What type of visa should I apply for to live permanently in Thailand at age 76?

Dec 15, 2023
a year ago
Sharron *******
ORIGINAL POSTER
Hello, I am new to this site. I hope I make sense with this long question. I want to move to Thailand I am 76. I know I will have to deposit around $26,000. in a bank and leave it there. I know I will have to get insurance; I have talked to an agent. I want to make one trip and stay, no return to Florida or USA. We have an embassy here. I want to rent for 6 months then buy a condo when I decide where I want to live. What type of Visa to I need to get to come over and not leave? Thank you in advance.
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TLDR : Answer Summary
A 76-year-old expat looking to move permanently to Thailand should consider applying for a Non-O retirement visa. This visa allows long-term residency and can be converted to an annual extension if certain financial requirements are met. The minimum fund requirement can be deposited in a Thai bank after arrival, and health insurance is not mandated in many cases. It's suggested to start with a 60-day tourist visa upon arrival to explore options before committing to long-term residency, and an agent's help is recommended to navigate the visa and banking processes smoothly.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Diedy **********
There is a guy in Rayong who helpen another American lady with the same route you are wanting to go. Maybe he can put you in contact with her and advise an agent etc...

************************************************
Marijke ********
Go live there and have a good life. Don't buy anything but rent. I know people who bought an house, men what a headache and problems for the family after the owner dies. Not that easy to sell and get the money the house is worth. Thai government loves those farangs. Much simpler to rent a longterm condo and enjoy
Steve **********
@Marijke *******
always rent. Insur OOP very 'in'expensive,

O visa insur not req'd at certain age.

Dr and pharm very inexpensive if nothing serious. If serious, stay home.
Sharron *******
ORIGINAL POSTER
renting is in my future..
Marijke ********
@Sharron ******
recommendable. If you want to give money to some charity or orphanage, please do. Don't let the government (sharks) get your inheritance
Wyn **********
I renewed OA with agent
*****
bht and got required insurance 7000 bht.Cheap as chips.
Sharron *******
ORIGINAL POSTER
@Wyn *********
What is the insurance a month? The 7000?
Wyn **********
@Sharron ******
7000 baht for a year.
Sharron *******
ORIGINAL POSTER
@Wyn *********
For some reason I thought it would cost me $200.00 US a month. I am in good health but I will be 77
Wyn **********
@Sharron ******
The only thing with that low premium is there's a 200,000 bht deductible. I had to get insurance to apply for my OA visa renewal.
Sharron *******
ORIGINAL POSTER
@Wyn *********
about $5800.00 US. Thats doable. I'll remember that. Thank you
Tim *********
It's a great plan. I got here in August aged 66 and I'm not regretting one moment. And your idea of waiting 6 months before deciding where to live is spot on. FYI I've chosen Bang Saray, lovely small town 25 Kms from Pattaya. Sorry I couldn't help on the visa question but I wanted to wish you good luck šŸ™ŒšŸ™
Sharron *******
ORIGINAL POSTER
I am narrowing it down to Phetchaburi in that area. Close enough to Bangkok, and easy to get to other places. By the ocean, that's important to me. I will be relaxing in my condo a lot, not one for bars. But I will get out to see the sites and eat. Maybe visit with others I meet along the way.
Tim *********
@Sharron ******
Yep I was born in Swansea, so the sea was a big pull for me too. I went to Hua Hin and Cha Am as part of my research (extended holiday tour!). I liked it all except the beach at Hua Hin. It's just huge, looks beautiful from a distance. But too big and very little shelter from the scorching sun. Across the Gulf here in Bang Saray, we have a lovely beach. Come and have a look if you get the chance. Some new condos too, but just a few so far!
Monk ******
I brought a condo 8 years ago thought then it was where i wanted ..

