Is it possible for a 76-year-old expat to move to Thailand with a cat and buy a condo in one trip?

Nov 1, 2023
a year ago
Sharron *******
ORIGINAL POSTER
Hello, your group was recommended to me. I will start by telling what I hope I can do, then you tell me if its possible and how.. I am 76, in good health. I even still work. My cat and I want to move to Thailand, either Bangkok or Pattaya area. I want to buy a condo as soon as I get bank transfer.. I will need to get a bank acct, to put 800,000 in it, plus cash for condo. I get my SS from USA. But I need to do this all in one trip. I have read you have to have a resident in USA when you apply for visa. I am selling my home here in Jan 2024. I want to come to Thailand right after. I was told an AO was good, but can I do all of the above without going back to USA? I live in Florida, so it is a very long flight I don't want to make t twice. Thank you
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TLDR : Answer Summary
The user, a 76-year-old in good health, seeks to move to Thailand with their cat and buy a condo, preferably in Bangkok or Pattaya. They have questions about visa options, specifically the Non-O visa, and the process of opening a bank account for the required 800,000 THB deposit, as well as the need for U.S. residency when applying for a visa. Community responses suggest that while it is possible to arrange many of these tasks within a single trip, including applying for a Non-O visa upon arrival, it is generally advisable to rent initially rather than purchase a condo immediately. The user has gathered various recommendations for agents and advice about navigating the visa process and ensuring they meet financial requirements, especially in light of upcoming changes in Thailand's tax laws.
NON-O RETIREMENT VISA RESOURCES / SERVICES
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  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Chuck *********
Pm me, I am also in Florida and I got my retirement visa a few months ago.
Arisara *********
Don't sell your home in the USA, go to live in Thailand for a year before making an important decision. I would recommend you to rent the place and not even buy a condo.

Thailand is a very good place to explore then if you like it you can stay for a longer time.
Mario *********
I would do business with Thai Visa Expert in Bangkok; they would set you up with everything.
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Sharron *******
ORIGINAL POSTER
I will be in Jomtien area when I rent, before I buy.
Ken ******
i recently search these:

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/01/taxation-in-thailand-inheritance-gift-tax/
Sharron *******
ORIGINAL POSTER
Sharron *******
ORIGINAL POSTER
You all have convinced me, I will rent from Airbnb for three months, and look around before I buy. I will hire a lawyer to help me with visa, banking, and when its time, to help me with condo purchase. I found a sea view place in Muang Pattaya to rent for $580.00 a month, for three months. It is on the upper floors. Thank you all for your input. You have been so kind to help me.
Ken ******
still need or better to avoid big flood area, as it maybe difficult to walk out of the unit or nearby area: esp if gug flood like 2011 repeat again. If you live lower floor, better go there and go up to the floor and see if you find noise level ok
Arikash *******
Ho
Ken ******
and better live on higher floors and away from highway to avoid noise as it seems many are not quite soundproof. Also avoid living in high risk big floor area, (eg search for bangkok big flood area)
Sharron *******
ORIGINAL POSTER
I wanted to stay below the 10th floor. That should be ok incase of floods?
Ken ******
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/28/flood-misery-for-much-of-bangkok-metropolitan-area
Ken ******
@Sharron ******
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Sharron *******
ORIGINAL POSTER
Sharron *******
ORIGINAL POSTER
@Ken *****
That makes good sense. I will look out for that. I put it on my beware list. Thank you.
Ken ******
you can do some google search for visa updates and condo information. There are also youtube videos with useful information and comments on condo markets in bangkok and other provinces, and pros and cons of owning a condo. Points to note: most condos not pet friendly so important to choose one that allows or accept pets to live in
Sharron *******
ORIGINAL POSTER
@Ken *****
Thats one of the first things I look for when searching for condos. Pets allowed. I only have an indoor cat.
Ken ******
thailand will implement worldwide tax for long stayer starting JAN next year, impact on retirement and housing demand or price not known yet at present.
Sharron *******
ORIGINAL POSTER
Chuck *********
I am in the process of moving from to Florida. Went on a trip and opened a bank account through agent. Returned home and deposited the 800k in the account. Went back to Thailand 3 months later and applied for retirement visa through agent. Took 30 days and was approved. Had to return to US for routine medical appointments. Will return to Thailand in February for the long term. BTW , I FOUND Korean Air to be the most comfortable and one of the shortest flights (26-27 hours with transfers. Fly to Atlanta the Korea then Bangkok.
Sharron *******
ORIGINAL POSTER
Question, if you open a bank account through an agent, do you have to return home to deposit the 800k? and can't I apply for retirement visa while I am there after opening a bank account and transferred the money. Or is there a waiting period? Thanks for airline tip. I want to fly to Vancouver , stay 2 nights. I will need a break as will my cat. Then fly over.
Chuck *********
Check with Thai Air, they might have direct flights from Vancouver.
Sharron *******
ORIGINAL POSTER
I wonder if I can work with an agent her and open bank account from here? I thought I read that it could be in you home bank account ready for transfer? Or maybe I could stay in a B&B there for two months and look around for a condo. Then apply and buy condo.???
Chuck *********
@Sharron ******
the money has to be in the account for 2 months (in JOMTIEN). A work around may be provided by an agent.
Richard *********
@Chuck ********
for the extension , yes 2 months :::

