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When can I withdraw the 800,000 baht after applying for the Non O visa in Thailand?

Oct 6, 2025
2 days ago
Edward ********
ORIGINAL POSTER
Hello everyone, I’m planning on applying for Thailand’s retirement Non O visa here stateside. I have a plan, let me know what you think. On arrival immediately deposit 800k bhat and at the same time start transferring additional amounts to meet the monthly of at least 65k bhat. By the time I apply for my 1st extension I will have the funds required and at least 2 maybe 3 months of deposits, so by the time it’s time for 2nd renewal I’ll have at least 13 or 14 months of deposits to show that I have met the monthly income. Ok so far right, now my question is. When can I take out the 800k bhat? Your thoughts appreciated.
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TLDR : Answer Summary
The user plans to apply for Thailand's Non O retirement visa by depositing 800k baht and subsequently transferring funds to meet the monthly income requirement of 65k baht. They seek clarification on when they can withdraw the 800k baht after the extension process. Comments suggest that the 800k baht must remain in the bank for a minimum of 2 months prior to the first extension application and 3 months after the extension is granted. The remaining funds must not drop below 400k baht until the next extension application.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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David ********
Consider getting the OA visa in your own country using money bank in your own country. That way you don’t even ever have to deposit to ฿800,000 into a Thai bank. Then during that year before the extension start banking the 65,000 per month.  the OA gives you two years..
Tod *********
The plan is good, that way you can get the initial year extension using banked money method and you will be transferring in the required 65K baht a month minimum to use monthly income method the following year for that extension

As far as the seasoning of the 800K baht banked money method works, you need to have the 800K baht in the bank for 2 months before you apply for the year extension. The 800K needs to stay in the account for 3 months after the extension is granted and then the balance cannot go below 400K baht the rest of the year <- so you can't pull that last 400K baht out of the account until after you apply for your following year extension based on monthly income by transfer method
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