wish i had rented and had the flexability to change my mind.. .
William ************
Sharron *******
ORIGINAL POSTER
I have been there. I have also gone to Italy for the past 40 years, every two years for 5 to 8 weeks at a time. Not able to retire there. But I adjust well. Thailand has been my second choice for a long time. There are down sides to everything. But there are also up sides. Thank you. I don't want it to be like Florida, or any where else in USA. Thats one reason I want to move.
Sharron *******
ORIGINAL POSTER
So an agent runs about $1000.00 us? To handle Visa. Thats worth it , I would think. I am pretty sure I want to live in Cha am, Phetchaburi. I will rent for a few months, then look for a condo to buy. An agent would be very helpful in getting Visa, bank account, and to buy condo. Thank you all for info.
Darryl ********
can you get combination of visas that will allow you to stay for nine monthsā€¦
Nongnuch ********
@Darryl *******
a 6-month multi entry tourist visa. If you thought that you can accomplish an up to 9 months stay with visa exempt entries, you are wrong
Sharron *******
ORIGINAL POSTER
Julie *******
The Thai embassy is closed permanently in Florida.
Sharron *******
ORIGINAL POSTER
Good to know It just said temporary closed. There is one in Miami also
Julie *******
@Sharron ******
not aware of any in miami
Sharron *******
ORIGINAL POSTER
Leo *********
You have 30 days upon arrival to get a 3 month retirement visa and renew every 3 months and you're good it go.

I used a visa agent to get my 3 month retirement visa, no fuss.
Karim ***************
Madness to buy a condo at a 76 year old.
Steve **********
It's of no bother to advise anyone if you have the experience.

It's advice...not dictate,

Some ,( many ) really need it.
Janin ******
Itā€™s his own decision, why bother?
Steve **********
@Karim **************
absolutely mad...rent !
Austin *********
Since your an American go to the local Thai Embassy site for your area or log

Once there fill out a Thai Visa application it will cost u around $30

Fill out correct 2 or 3 months before your trip date.

Follow the instructions and when u do it correctly.

You will get a 2 month visa!

When u arrive you can extend an extra month

Then apply for a NON O visa

That way u vet 3 months to try different places or to decide where to live.

If u need help message me.
Fra *****
Just do not do it man , you will regret it , the expiration date 8s done for a long time , enjoy your holiday trips
Peter *******
Sharron, based on my experience of over twenty years of living here, be careful;

that is you donā€™t need agents for any of your requirements.

Arriving here with a Non Immigrant O visa obtained in your country from your nearest Thai consulate you will then visit a Bank who will open a Savings account for you.

After the
*****
0Thai baht has been deposited for either 2 or 3 months you then go to an Immigration Office, to apply for

an extension of stay based on retirement, note, itā€™s an annual

extension of stay; the word visa

is not used.

All of the above comments are made Without Prejudice.
Nick **********
I am 75, been here 13+ years. Best to get 60 day tourist visa at your embassy/consulate, then you can get additional 30 days here at immigration for 1900 baht. That gives you plenty of time to get bank account and seed 800,000 baht. It is still best to use agent for 1st time as immigration is not easy at first.

I always have done my own visa "stuff", however, it constantly changes. If you are coming to Phuket, I can send you in the right direction.
David **********
@Nick *********
what about me
Nick **********
@David *********
you can kiss my old white butt! 555
Stig **********
whats this 555 stuff
Terary **********
Unfortunately I am not too familiar with retirement visas. I have a friend that is on a retirement visa and he told me that the insurance requirement is different for people who get the non-o visa from their home country vs getting the visa while in Thailand. I *think* there is no insurance requirement if you get the visa in country.

You can do all the paperwork yourself and save yourself a few dollars or you can hire an agent and save yourself some frustration.

I would recommend coming on a tourist visa. Hang-out for a while and talk to some expat locally to get their recommendations.
Nongnuch ********
@Terary *********
not very long ago you needed a mandatory health insurance for the application to the 90-days Non-Imm-O retirement visa, for the duration of exactly these 90 days after entry in Thailand. This requirement has by now been discontinued at most embassies worldwide. However for the application to the "1-year Extension Of Stay Permit" based on retirement, You NEVER before needed any mandatory health insurance
THAI ******************************
It's a great idea to apply for a NON-O visa based on retirement before you travel to Thailand. This initial step will significantly streamline your arrival and settlement process.

Once you're in Thailand, you have the option to extend your stay annually. This process involves some local legalities and paperwork, which might seem daunting, but don't worry - we're here to help.

