What happens if you're in an accident in Thailand without medical insurance, and how are ambulance services structured?

In Thailand, if you are in an accident without medical insurance, local ambulance services operated by volunteer groups will take you to the nearest hospital. You can choose a hospital if you feel capable of communicating your preference. For a better hospital experience, private ambulances can be arranged, but they must be called directly. It is noted that legal motorbikes have some insurance coverage, providing a certain amount for injuries. In emergency situations, ambulances typically have contracts with specific hospitals and will take you there first, allowing later transfers if needed.