FOR the initial non o 90 day visa no>>>

come over on a visa exempt< open an bank account < ( Might need pay for insurance or use an agent) wire ur 800,000 via wise or ur banks swift>

after 2 months apply for ur 1 year extension>
Chuck *********
@Richard ********
I have Been using Wells Fargo to transfer cash to my bank. 99 cents but takes a week to show up.
Richard *********
i am scb
Richard *********
@Chuck ********
wise is less than a minute šŸ™‚

use it every other month.
Chuck *********
@Richard ********
I have to try it. I think it may be Bangcok Bank that holds it up but I will try on my next transfer.
Sharron *******
ORIGINAL POSTER
You all almost convenced me to rent before I buy for a year. But what has me on the fence is, most places I look at to rent are $700.00 us a month. Thats crazy, but if I buy, it is settled with out paying rent. That seems like a waste of money.
Nongnuch ********
@Sharron ******
you can't buy, you never REALLY own a place legally, which is the downside of buying a house in Thailand. You can 100% own a condo, but not a house and not a piece of the land it sits on
Sharron *******
ORIGINAL POSTER
I know that. But here in America, when you buy a condo, you only own the condo, not the land also.
Jack ****************
Also try the north before you commit to location.
Mathias *******
@Jack ***************
the North is very polluted
Jack ****************
@Mathias ******
not really. They do have the burning season which is not great, but in BKK there is pollution all the time. Outside of burning season the north is very clean. And it's not... Tacky... The way Pattaya is.
Jack ****************
Florida is awkwardly long to get here from.
Mark *********
In simplest terms, why on earth buy here in Thailand? I won't repeat the lengthy arguments - readily available from this site.
Bruce ********
Hua Hin is a good location for retirees and Sam Yoi Yod an out 30 minutes away is a little village which has many expats from all over again a great place to retire , as we are next year , we have condo there šŸ™
Steve *******
@Sharron ******
I moved to Thailand in one shot ā€¦ actually came on vacation and decided to stay šŸ˜Š. I live in Hua Hin which is an amazing city for retired westerners to live. I personally think it is better than Bangkok or Pattaya for someone retirement age. Happy to share my experience and give you some suggestions will message you
Julane *******
I've commuted from Florida for years. I try to stop on the West coast to breakup the journey. Then JAL, Singapore airlines are great. But with a pet, you might have less options.

We got an Non Immigrant O Visa. We applied directly in Thailand for this. If you choose this route, get a 60 day visa online. Florida residents apply from Wash DC location. Then you can extend in Thailand an additional 30days. This should avoid having to leave Thailand...if you start the process immediately on arrival.

It just takes a bit of know how and persistence to do the O Visa here on your own. Jomtien immigration has improved in the past 6 months too. We put the requisite 800k into a bank account (but opening the bank account might require an agent's help on a tourist visa. It was easy before April.) I would NOT suggest using an agent for the 800k deposit as you will be forever stuck with them and immigration is clamping down on these kind of twisting the laws. Following the immigration requirements gives a certain piece of mind.

You might be looking at the OA Visa (which you apply for on your home country), this requires both "in and out" patient medical insurance.

We've got full inpatient hospital insurance. But getting coverage after 70 can be difficult and pre-existing conditions are excluded.

Jomtien is a nice place to live. Lots of great restaurants and condos. Most places are completely furnished too. Renting makes more sense. Dont lock up your money in an asset that probably wont appreciate. And you might even decide to move (bad neighbors, or finding a better area or condo) and then need to sell it. We've moved around Jomtien quite a bit trying out different parts. Rents are so cheap. And so are monthly hotel rentals.

