. Some donā€™t.
Frank **********
If you spend that money, no extension and go home.
Bob **********
Should never drop below 400 k but you can start 65k+ in foreign transfers 12 in a row get your yearly extension and you can spend it all
Gregor **********
well, if you enter Thailand with a tourist visa and want to apply for the "change of visa type" to a 90-days Non-imm-O Retirement visa on Immigration, you will need a minimum of 800,000.- THB in a Thai bank account in your sole name on the day of your application. The money must just sit there, and you must show a proof that it came from abroad, and seasoning is not required at this point. You will then receive the 90-days Non-Imm-O visa (it will15 days "under consideration" first). Now after 60 days have passed, or from up 30 days before the 90 days will expire, and the money has seasoned in the account for two months, you will need the "bank letter of guarantee" (rab roong thanakan) confirming the seasoning period. You must then apply for the "1-year Extension of Stay Permit". After having issued the extension, a minimum of 800K must remain in the account for three months, some Immigrations will ask you to come back after three months showing an updated bankbook. For the rest of the year the funds should never fall below 400,000.- THB. And two months before you need to apply for the next "1-year Extension of Stay", the funds must again be over 800,000.- THB . . . . . . . . .NOTE: this is NOT valid for the Immigration Pattaya, because THEY require a two months seasoning not only for the application to the "extension", but already for the "change" from the tourist visa to the 90-days Non-Imm-O visa
Lay *******
ORIGINAL POSTER
@Chris ******
I can apply for non o visa before I have a bank account? That's good news, the banks won't let you open an account on a 30 days tourist visa.
Chris *******
@Lay ******
not in country, buy from an embassy outside Thailand yes.
Brown ********
Just keep in mind something that others haven't mentioned when they've said you gotta get your account up for your 2nd 1 year extension, if you deposit 65k a month for the full 12 months of your first extension, you don't need to take your account up to the 800k baht to apply for this 2nd extension
Stuart *********
@Brown *******
whist this is correct youā€™d need to keep at least 400k in it. Itā€™s also probably wise to put it back up if possible in case thereā€™s any issues with your transfers. If there were to be then youā€™d have the money seasoned and can use that for your next extension and work out how to fix the issues before your next application.
Brown ********
@Stuart ********
yes good point. I missed the 400k bit
John **********
You've your terminology mixed up. You apply for a 3 month (90 day) visa then you apply for a 12 month extension. The 800k normally needs to be transferred into your bank account from overseas but generally doesn't need to be there for any time before you apply, unless you're in Pattaya who insist on it being in your account for 2 months before you apply. Once you get that visa leave the 800k alone as you need it in the account for 2 months before you apply for the 12 months extension, then once you obtained the extension it must remain in your account for 3 months at which point it can drop to 400k for the rest of the year, bringing it back up to 800k again 2 months before you want to apply for the next extension
Nick ************
@John *********
Nakhon Phanom
*****
0 3 months before you apply for second extension.
Gordon *********
Great ldear leaving 800 k in a Thai bank account
Darren ******
@Gordon ********
why not , I've had millions in my Thai bank for years never had a problem.
Markiv *********
What sort of Non O visa are we talking here? Is it retirement visa? Please clarify, thank you
Graham ******
@Markiv ********
800k is the requirement for a retirement visa and extension
Steve *******
The. You donā€™t get an extension
John ******
šŸ«Ø
Jack ****************
What do you want to buy for 700k baht???
Lay *******
ORIGINAL POSTER
@Jack ***************
700k in about 10 months
Brown ********
@Lay ******
only if you're not doing short times. If you're doing a few short times a week it's likely 7 months
Todd *********
@Jack ***************
buys you six months in thailand
Brown ********
@Jack ***************
my guess he's planning on going to pinup and XS gogos every night during the 3 months
Lay *******
ORIGINAL POSTER
Chris *******
Here are the rules:

800k 2 mths before extension application

800k 3 mths after approval

Never below 400k

800k 2 mths before next extension

No exception
Andy **********
@Chris ******
you missed stating it needs to be a balance of ąøæ800,000 and remain at that figure for two months prior to his next extension.
Chris *******
@Andy *********
it was already stated in line one, but I edited to make you happy.
Andy **********
@Chris ******
I didn't mean to be patronizing, I was just concerned someone might of misunderstood, I'm only here to try and help people.
Nigel **************
@Chris ******
clear and precise!
Andy **********
@Nigel *************
not that precise, he just stated ąøæ800,000 before his next extension, he should have said the balance needs to be ąøæ800,000 two months before his next extension šŸ˜‚
Nigel **************
@Andy *********
he does say that
Andy **********
@Nigel *************
he stated ąøæ800,000 in your account for two months prior to the "initial application!!" He didn't state it needs to be back Upto ąøæ800,000 "two months" before the next extension.
Chris *******
@Andy *********
please show where it says " initial application"?

