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What should I know about potential bank account freezes when applying for a Non-O visa in Thailand?

Non-O Visa Thai Bank Account Issues Bank Policies Account Freezes Banking Advice for Expats Visa Requirements

Thomas *******

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asked Nov 13, 2026

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unexpected account freezes

I have a friend about to "pull the trigger" on a Non-O, requiring a bank account with 800K baht.

Has anyone here experienced issues Thai banks freezing your account? If so, how was it resolved? Should this be a concern?

Answer summary

The discussion revolves around a friend's concerns regarding the requirement of maintaining 800K baht in a bank account for the Non-O visa in Thailand. There are reports of account freezes, particularly with Bangkok Bank, due to a new policy that requires a signed agreement for the 800K to be frozen for four months when requesting documentation for the visa application. One commenter recommends avoiding Bangkok Bank due to these issues.

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Mr_Raym********

Mr_Raym********

Stay well away from BKK Bank.

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Tod *********

Tod *********

AFAIK this is a problem only with peopl who have bangkok bank accounts.

About 8 months ago they implemented a policy that IF you wanted them to provide the 'standard bank letter' and the year detail transaction report they made you sign a paper saying your 800K would be frozen for 4 months.

Still shows in your balance, but not available funds.

There is no work around other than wait out the 4 months and change to a bank that doesn't have a policy like that

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