Best of luck.
Sharron *******
ORIGINAL POSTER
What areas in Jomtien are best for rentals. I want to try for a sea view. I do want at least 40sqm.and reasonable rent, if I go that way.
Julane *******
@Sharron ******
I'd spend time exploring. There are so many choices. We drive. So that's a factor. Covered parking/traffic/roads, etc. Staying at Na Jomtien can be peaceful, but it takes forever to get anywhere.

Also living along the 10 baht bus route is great, if you dont drive. You really need to spend time looking at places. If you arrive between Nov and April, your choices are fewer. Prices also drop after peak season.
Greg ********
@Julane ******
i've heard from others that if you're 70 and over and in fairly good health, its doable to self insure
Colin ***************
Phuket. Rawai Nia Harn or Chalong.
Donna ******
@Sha****
, we are just about to retire to Hua Hin In December, we have our Non O visa sorted, (90 days) done on the Thai government website, (Uk)
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we are renting a house, itā€™s cheap enough not to bother buying, we will convert to retirement visa before our 90 dayā€™s run out. But we know the area we are going to very well, as we have been visiting as tourists for over 10 years, I would definitely rent in an area before you decide, I wish you good luck and hope you get sorted! šŸ‘šŸ˜€
Richard ********
@Donna *****
Hua Hin is nice also and so are some of the islands. Hua Hin is quite popular with Thai tourists as well as the expat residents and holidaying farang from many countries and yes I think the northern areas here are nicer.
Donna ******
Mike *******
Rent, much easier than purchasing ,
Greg ********
@Mike ******
but if the us dollar crashes its nice to have assets in other currencies as a contingency plan
Mike *******
@Greg *******
well I had a condo in Bangkok for almost 10 years, with lots of upgrades real wood floors, but I sold it eventually at a loss and it sold today you would even be at a bigger loss, there is no control of building in Thailand and prices are crashing!!! A huge oversupply of condominiums. I know lots of people but I bought in Thailand and I know lots of people that are not going to make any money, plus when you sell the government takes a nice chunk of change !!!!
Melissa *********
I did not hire an agent but I did have a person who speaks Thai go with me to immigration office to get all sorted which helped tremendously.
Dirk **************
Yes, it is possible. There are plenty of agents who can help you with a visa to get started. But I would get on it the moment you land.
Nick **********
I am 75, on my 14th year. Always handled my visas. I am on extension of stay based on retirement. That is what the so called retirement visa is(365 day ext.of stay for purpose of retirement). You could enter on 30 day stamp in and get a 30 day ext. Message me if you want more info.
Jordi ********
I genuinely wonder why you put Pattaya and Bangkok on the shortlist? These would be the last two places on earth I would want to retire :')
Guido **********
@Jordi *******
different strokes for different folks.
Guido **********
Jack Kawakami Long yes, true
Jack ****************
@Guido *********
many people like to talk too much and some people listen too much.
Ari **********
Ask here , free info before work

anglothailegal.com
Jeffrey *******
- You canā€™t work on a retirement visa.

- Start here for pets from USA to Thailand
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- Condo purchaseā€¦buyer beware. Many people might say a condo purchase in Thailand is not a good investment and will depreciate

- You donā€™t need a visa to come hereā€¦you can arrive visa exempt, get extension and prepare for your long term visa, however.

- 800k THB may need to be in your Thai bank account for 2 months prior to applying for retirement visa.

- Medicare not accepted outside the US or territories

- You will self pay and make claim to your insurance if you have a policyā€¦but it will not be Medicare even though you will still pay the premiums

Depending on your visa choice, OA apply while in the US, or Non O after you get here. I am only vaguely familiar with OA, but I believe the difference is you must have health insurance (medicare not accepted) and get a background check. Experts here can correct me, and can elaborate if Iā€™m wrong about the two main differences.

I suggest keeping a USA address. You conā€™t need a home, I can explain how - deposit checks, read your mail, etc while living in Thailand.

I did almost everything you are asking about, without the condo purchase, but renting a home twenty minutes south of Jomtien. I sold my home in the US, and bought a new one in the USA last year while in Thailand on a visit. My purchase to come later when I know where I want to be.

I suggest visit Thailand at least once to be certain.

The weather is almost the same as in FL. I moved here from NE FL.

I traveled with two 6kg dogs when I moved here about two months ago.

