What should I do if my bank account temporarily dropped below the required 400,000 baht for my marriage visa extension in Thailand?

Apr 3, 2023
2 years ago
Bob **********
ORIGINAL POSTER
Thank you all for your information about marriage extension documents. I have another thing I would like to get your thoughts on. I have had over the required 400,000 baht in my bank account for over two months but, one week ago when it was small was late at night and I was tired. I was moving my from one account to the other. I accidentally moved too much money out of 400,000 baht, bringing a little bit lower than the required 400,000 baht. 

I was stunned when I realised what I had done and I immediately put the money back in bringing it back over 400,000 baht. So it can be seen on my statement that the account went below the required amount for less than one minute. I assume/hope that will not be a big issue.
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TLDR : Answer Summary
The user is concerned about a temporary drop in their bank account balance below the 400,000 baht requirement for a marriage visa extension in Thailand. They moved money between their accounts, accidentally going below the threshold, but quickly corrected it. Responses from the community suggest that while this could be a serious issue, it might depend on the discretion of immigration officials and how well the situation is explained, especially if both accounts show sufficient funds combined. Recommendations include bringing bank statements, possibly a Thai partner for assistance, and being prepared to negotiate if needed.
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Bob **********
ORIGINAL POSTER
Hello all. Here is what happened when I visited Immigration to apply for my yearly marriage visa extension (in Nakhon Phanom). I got it but it was a grueling, anxious 7 hours. At first they told me they would not approve me application (even with statements from both of my accounts in the same bank, with more than enough total in them and having accidentally transfered too much money out of the one, but then transferring it back within one minute).....and they said I would have to leave the country and come back in with a 60 spousal visit visa and then start the marriage visa application all over again. .......Those 7 hours including many runs to the bank (3 times), the Amphur, and for copies. Near the end of that day, after calling the "Big Boss" in KK, they finally approved my application. Quite a stressful, rollercoaster day. Now I wait for final approval of my extension. Thank you again for all of the response.
Coilean *********
@Bob *********
Wow what load of you know what. I hope i never have to go trough an ordeal like that but success at the end so well done.
Don *********
I did the same - after a few drinks one evening I agreed to buy my father in law (a monk building a meditation retreat) a roof for his new home as the rainy season was approaching, and the balance dipped below the magic level for a few hours until I woke and connected my mistake.

My wife tried explaining this, including docs / pics to prove where the money went (hoping to guilt them) but no mercy was shown, had to start again…
Coilean *********
No worries as in the above comments there is no problem. I often do this school fees etc as long as the two accounts show 400k over two months no questions asked.
Bob **********
ORIGINAL POSTER
Coilean *********
@Bob *********
Just a small tip Bob get your wife to fill in the forms and bring to immigration front desk for a check. We than correct what ever and go back the following day with bank letter statements etc. I never speak just let my wife do the talking she understands the BS better than me and say thank you and leave simple as......Good luck and enjoy your time in Thailand.
Bob **********
ORIGINAL POSTER
Andy *********
Dawn Costello above nailed it.

Use an agent who tells you they can get it approved.

And try to negotiate in advance a (at least partial) refund if they fail.

But mainly - Use an effective agent.

There are many who can take care of it.
Peter *********
Sorry rules are rules in Thailand 🇹🇭 good luck anyway 😉
Will ************
You could actually have gone down the 40k a month transfers in. The same 40k in and out for 12 months
Mohit **********************
Bring your partner with you and be kind, hopefully they will understand.
James *********
Ugh,,,, Bring ALL your supporting documents/information, your truth, along with a good heart and demeanor. May be good to bring along a Thai National friend to the IO. I know many here will be hoping for you to have a good outcome. Please let us know here how you get along.
Bob **********
ORIGINAL POSTER
@James ********
thank you for your sincere concern. I am getting the feeling that there will be no problem. I moved that money so briefly to another account which is also only in my name (in the same bank) and combined with two accounts total was well over 500,000 baht. People told me just have the bank print out statements for both accounts.
Dawn **********
I had a similar issue with my 800k. It was the only time I used a visa agent and there was no issue.
Khoo *********
@Bob *********
nope I have had the same experience same like u. Just less THB 5,000 for over used. They denied my apply. It was hurt me as this is my second year of continue my VISA. Just because of less THB 5,000 I have reapply, and even a bad experience it was a last day of my VISA and I have to back to my country.
John **********
Where did you move it to? Was it another account in your name? If so you may be able to just show both accounts
Bob **********
ORIGINAL POSTER
@John *********
yes, it was to another account in my name only, same bank…..and combined the total for the two accounts was well over 500,000 baht. A few other people told me it will not be a problem. Just have the bank printout statements for both accounts.
John **********
@Bob *********
I agree. Statements from both accounts should be ok
Bob **********
ORIGINAL POSTER
Andy ********
@Bob *********
I agree with
@John *********
approach 100%. Remember to stay calm and if it is not acceptable to the immigration officer (there is a very low chance) smile and say "how can we resolve this". It has worked for me in immigration a couple of times.

I don't think that you will have a problem, just if you do.
Bob **********
ORIGINAL POSTER
@Andy *******
thanks! Have a good day!
Steve *******
That will most likely be an issue and your 2 months will reset from when you corrected your mistake.
Werner ************
Depends you will sweat it out until your office reviews - Thais love paperwork and reviewing it and following each and every step, very little in the way of exceptions is my experience
Richard ******
Happened to me once and immigration were understanding and let it slide but, every department is different. Best going to see your local immigration office and explain the situation.
Danny *******
@Richard *****
The same happened to me and when I explained it to immigration they said “no problem” since it was only like 10 minutes.
Brandon ************
You run a very real risk of being denied your extension. This is the reason they ask for the full transaction history, to ensure it never dropped below the required amount.

You might have to leave Thailand and apply for a new non-O visa and start the process over.

You'll find out when you go to immigration to apply for your extension, but don't leave it until the last minute so you have a chance to make alternate arrangements if your extension is denied.
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