Our team at Thai Visa Centre has extensive experience in assisting retirees with their long-term stay in Thailand. We've helped thousands navigate through the visa process smoothly, ensuring a hassle-free experience. If you prefer a straightforward and worry-free process, we can handle everything for you.

Should you need any further information or assistance, please don't hesitate to contact our team via email at
***********************
. We're here to support you in making your retirement journey in Thailand as pleasant as possible.

You can also contact our team via LINE (the main communication app which is used in Thailand):

**********************
Luc ************
Contact Siam Legal
***********************
Heather *******
Have Pm you
Rich ****
Renting is so cheap. Most people here will tell you not to buy.
Galenus ******
@Rich ***
only those who can't afford
Steve **********
Don't bother with insurance, at your age don't need, and medical is inexpensive.

Get an O visa

Don't need money in bank, use income method, have SS or pension wired to Thai bank showing its coming from abroad .

Enjoy your new life. I am
Darren *******
@Steve *********
is this income taxed in Thailand Steve, havnt seen anything about this mentioned..
Steve **********
@Darren ******
Its presented as income ' earned in Thailand '

No law, not even written, just another TIT.

Nothing to do with pension, SS, or money from abroad.

* Picture the mass exodus
Henrik *****
Before you cut all bridges to USA, you should make a trial run ex. 60 day tourist visa + 30 day extension, total 90 days without leaving Thailand.

The dream of life in Thailand, may be totally different when everyday life kick in.
Cliff *********
I hope you have been to Thailand before. It really is important to know what you are getting into.

This is a lovely place but really different from Florida and other parts of the US.

I know how unpleasant the long air flights can be and Iā€™m 14 years behind you.

Try Thailand for 3-6 months before committing.
Shane ************
use an agent if you can afford it then no need fo r$26k in a bank account and other BS.
@THAI *****************************
Todd *********
Alan ******
Buy a condo at 76 ?? Don't bother mate, rent all day long. Thank me later
Galenus ******
@Alan *****
He wants to live for the next 20 years at least in his own property without nasty landlords. Good decision. Not everybody's thinking like you Alan. 76 is not old!šŸ§‘ā€šŸŽ„
Diedy **********
@Galenus *****
pssst, I think he is a she....
Sharron *******
ORIGINAL POSTER
@Alan *****
Thank you. But I didn't want to screw around with rent every month. Or take the chance of settling in, and have them sell it, then have to move over and over. My family lives in their 90's. So, I should be good for a while. No health issues. I still work. But will stop once I move and volunteer some where there.
Alan ******
@Sharron ******
screwing around every month, FFS, you got to screw around to pay your bills every month, what happens to your property when you die??? Family gets it???? I doubt it, straight to the thai government, seriously??? RENT ALL DAY LONG, your 76, not 46, let your family enjoy your inheritance in cash, not the thai government in property, thank me later ok
Sharron *******
ORIGINAL POSTER
How sweet of you to think of my family. How ever they are blessed with not needing my money. And I can afford it. I bought the house I am living in 15 yrs ago. It is paid for. I can live without worry if I buy a condo. Even if I only live 10 more years, it will be 10 years of not worrying about having to move. Some people think one way, others think another. But thank you.
Ryan ********
@Sharron ******
People generally don't buy to sell they buy to rent. I've been renting for over 14 years. I just changed condos 4 years ago, brand new, fully furnished for $220/month. It will be 5 times as much if you live 20 minutes closer to the downtown area though. I would never buy unless I hired my own construction team and followed their every move.
Phillip ***********
@Alan *****
very very good advice
Todd *********
@Phillip **********
good advice lol. Dumb as fc*k
Phillip ***********
Karim ***************
@Todd ********
why buy at that age?
Todd *********
@Karim **************
I think because it offers her security and stable costs for life. And now remains a very good time to buy in Thailand. Plus her USD will go far here. And she has a great opportunity to geo-arbitrage here. Why would she just rent?
Karim ***************
@Todd ********
maybe I was thinking about my own personal situation. I donā€™t see myself living past 75, I havenā€™t been kind to my body šŸ¤£šŸ˜… But your arguments are worth noting šŸ‘
Roger **********
Apply for a retirement visa from the States.
VaiAna **********
Save yourself the hassle & use an agent to do the retirĆØrent visa & if you need assistance in converting a tourist visa into a non 0 visa they'll help with that you . That is one option
Paul ********
@Mark ************
can you help? / advise?
Edward *********
Get your birth certificate and marriage certificate (if married) authenticated *before* leaving the US, otherwise it will be a very difficult process, and Thailand requires authenticated documents:

***********************************************************************************************************************
Sharron *******
ORIGINAL POSTER
@Edward ********
I have been divorced for over 20 years, and he passed away a few years ago. Do I still need a marriage license?
Karim ***************
@Edward ********
no one should take any advice from someone who supports a supremacist, apartheid regime. ā€œGods chosenā€, ā€œsuperior raceā€, weā€™ve heard it all before. Zionism is Nazism.
Edward *********
no one should take any advice from a terrorist sympathizer.
Todd ***********
@Edward ********
what would these documents be needed for?
Edward *********
@Todd **********
If you should ever decide to marry in Thailand, or to register an existing marriage. I'm not sure when else they might be required, but doing it while still in the states is pretty easy, but if you're not there, it's very difficult, even if you travel back for vacation, as it can take a long time to do.
Kevin **********
@Edward ********
sounds practical
Grant *******
Get a Non O (retirement) visa first. You can the have a one way ticket
Stephen *******
@Grant ******
with type O from home country then he has to leave every 3 months if he gets it in his home country
Nongnuch ********
@Stephen ******
CHECK: . . . Thai embassies in MANY countries have discontinued to issue the "multi entry 1-year Non-Imm-O Retirement visa". Only 90-days single entry versions remain available
Graham ******
@Stephen ******
You're assuming multi-entry. If it's single entry (which is more readily available) it can be extended for 12 months with 800k seasoned funds
Grant *******
@Graham *****
and extended every year after with the funds still in the bank
Graham ******
@Grant ******
The 65k international deposit method can be used from year 2 as long as the 800k stays in the account for 3 months after the first extension, does not drop below 400k for the next 7 months then is back to 800k before the application for the 2nd extension is submitted.
Stephen *******
@Graham *****
ok thanks . I was not sure about the single entry. And referred to the multi entry.

Just to clarify

single entry you can stay 12 months without leaving. ???

Multi entry you have to leave every 3 months.

????
Grant *******
@Graham *****
exactly. And opening a bank account with a non o is easier
Graham ******
@Grant ******
So is flying in with a one-way ticket
William ************
Stupid question ! Have you stayed long term in Thailand previously. Make as sure as you can before making long term commitments .
Todd *********
@William ***********
moronic answer. Did you fall on your head?
William ************
@Todd ********
,

Boring idiot .
William ************
@Todd ********
No time for this shit , go and get a brain šŸ§ 
Todd *********
I was apparently right.
@William ***********
did indeed fall on his head.
Steffen ********
@William ***********
ā€¦there are no stupid questions, only stupid answersā€¦
Peter ****************
As you posted to this group I believe it's okay to say use an agent. You can arrive without any visa and get 30 days. Once you arrive find an agent. This is absolutely the easiest way. I did this. It's not the cheapest way but it is the simplest.
Ru ****
@Peter ***************
Peter, what sort of cost for an agent to go from stamp on arrival to retirement visa?
Peter ****************
@Wabble *******
I banked my 800k but I used an agent to avoid the lottery of luck and I'm allergic to forms. In Chiang Mai I paid around 30k baht all in all. I didn't shop around, you might find cheaper. As others have said you can do it yourself. I got an O A visa back in the states years ago. Did it all myself, what fun.
Andi ***********
@Wabble *******
From my research 35-55k THB in Bangkok. Pattaya 25 - 35 K THB. Agents will deposit the money needed by immigration.
John *********
@Peter ***************
I did the same. 30 day visa on arrival, extended once and got an LTR 10 year vise. Used Siam Legal can get full details on requirements for an LTR visa online.
Darren *********
There is a list of visas on the embassy website. You could (depending on your nationality) apply for a tourist visa for up to six months. Take a look around then use a local visa agent jn-country). Or, save a lot of hassle and apply for a retirement visa before entry. (Then convert to a yearly extension to stay).
Sharron *******
ORIGINAL POSTER
Wanida ***************
@Sharron ******
you can contact DK C.Petchy she can help you
Stephen *******
You need a non immigrant AO visa which you apply for and receive from the thai embassy in your home country before you leave your home country. You extend this each year in Thailand.

