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What are the best travel insurance options for a 7-month stay in Thailand?
Travel InsuranceThailandExpat LifeHealth InsuranceVisa RegulationsRayongEmergency CoverageTravel Tips
Aug 14, 2025
9 months ago
David *******
ORIGINAL POSTERI’m traveling to Thailand soon and will stay with my wife for about 7 months in Rayong. Looking for recommendations for travel insurance whilst in Thailand.
TLDR : Answer Summary
The community suggests purchasing travel insurance before departing from your home country to ensure comprehensive coverage that includes flight cancellation, health issues, and potential repatriation. Popular options mentioned include Chapka, SafetyWing, and Luma and Falcon for competitive rates. Many recommend exploring insurance through credit card providers for additional benefits, and check websites such as checkdi.com for insurance options specific to Thailand.
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Jonny ********
I used Royal vacations in thailand they where brilliant
Jodie *******
I use passport insurance
Adam ******
Get it before you leave.
Max *************
This is a reliable website:
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4766&gclid=CjwKCAjwkvbEBhApEiwAKUz6--1Xi2LorXRQGpaxwT9S3qh_dd3tHu8B3ooQbLjb2aW6JmGRa-by-hoCjiYQAvD_BwENeil ***********
Use your credit card to pay for flights etc. Free travel insurance for 6 months, then contact them and pay for an additional 1 month.(Allianz) (I use Wpac card)
Gerg **********
I’ve never used it, but I see a lot of people using SafetyWing travel insurance.
Vicky *****************
Luma and Falcon have the lowest prices I’ve seen.
Jay *******
@Arawan ******
Have used her for the last 5 years.Rob **********
You should be getting travel insurance before you leave home, as you don’t say what country you live in, but if you live in Australia for example you can purchase a 12 month travel insurance policy.
Lynnette *******
I'm guessing you've never travelled and had travel insurance before. People generally take it out soon as they book their flight so everything is covered from day one. *Edit. Yes a 7 month policy at home might take a bit of a search.
Peter *********
@Lynnette ******
RACQ competitiveReply to
Peter *********
Reply
Henrik *****
Travel insurance is best bought in your homecountry, since it then also covers repatriation and / or relatives to come to you if serious illness / accident etc.
Tiphany **********
Chapka is good
Lynnette *******
Most people get travel insurance at home before they leave, then flight, delay, cancellation, baggage, health, money, passport etc all covered.
Colin *********************
@Lynnette ******
but most bought in home country are for maximum 31 days. Best you can get is 60 days. He wants 7 months - hence the questionFrangipani *******
@Colin ********************
I get 7 months from my home country every year…Ingvar *******
@Colin ********************
much more options than that in many countries.Reply to
Ingvar *******
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