I opened a BK bank account using an agent during Quarantine lock dawn and it was simple, and cost about $90 with agent. I think itā€™s double or more than that price now.

Read these forums every day, also some expat forums for Pattaya, Bangkok or other areas.

PM me if you need more info on the little things that will make you think, 'oh crap' why didnā€™t I think of this.
Jeffrey *******
@Ken *****
Opening a bank account in Thailand is not a problem with nothing more than your passport while you are on a vaca-holiday. All you do is use an agent, pay the agent and the next day you have an account. Itā€™s a simple process, plenty of FB groups for expats and visa/travel advice with knowledgable people to suggest and agents that will offer help. Yes, it did get harder to open an accountā€¦thatā€™s why you need an agent if you donā€™t have a long term visa.
Ken ******
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Ken ******
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Ken ******
just found two youtube clips about opening bank account: recently tightening requirement
Ken ******
@Jeffrey ******
There is a risk for Thai baht further depreciate. Already down 10-20 per cent from 2-3 years ago
Sharron *******
ORIGINAL POSTER
@Jeffrey ******
Thank you, I would keep my Medicare so if I move back to USA in the future I have it. I read that if you drop it you cannot get back on it. I was not planning on trying to use it there. I know will have to purchase insurance there. My ss is direct deposit. Nothing goes to my home address. Looking at Jomtien area for condo with a sea view. Maybe HuaHin, but I do want to be by the sea. I have that now I would miss it. I would like to be near retired expats if possible. I will either get an agent or a lawyer. It will be well worth the money. I want to be able to live off my SS. I will keep most of my money here in bank that my daughter is a loan officer for. She can handle it.
John ***********
@Sharron ******
If you can get health insurance in Thailand it will either cost a small fortune or will have a huge excess e.g.
*****
0 baht and will not cover any known conditions. It's the major factor dissuading me moving permanently to Thailand from Australia.
John ********
Donā€™t rush anything. Do not buy for a month or so. After you get here look,look and look. You really need to find a place that fits you. After your here awhile you will see what you like and not like. I would not buy anything for 6 months. It will take you that long to know what you need and want. There maybe things that drive you crazy here.lol I am in jomtien area.
Kool *******
@Sharron ******
to get everything done as fast as you can you need to use an attorney. If for nothing else, to do the due diligence on any condo purchase you make. They can also help with getting your Thai bank account, and correct visa extension given your situation. Siam-Legal.com is very good for all of this. A few details to be aware of, for Americans Bangkok Bank is the best. Once you get settled the SS can direct deposit your SS payments into your bank account, and at the best exchange rate that day, a little better than the TT exchange rate. Keep in mind on the area you choose to live, of the social atmosphere. In Bangkok will give you the most varied choices of socializing, and entertainment. Pattaya, and Jomtien, are more of a single male dominated area, with HuaHin gearing more to a retired community atmosphere. The best medical facilities are in Bangkok, and some of the best in South East Asia. People from all over the world come here for medical procedures. The farther away from Bangkok you get the less choice you have with everything, if you even have a choice. Above all get an attorney and start working with them before you even leave Florida.
Loretta *******
If you would like to chat about the move to Thailand ...private message me ....I'm not a visa agent or a realtor...I'm just an American from the midwest that lives here a few months out of the year....maybe I can give you a bit of advice!
Alan **********
Some advice live hear 1 year before you sell your house in usa
Alan **********
No i think it tax on money coming into the country after January 2024
Sharron *******
ORIGINAL POSTER
I am selling my house either way. Time to move on. I went through a Hurricane IDA last year, its taken over a year to get my house repaired and insurance to settle.
Alan **********
@Sharron ******
nothing clear yet but it has been approved,i just thought I would enlighten you as per the situation now good luck,and certainly if you where definite about coming it would be better bringing your money before January in case you had to pay as much as 30%
John ***********
@Alan *********
So the
*****
0 baht required to be kept in a bank for retirement visa is subject to 20% tax under these 'new laws'?
Sharron *******
ORIGINAL POSTER
Alan **********
@Sharron ******
I would still advise keep your money in USA until you have lived 1 year in thailand ,have a look at new tax law starting in January 2024 ,20% tax on money you bring in up to one million baht 25% up to 2 million,and 30 % there after ,but in thailand it just mite not happen,but it has gone through parliament,sorry to sound alarmist but better to be informed off what is happening,having said that Iā€™m also 76 lived hear 12 years full time to lived hear part time before,good luck to you
Chizel *******
@Alan *********
got any official documents supporting the tax laws you mentioned Alan?
Alan **********
@Chizel ******
sorry no try typing in new tax laws thailand January 2024 thats where i found it on google
Chizel *******
@Alan *********
no real point checking as nothing is clear yet unfortunately
Sharron *******
ORIGINAL POSTER
I am planning on only bringing money for 800,000 after I am here and enough for condo. I will keep my money here. I can live off my SS after that. And not touch my money. Thats why I don't want to rent.
Ken ********
@Sharron ******
I visited the Thai Embassy here in saigon. They told me that a letter the benefit letter from the Social Security administrative explaining the amount of your benefit if that benefit is over the threshold. That Thailand requires is all that you need to have to prove income. You don't necessarily have to have an account in Thailand.
Carol ********
Oh and the veterinary care here is excellent and very very affordable!
Sharron *******
ORIGINAL POSTER
@Carol *******
Great Carol, thank you. Did you bring your cat from another country? I haven't got the form yet. Did your cat have to have a lot of shots? I understand most things need to be done 10 days before you come?
Carol ********
@Sharron ******
I found my boy here, but friends have bought their cats and dogs in from the uk and NZ, Iā€™m sure if you ask an agent they could advise or point you in the right direction of what you need to prepare