Health insurance is the most difficult thing at your age. If you can't get it you need to go about things differently.

Apply 60 day tourist visa from embassy in home country.

As soon as you arrive in Thailand open a bank account to deposit 800,000 bht.

Go to the immigration office nearest to you. They will give you a list of all the documents you need to apply for a 90 day NON IMMIGRANT O visa in Thailand.

THIS VISA DOES NOT REQUIRE HEALTH INSURANCE.

Once you have this you can apply for an Extension of stay for one year. Apply about 45 to 60 days after you arrive. You apply for this extension of stay each year.
Colin **********
@Stephen ******
How do you open a bank account if you are on a tourist visa? I understand that this is not possible!
Ru ****
@Bruce **********
Any advice on how to go about opening a bank account, as I was not succesful on a tourist visa before?
Bruce ***********
@Stephen ******
Exactly what l am doing, good advice
Stephen *******
@Bruce **********
this advice was given to me by an agent. Who did not charge. They give one hour free. Phuket visa experts. They would charge about 25 ,000 bht to do all this once your here on 60 day tourist visa.
Mola *****
@Stephen ******
To me the hardest thing is the health insurance, my husband got a global medical insurance cover , is that insurance policy must be purchased in Thailand? Or May I have the contact of your agent please ?
Stephen *******
@Mola ****
the health insurance does not have to be purchased in Thailand. But you need your insurance company to fill in forms for you to submitt to immigration. A copy of the policy and a receipt is not enough.

Min $100,000 U. S. coverage for inpatient and outpatient.

go the the type O visa if you can't get insurance

Phuket visa experts 0966399948 her name is Pannipa.
**********
*****
*****
her name is Pannipa.
Mola *****
@Stephen ******
thank you so much indeed.
Bruce ***********
l have done it before myself the hardest part can be opening a bank account
Ruth *******
@Bruce **********
The bank account is really, really hard.
Robert *******
I use Agoda website. You can get some good prices in your area. Flight in the country are cheaper and you can get to different parts of the country. Start wirh a tourist visa and you can then find a bank and then guidance. You can fly to Vietnam for a day or Bali come back.
Ham ********
I think OP means when he arrives what visa to arrive on, as you need 800,000 in for 2 months before applying for Non O Retirement - we get only 30 days tourist visa but you need 2 months - what's best way to get the 2 months stay ?
Philip ***********
@Ham *******
you don't need 2 months 800 K in bank when you apply for non o Same day is ok but it has to stay 3 months or more after ( 3 months after year extension from non o )
Nongnuch ********
@Ham *******
and Bo Olsen . . . you got your wires crossed. . . . .In order to change from a tourist visa or exempt entry to a 90-days Non-Imm-O retirement visa, you only need to show the money in the bank. NO seasoning required! Only when you change from the visa to the 1-year Extension of stay, the money needs to have seasoned for 2 months
John **********
Where in Thailand are you planning to live?

