What is the best visa process for returning to Thailand after marrying a Thai citizen and planning to buy a business?

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You need to show 400K baht in a thai bank account in your name only if you're going to get either the 90 day Non-O visa based on marriage OR the year extension based on marriage here inside the country.

You can show proof of funds in your country to get the 90 day Non-O visa based on marriage to a thai from the consulate in Sydney, but you'd still need to bank 400K baht in a thai bank here to get a year extension at the immigration office based on marriage to a thai.

You can enter on a free 30 day entry stamp OR a 60 day single entry tourist visa, get the funds in place then apply first for the 90 day Non-O based on marriage then 2 months later the year extension (also based on marriage)

OR

You can get the 90 day Non-O based on marriage in your country, come here get the funds in place and 2 months later apply for the year extension.

That's a choice YOU have to make, it can be done either way.