Itā€™s easier to bring in a car than to get one out!
Carol ********
There will likely be lots of comments about this, but perhaps find an agent who can advise and help you plan this, yes they do charge but it takes away a lot of the headaches

This site is run by an agency so maybe get in touch with them now for advice

Despite people saying you can do this yourself, itā€™s simple, it just removes the stress of you can afford it
Ruth *******
@Carol *******
I agree. Iā€™ve been following this for years and still find it overwhelming. I canā€™t imagine just plopping oneself into Thailand and trying to figure it out.
Sharron *******
ORIGINAL POSTER
@Carol *******
Thanks, I don't mind having to pay. I just want to make sure I get everything I need before go, and do it as smoothly as possible. How do you find out what agents run this site And how to get a hold of them?
Carol ********
@Sharron ******
thai visa centre
Carol ********
@Sharron ******
if you tap the banner on this site you can find the agency
Carol ********
@Sharron ******
you are welcome
Stuart ***********
Have you considered Hua Hin as an option?

I would definitely rent before you buy and try different locations first. Indeed why buy as there is lots of choice.

I would also recommend the O visa.

You do not need an agent to get the visa, it is a fairly straightforward process, just open your bank account ASAP.

Good luck and enjoy.
Sharron *******
ORIGINAL POSTER
I have looked at Hua Hin. It is still on my list. Thats why I thought I would take a 3 months to look around. I was there several years ago. But at my age I want to get settled as soon as possible. Thank you ,
@Stu***
.
Richard *********
Apply for a non O ( NOT OA) visa in the states, than no insurance needed> come over, open a bank account, put 800,000 in it.

RENT a condo or travel around and look, ( Phuket is much nicer than Pattaya) Than apply for ur 1 year extension.

Have you ever been to Thailand? DONT burn ur home bridges!!!
Richard *********
Just for me>

mid 70's, WHY buy a condo in a foreign country?

you can get a nice condo for under 20,000 baht/month (even in Phuket an less in Jomtien) so 240,00/ year 2.4 million 10 years an no one need deal with anything when u die

PLUS why pay for medicare b/c, d when u cant use it?

I owned a home in Kamala for 10 years and when my daughter moved to the states sold it. zero reason as an old person ( in my eyes) especially single, zero reason to won here