I think not.
Andy **********
@Chris ******
the first application is the "initial application" just because it doesn't actually say that, you showed the process throughout the 12 month extension period, anyway you edited the comment, and it's easily understood now, it's helpful for anyone that doesn't know the process.
Chris *******
@Andy *********
I never said anything about first or initial application.

It's rinse and repeat.

If anything I should have left the final 800k comment out entirely.

You seem to like splitting hairs, if you believe you know better than I, have at it.

I'm done with it.

Have a magical day.
Andy **********
@Chris ******
this reminds me of trying to argue with a woman, when they are never wrong!! and you're just going around in circles, probably best to agree to disagree, have a nice day šŸ˜‚šŸ˜‰
Tony ******
Stuart *********
You initially apply for a Non O visa in Thailand. Thatā€™s good for 3 months and as itā€™s nearing the end you apply for a year extension.

The rule for using banked money is it has to be in the account for 2 months before applying and stay in for 3 months after. For the rest of the year it canā€™t go below 400k and would need to be back up to 800k two months before your next application.

If you go below the 400k then you simply wonā€™t get the following year extension as you didnā€™t keep to the conditions.
Terry ********
@Stuart ********
I applied for Non O only a week or two after putting the money in the bank. No problem. They did ask for the bank records for the past 3 months when I went back for the extension.
Ken *********
@Stuart ********
The IO in Phuket checked every month of the last 12 months to see that I had over 800k in my account. He marked each month with a highlighter pen. Are you sure it can drop at all below 800k? In fact, he called out one month and then I pointed out that the money was there. I think it's risky to go below 800k. Was the IO wrong in this case? Thanks.
Stuart *********
@Ken ********
Couldnā€™t say for certain but most will check the 12 months of statements to ensure you havenā€™t gone below the requirements. Iā€™ve not seen any posts from people saying they were required to have 800k throughout the year from those getting an extension in Phuket - and they get a lot of extension requests.
Lay *******
ORIGINAL POSTER
@Stuart ********
thanks, so I can apply for the NON I visa without a bank account and get a 3 months visa stamp? After I get the visa stamp, I have to put in 800k baht?
Graham ******
@Lay ******
Yes if your Non-O is issued from certain Thai Embassies or Consulates but not inside Thailand because then you need the 800k
John ********
@Lay ******
you will need to transfer
*****
0thb to the thai bank account in your name only

There's only one way around it and its use a visa agent to help you with your application the cost will depend upon your requirements
Stuart *********
@Lay ******
No you need an account with 800k for the non O
Lay *******
ORIGINAL POSTER
@Stuart ********
I have been to a couple of banks in Bangkok and they won't let me open a bank account. They say I have to have a long term Visa. But I can't apply for a long term Visa without a bank account with 800k Baht in it. I feel like I'm caught in a Catch-22.
Stuart *********
@Lay ******
it certainly would feel like that. Keep trying different branches and eventually you should find one Failing that use an agent to do it for you. Cost would be around 5,000 baht.
Lay *******
ORIGINAL POSTER
@Stuart ********
thanks. Do you know of a reliable agent?
Stuart *********
@Lay ******
Sorry I donā€™t. Post in a local facebook group for the area of Thailand you are in. Iā€™m sure youā€™ll have them lining up.
Lay *******
ORIGINAL POSTER
@Stuart ********
thanks, appreciate all your help
Leonard *********
@Stuart ********
but if for your 2nd extension you are relying on the 65k baht per month minimum transfer, can you spend the 800k?
John ********
I believe that your best way forward is to put in the
*****
0thb, and forget about it for two years mean while you have the
*****
thb coming into your bank account you can then show that you have the money coming into your bank account for the immigration to see then confirm it is OK for you to take out the
*****
0thb and spend the money
Stuart *********
@Leonard ********
No because that was a condition of the first years extension (to keep at least 400k for the rest of the year).
Tony *********
You have the money 2 months before and 3 months after . You can only spend 400 of that and you have to top it back up to 800 2 months before your due to renew
Wayne *********
Spend it no extension
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