What is the official processing time for the DTV visa and can I use funds from a mutual fund for the 500,000 THB requirement?

have two questions regarding the DTV visa process:

1. I paid the visa fee on July 9 and submitted all documents on July 17, but the status is still "under review." I’ve seen people say it can take anywhere from 2 days to over a month depending on the embassy, but does anyone know the official processing time?

2. Regarding the 500,000 THB financial requirement: In the official checklist, it says the funds must be inibank account for 3 months. However, about two months ago, I emailed the embassy and asked if I could use money from a Thai money market fund (mutual fund), and they replied that it’s fine to sell the fund at the time of application, as long as the money is under my name. Now I'm reading completely different things, and I’m confused.

I’m honestly quite stressed about this process and really hope I won’t get rejected.

If I do get denied, can I apply again at a different embassy (like in Vietnam), or will it already be flagged in the system?ץ

Thanks In advance 🙏🙏