I'd recommend you come on a 60 day tourist visa (which can be extended by 30 days), open a bank account as soon as you can and transfer in a minimum of 800k baht from overseas then apply for a 90 day Non-O visa inside Thailand. Once this visa is down to it's last 30 days apply for a 12 month extension of stay. No limit to how many 12 month extensions you can get so can stay forever without leaving. The one thing to be aware of is you will find health insurance hard to obtain at your age but the Non-O route above doesn't require insurance.
John **********
@Nongnuch *******
there are a couple of immigration offices that require the money is seasoned for 2 months before you apply for a Non-O visa inside Thailand but most do not
Nongnuch ********
@John *********
yes, you are right, there are a couple of Immigration offices who make up their own rules. . . The Immigrations Jomtien and Khon Kaen are known to harass applicants with a bogus requirement pulled out of their arses. The OFFICIAL line is: no seasoning required for the application to the visa, however 2 months seasoning required for the application to the Extension of Stay
Ham ********
@Nongnuch *******
thank you I was not aware of that šŸ™šŸ¼
Bo *******
@Ham *******
The VISA non O retirement is only 3 months visa and not need that money in a Thai bank its then you arriwe in Thailand and acter 3 months you apply for a 1 year extension of Non-O visa you need the 800.000 B in account.
Ham ********
@Bo ******
thank you for clearing that up I move there on Feb so pretty excited- I've lived in Koh Samui for 6 months before to test - loved it!
Bo *******
@Ham *******
I live in Bangphli Samut Prakan for 6 years, married with Dr Nicha who are scientist!
Ham ********
@Bo ******
what made you choose that spot? I'm looking at Khlong Tamru Chonburi as 1 hr to Bangkok and Sattahip where family live
Bo *******
@Ham *******
My wife live there and have a house with 15 room !! šŸ¤­
Derek *********
@Ham *******
money opens all doors.
Kevin **********
@Derek ********
also if you fold a wad of bills over you can jam it in the gap at the bottom of the door to keep it open
Derek *********
I just applied for and received a 2 month Visa yesterday. Does that help.
Ham ********
@Derek ********
yes but it still doesn't answer the 2 months gap
Sharron *******
ORIGINAL POSTER
@Ham *******
That is what I thought. I knew I had to have money in the bank, 2 months. But I read that's it is hard to open a bank account?
Brook ********
@Sharron ******
itā€™s not difficult to open a bank account in Chiangmai. The people who post itā€™s impossible probably go to one or two banks, dressed like a slob with a $20 USD initial deposit.

I got an account at the first bank I tried.
Paul **********
@Sharron ******
Siam Legal in Bangkok will assist you in opening an account. It is almost impossible to do on your own on a tourist visa. I know from experience!!!
David *********
@Sharron ******
not difficult if you have a long stay visa
Ham ********
@Sharron ******
Bangkok Bank but you have to try a few before you crack it - there is a lady in Pattaya that can "arrange" a bank account
Peter *******
@Ham *******
Banks DO Bank Accounts, NOT ladies in Pattaya!!!!!
Ham ********
@Peter ******
I just got that info from a FB post earlier this month
Colin **********
No health insurance required with this route
Doug *********
@Colin *********
Even if no health insure is required, isnā€™t it prudent to have health insurance readily accepted by Thai hospitals if you are 73?
Steve ********
@Doug ********
try Cigna insurance especially if over 70. Costs are reasonable if no pre-existing serious issues which may be excluded from coverage. Otherwise healthcare and dental in Thailand are excellent at fair and reasonable pricing.
Andrew *******
@Steve *******
tx ...will check it out
Todd *********
@Doug ********
thatā€™s a decision to make at 73 when you see the cost of your premiums. Not pretty. And then decide if self insurance is better
Andrew *******
@Todd ********
yep by the time you get to 70 heath insurance can be very expensive ...might be a better decision to have a pot aside and pay your own way ... particularly if u are relatively healthy
Todd *********
@Andrew ******
agreed. It's no longer a simple situation then. The policy cost can be prohibitive.
Colin **********
@Doug ********
indeed very prudent, but they were looking for Visa advice not health.
Sharron *******
ORIGINAL POSTER
Really. The NonO and I won't have to go back out of Thailand either?
Colin **********
@Sharron ******
you get a 90 day visa in your home country, and then extend it for 12 months when your in Thailand, no going out the country, however you have to keep 800kthb in your bank for 2 months before the ext and 3 months after, there after you must maintain 400kthb. No insurance needed
Nigel **************
You could get a NonO visa based on being over 50 (retirement visa)
Sharron *******
ORIGINAL POSTER
Dave **********
@Sharron ******
Just come on a tourist Visa.

And get an extension, Wow, your money is sitting in the account for 3 months. You'll have to take a quick flight to the name. Vietnam or maybe kl malaser up to you the flights only about $100. A lot less than the cost of a visa agent. No need for a Visa agent. There are volunteers at immigration. That can check your paperwork and coach you on what you need. Also, there are Thailand Visa Facebook groups that will help you.. Welcome to Thailand the land of smiles. I did exactly what you're doing 8 years ago. And I love it. D m may if you have any other questions
Paul ********
I'm 73 ?? Just rent what you can n use a agent for visa!! Happy Days we are Coffin Doggers
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