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How does the Non-O visa application timeline affect my ability to meet the bank deposit requirement for a one-year extension in Thailand?
Non-O VisaVisa ValidityVisa ExtensionBank Deposit RequirementsImmigration ProceduresThailand Visa Rules
Oct 14, 2025
7 months ago
Merwin *******
ORIGINAL POSTERHello, when I apply for the non o visa in home country and let us say I will get it in October but I will arrive in Thailand only in December. Then I do not have the time anymore to deposit the 800k in a Thai bank account to sit there for 2 months before I can apply for the extension of 1 year. How does that work?
TLDR : Answer Summary
When you apply for a Non-O visa from your home country, it is valid for 90 days, meaning you must enter Thailand within that period. Upon entering, you will receive a 90-day extension stamp, and you need to deposit 800,000 THB into a Thai bank account within 30 days of entry to allow it to season for 60 days before you can apply for a one-year extension. Generally, banks like Bangkok Bank can freeze the funds for up to 4 months, while most others do it for 3 months. It's essential to get the letter from the bank and demonstrate the deposit to immigration during your extension application to secure your visa without losing any days.
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Anthony ******************
Your location?
Maitin *******
Bangkok Bank will freeze the money for 4 months, most other banks for 3. You can get the letter for immigration issued after you deposit the money. They will give you a form to sign that you will allow the money to be frozen. Relax.
Also, your non-o is valid for 90 days from when you get to Thailand. The IO at the airport will stamp the date the visa is valid in your passport. You will need to show this to immigration when you apply for your one year extension. The one year will start the last day of the original non-o ( you won't lose any days )
Also, your non-o is valid for 90 days from when you get to Thailand. The IO at the airport will stamp the date the visa is valid in your passport. You will need to show this to immigration when you apply for your one year extension. The one year will start the last day of the original non-o ( you won't lose any days )
Joe **********
@Maitin ******
Bangkok bank has ha haha!Brandon ************
@Maitin ******
No other bank freezes the money for any amount of time. Bangkok Bank are the only ones doing that.Maitin *******
@Brandon ***********
it's worth it because you can put the money in and then get the letter the same day. You don't have to do this. It's just an option.David ********
@Brandon ***********
what is the most trustworthy bank in Thailand that you recommend?Brandon ************
@David *******
Generally Kasikorn or SCB due to the increased transfer limits from Wise to those banks. Bangkok Bank also has an increased transfer limit but that bank is best to be avoided for now.In the end though, it's whatever bank will actually let you open an account that is the best one.
Reply to
Brandon ************
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Lynnette *******
When you enter you get 90 days stay.
Nongnuch ********
@Lynnette ******
š š¤ š finish the sentence, please. " . . . . you get a 90-days stay permit" . . . . . the "permit" wording is essential, as only "90 days stay" might leave the impression you got stamped in "for" a 90-days visa. A visa is not a stay permit. . . I am trying hard not to be pedantic, but with a little passion you can sound like a real expertLynnette *******
@Nongnuch *******
he thought he'd only get 60 days, I merely added that it's 90 days. I wasn't giving advice on anything.Reply to
Lynnette *******
Reply
Merwin *******
ORIGINAL POSTER@Lynnette ******
thanksReply to
Merwin *******
Reply
Wannikea *********
In a nutshell, once you enter you have about 30 days to get the money in the bank so that it can season for 60 days before you apply for your extension, before your permission to stay stamp expires.
Jim *******
@Wannikea ********
From Japan, possibly some other countries too, the banks require that the receiving account is registered. Takes them 2 weeks to accept the registration, they do their own checks.Currently I have 3 registered accounts:
1. My wife, BKK bank, that is where we send the money for our expenses while in Thai, her ATM card. We live in Japan.
2. Our condo, to pay yearly maintenance fees (also BKK Bank)
3. My daughter's account (ANZ Bank in Australia)
To send 800K THB, to my newly opened account with Krungthai bank, I have to register it with my Japan bank. Two weeks for Japan bank to approve it. The Krungthai bank, my bank has a form that I could not fill in, many lines I could not fill in. The bank, Krungthai, gave me only their SWIFT code, no address, no phone numbers, some other admin things.
I will go to Kasikorn, open a new account (with all and even more documents) and get them to fill in the form for international transfers from my Japan bank (in English). That is way above 90 days that non-O visa allows. Difficult but doable. In 2 tries, including returning to Japan (it was scheduled, not just for this).
Merwin *******
ORIGINAL POSTER@Wannikea ********
yes, got it .thanksReply to
Merwin *******
Reply
Brandon ************
You don't understand how the visa works.
The visa itself is valid for 90 days. That means you must enter Thailand within 90 days before the visa expires.
Once you enter Thailand, the visa then determines how many days permission to stay in Thailand you will receive. A Non-O visa grants 90 days permission to stay, so you will receive a 90 day entry stamp. Even if you enter Thailand on the last day your visa is valid, you will receive a 90 day entry stamp.
The visa itself is valid for 90 days. That means you must enter Thailand within 90 days before the visa expires.
Once you enter Thailand, the visa then determines how many days permission to stay in Thailand you will receive. A Non-O visa grants 90 days permission to stay, so you will receive a 90 day entry stamp. Even if you enter Thailand on the last day your visa is valid, you will receive a 90 day entry stamp.
Howard ******
@Brandon ***********
k bank no problemJim *******
@Brandon ***********
I do not know of one single person, not even here, who managed to open a bank account within 90 days (non O visa) without an agency. Since July 3 2025.Dennis *********
@Jim ******
Iām not going to use an agency, but currently waiting for immigration to send me the certificate of residency to open a bank account. You can read about it when I get it completed ššBrandon ************
@Jim ******
then you don't do much reading. It's might take trying a few branches, but still plenty possible with the right visa and documents.Jim *******
@Brandon ***********
Yes, documents. I already have a bank account in Thai, want another one with Kasikorn bank, a branch walking distance from my Bangkok home.Documents: Passport with stamped "Non O visa", Yellow Book, Thai ID for foreigners, Thai driving licence, my Thai wife with the Blue book and Thai ID, marriage certificate (in Thai) to be with me.
Could they think up of any more documents?
Ian *******
@Jim ******
I had two Bangkok Bank accounts, one for my visa money, and one for daily use. I just opened a Kasikorn Thsi account last week. I opened it to split my money over a couple of banks. I only had my passport (because I had just done 90 day report), my Bangkok Bank passbooks (bookbanks), my BB debit card and my Thai Drivers Licence. I actually went to ask them what I would need, and they decided to open it with what I already had with me. It depends on who you get I guess.Nongnuch ********
@Jim ******
š š the more documents you shovel across the counter, and your Thai wife interferring, the more confused the bank staff becomes, and will pull out of their noses a requirement you have never heard or read about before! . . . .The ONLY stuff you need is: a Thai phone number, a certificate of residence from Immigration that says it is for opening a bank account, your passport and your long-term Non-Imm visa type document . . . .Brandon ************
@Jim ******
then you try a different branch. The manager of each branch sets the requirements. Some don't want anything to do with foreigners while others do.Jim *******
@Brandon ***********
Still to go Kasikorn in 2 weeks. My American neighbor abandoned BKK bank and opened a new account with Kasikorn. He had an excess of documents, not all (like marriage certificate in Thai, passport certification, Thai driving licence) were asked for.Reply to
Jim *******
Reply
Merwin *******
ORIGINAL POSTER@Brandon ***********
thank you. Got itReply to
Merwin *******
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