to each their own
Sharron *******
ORIGINAL POSTER
@Richard ********
I am keeping my Medicare here and money in the bank here for sure. Also my four grown children and grands live all over USA.. It will give them a new place to visit. They have enjoyed Florida visits. Now, next chapter of my life.
John ***********
@Sharron ******
What do you mean by 'keeping your Medicare' here? I am assuming you are referring to Medicare in the States, but what happens if you fall ill in Thailand and are unable to get home?
Sharron *******
ORIGINAL POSTER
@John **********
John I will also get insurance in Thailand.
John ***********
@Sharron ******
Have you found an insurance company in thailand that will give you cover at your age?
Sharron *******
ORIGINAL POSTER
I am waiting for a call back this coming week. It looks like Pacific Prime, no deductible, 450,000 per condition, per year. 5,932 a month, = $167.00 Us a month. I had figured in my budget $200.00 us a month. So this would be great.
Kevin **********
@John **********
she probably means her "Medicare advantage" so if she gets sick she can fly back stateside for medical attention
Richard ********
@Richard ********
agreed Phuket is much nicer than both you refered too
Ruth *******
@Richard *******
Iā€™d like to know where in Phuket. Itā€™s an honest question. I just went there and had a very unpleasant visit, except for the Jai Festival. That part was nice. I was staying in Patong. I felt like I was constantly clawed at and the expats were amongst the most unpleasant people Iā€™ve ever encountered. The laundry even lost my shorts and refused to even make an effort to look for themā€¦not at all a typical Thai experience. Was I just in the wrong section? Serious question, because I was shocked by the experience.
Richard ********
@Ruth ******
Karon, Kata, Kamala. Patong is full and I mean full of tourists and many Russians trying to avoid the war etc for many Eastern Europeans also from what I understand. I was also there but only for 2 days flying home from Australia to Udonthani. But I love all of Thailand but Phuket would be second favourite to Udon.
Richard *********
@Ruth ******
Been in Kamala for most of the past 27 years. Love it here

Most people that seem to hate Phuket, never get out of Patong :-)
John ***********
@Richard ********
I hate Phuket but lived in Nai Harn not Patong. Phuket is expensive, infested witrh Russians and the natural habitat other than the beaches has largely been detroyed for tourism. I suspect you have a reason for living there and after 27 years you are probably nicely set up there. For a relative newcomer looking for somewhere to live out the last years of life, it's not a place I would advise him to move to. In fact out of the three places mentioned, I'd choose Bangkok, but I am sure he could find somewhere much more leisurely and affordable elsewhere in the country. Phuket is also the one place in Thailand in which your own transport is an absolute necessity. At 76, you don't want to be negotiating for a fair price with the local transport mafia.
Richard *********
@John **********
totally disagree: kamala is a great place, NOT full of touristy Russians,( unlike Kata an karon which are the worst on the island) < easily walkable everywhere

plenty of choices in accommodations from 6,000 baht/month rooms to 300,000 baht villas

a step up would be laguna area where there plenty of places to live out ujr days if ur cashed up

everytime i go away, i am always glad to return šŸ™‚

everyone has their own views of Paradise

FYI: I have NOTHING against people fleeing a country cause they are involved in an unjust war<

some of my best friends form the 60's were draft doggers
John ***********
@Richard ********
No problem. Each to their own. Phuket is not a place to which I would choose to return.
Ruth *******
@Richard ********
I went to Old Town šŸ™‚. However, Patong was definitely what left the worst taste. I would like to return once I have a scooter license and stay elsewhere
Sharron *******
ORIGINAL POSTER
I love to look at the sea, in Jomtien I can get a condo with sea view at a very reasonable price. Cams are really reasonable. I live in Florida, because of the water. I just want a change before I am to old to do it.
Richard *********
@Sharron ******
Nakula is nicer, ( north of Pattaya)

plenty of sea view condos but still WHY BUY when u can rent
Marty *********
If you have an OA visa you will eventually have to get 1 year extensions of that visa here in Thailand. You will need qualifying health insurance to do that. The insurance you use to get the OA in the US may or may not qualify for an in county extension. At your age you may find it nearly impossible to buy into a new insurance policy. You should be certain about the insurance issues.

