Did anyone open a bank account with kasikorn on dtv? Any special requirements?
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TLDR : Answer Summary
Opening a bank account with Kasikorn Bank while on a DTV visa can be challenging. It is generally understood that you need a long-term visa and to have resided at a permanent address in Thailand for several months to be considered a customer. Some users suggest using an agent to facilitate the process, while others mention the difficulties due to banks' stringent requirements regarding residency and stable income. The value of residency certificates has diminished, meaning banks may assess an applicant's stability more rigorously, looking for evidence of a reliable customer base.
DTV is not eligable for a bankaccount, you need to have a long term visa to be eligable for a bankaccount, and have stayed several months at a permanent adress, before they will consider you as customer.
Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.
That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.
Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.
Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.
The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.