Alternatively you can get an O visa that will not have an insurance requirement for yearly extensions.
Nongnuch ********
@Marty ********
@Sharron ******
for an extension out of a Non-O/A, Immigration will NOT accept her foreign health insurance. She would have to secure a mandatory Thai private insurance company, from the "tgia-list of insurances". Most of these will NOT insure you if you are above the age of 70.. . . .that's why I NEVER EVER would start my retirement in Thailand with the Non-Imm-O/A visa. Only an extension of stay permit out of a Non-Imm-O retirement visa, will come without a mandatory insurance requirement. You need to have a minimum of 800,000.- THB in your Thai bank account to meet the requirements for a "1year extension of stay permit" out of a 90-days Non-Imm-O retirement visa". You can get this visa with help by an agent, after entering Thailand with a 60-days tourist visa, by a process called "change of visa type". Check out this Immigration website, your requirements are listed under number 9
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Marty *********
@Nongnuch *******
I agree which is why I keep recommending the O. I extended my visa myself in Bangkok. You donā€™t need an agent but I am aware many prefer using an agent
Sharron *******
ORIGINAL POSTER
Thank you, I found one company that excepts my age. I have to check them out , I will get my insurance before I come over. I will also keep my insurance here. Thank you. I have a long list of things to do. I am also bringing a cat .lol I will have a lot of forms to get filled out for her.. I will also get an agent; I am sure it will be well worth it. How many years can I keep getting extensions on a O visa?
John **********
@Sharron ******
you need to buy Thai health insurance for future extensions to the Non-OA visa. Insurance from the US won't cut it, and over the age of 75 you're going to struggle to find one to cover you. Much better to get the Non-O visa inside Thailand as there is no compulsory insurance requirement.
Andy *********
@Sharron ******
We live in FL also. Here in Bangkok on OA visas. Don't overlook the fact for a OA visa you have to get a medical form signed by a Doctor. Also a criminal history form. The criminal history form is easy, done online, about $35. The medical form, when we lived in NC, my Dr. looked at it laughed, said you don't have any of these and signed. My Dr in FL wanted blood tests, and TB tests done, which cost!! I've not looked into it, but a 'OX' visa may be of interest to you.
Marty *********
@Sharron ******
The O and OA visas are two very different visas with different benefits and different requirements. Donā€™t confuse the two visas.

I got an OA visa in the US in 2017 and extended it in Bangkok for 6 years. In 2019 the Thai government added a health insurance requirement for anyone with an OA visa. I have Thai health insurance.

These days I would recommend getting an O visa that doesnā€™t have the health insurance requirement for 1 year extensions. You can arrive in Thailand and get 30 days visa exempt. You can then apply for a 90 day O visa inside Thailand. At the end of the 90 days you can extend that visa for 1 year. You can continue to extend that O visa each year indefinitely. You need to meet the financial requirements with an 800,000 baht deposit in a Thai bank.

It may be possible to get an O visa, not the OA, from the Thai consulate in the US but you will have to check their website for that.

I am suggesting you get the O visa without the health insurance requirement. Iā€™m not saying you shouldnā€™t have health insurance but you will have a lot more flexibility about your health insurance options if it is not tied to your visa requirements.
Dianne *****
@Marty ********
Totally This
Graham *******
I did the Full Monty in April this year its possible, do you research for condo in advance! If you are lucky as I was the realtor you deal with here can also "help" with the visa and bank account stuff! Not sure about the stuff with needing a us address, no one will check. yiu will need a tm30 though! If you have a contract to buy a condo and a receipt for the deposit, immigration and the bank will accept this. You are going down the easy path but have all your ducks in a row.
Sharron *******
ORIGINAL POSTER
I ha been looking for months in Jomtien area, I will rent something for a month or so, and look at condos. Once you find one and agree on price, put down money how long does it usually take before its yours?
Graham *******
@Sharron ******
its a very quick process, you agree a price, pay a deposit, arrange a closing date, get a bankers draft for the closing amount, take the cash and the bankers draft to lands dep, meet the seller and do the exchange in front of the registrar. Only delay is the seller needs to get clearance from the condo admin that all monies are up to date, this can take a few weeks. I am assuming u are not buying a company own property. You get your name on the title there and then but takes a few days to get the blue book, If u buy thr realtor they will tell u exactly, if not get a lawyer. You will find a lot of info here:
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Brooke ***********
Make 1 trip. Stop in LA or Vancouver for a couple nights to break up the time. If able book business class for final legā€¦worth it for dedicated immigration line at Bangkok airport. Thru in 5 minutes ! Definitely get an agent who can handle the visa maze. Keep your 800k invested in US and your interest will more than pay the agent fees. Forget buying a condo until youā€™re here for 6-12 months minimum to see what,where you wanna be located. Personally Bangkok is too bigā€¦no beachesā€¦I love Jomtien. Iā€™ve basically did all the above steps myselfā€¦lol. There are ample agents that can handle your visa process, bank etc. I used ā€œThai Visa Pattayaā€ as Singh was able to handle some specific issues other agents werenā€™t. You can email him and he will advise. Your best to simply land on a Tourist visa as you can do your banking and retirement visas easily once here. Coopers Thai Adventures vlogs all about the Jomtien/Pattaya area awa the visa processā€¦check him out. Youll Love Thailand šŸ„³
Michael ********
@Brooke **********
over 70s go in fast lane anyway no matter what class of flight they are on
Dianne *****
@Brooke **********
no need to have a Thai bank and a retirement visa plus the 800K baht working back home. You can apply for your Non immigrant OA visa in your own country and not move a single dollar to Thailand, if you choose. Downside of this visa type is that you need to have medical insurance that covers you for the length of the visa (12 months) . With clever management you can get almost 2 years out of this visa without requiring a Thai bank account, an agent or the transfer of any funds into Thailand. However a Thai bank account is very useful and most peoople will need to access funds from their home country so transferring directly into their Thai bank account makes sense. Otherwise someone from the US can come into Thailand on a single entry tourist visa or a 30 day visa exempt entry which they will need to extend at their local immigration office. Then apply for a non immigrant O visa, on the basis of being over 50 years and having 800K baht. The non immigrant O visa costs 2000 baht and is simple to do by yourself. Once your 800K baht has sat in a Thai bank for 2 months and you have 21 or 30 days left on your visa (depending on your local immigaration office requirements) you can apply for a one year extension at a cost of 1900 baht. So basically for a total of 3900 baht this gives you 15 months in Thailand and saves you tens of thousands of baht in agents fees
Ken *********
@Brooke **********
The 800k baht must be in a Thai bank. I'm confused when you say invest the 800k in a US bank and earn interest. How?
Sharron *******
ORIGINAL POSTER
@Ken ********
I never said invest, I said deposit in bank. It is required on some visa.
Ken *********
@Sharron ******
I am responding to Brooke Schneider. He said invest 800k in US bank. It's not possible. Deposit must be in Thai bank.
Sharron *******
ORIGINAL POSTER
@Brooke **********
Good bless you. Thank so much for the help.. Have been looking on line at Pattaya, Jomtien beach area for months now. Thats where I want to buy small condo with sea view. Bangkok was my second choice. But I want the seas. I live in Florida coastal area now..
Dianne *****
@Sharron ******
I would agree with the previous comment about not rushing to buy a condo. But I would say wait 2 years before you invest big money like that. Many people think that they are moving to Thailand to live out the rest of their lives, however a good many are gone by the two year mark once the novelty has worn off, the rose coloured spectacles have come off and funds are diminishing. Coming to Thailand on a holiday is much different to living here long term. Real estate rarely gains value here due to an oversaturated market, and often it is very hard to re-sell. Many people sell at a loss
Kevin **********
@Dianne ****
and renting can be cheap
Sharron *******
ORIGINAL POSTER
I am not looking for profit. I just have a problem paying rent, when I can spend 4,000,00 and not have to think about rent every month
Ruth *******
@Dianne ****
good point about the real estate. People coming from the States jus assume property always goes up. As you said, not so in Thailand.
Ruth *******
@Sharron ******
absolutely do NOT decide on an area, and certainly donā€™t buy, based upon what you see online. šŸ¤¦ā€ā™€ļø. With that said, Pattaya and Bangkok are so completely different that the fact that those are your top two has me very concerned. I understand that you have trouble traveling, but you need to really try places out before you consider moving there and certainly before considering buying.

Iā€™m doing exactly that now. I have to tell you that if you like Florida (Iā€™m actually not a huge fan myself), the place Iā€™ve found to be most similar is Hua Hin. They even call it ā€œHeavenly Hua Hinā€ just like Floridians always refer to themselves as Paradise. At the very least, you should check it out. My verdict is still out. I like aspects of it.

Pattaya is known as the sex capital and is known for the dirty old men (westerners) who move there, so itā€™s not even on my list to visit. Iā€™ve been to Patong. If itā€™s worse than that, no thanks. Again, visit before making decisions. Bangkok is amazing.

In terms of visas, you can get your visa in-country (if you can get insurance) then you donā€™t need to bring your money over. With your one-flight requirement, getting your retirement visa before leaving the States would be your safest bet.
Kevin **********
@Ruth ******
We have a house in Cha am, they also call Hua Hin "Little Stockholm", because the number of Swedes, Danes and Norwegians that live in or around which makes the area interesting
Sharron *******
ORIGINAL POSTER
Thank you Ian, but it didn't answer my questions. I guess I need a lawyer or an agent
Sharron *******
ORIGINAL POSTER
Thank you
Ian **********
@Sharron ******
when they wake up in the morning someone will be more helpful Sharron, i wish you the best
Ian **********
I would look at the retirement visa application but i am no expert
Sharron *******
ORIGINAL POSTER
Thank you Ian, but it didn't answer my questions. I guess I need a lawyer or an agent
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