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What are the best travel insurance options for a 7-month stay in Thailand?

Travel Insurance Thailand Expat Advice Health Insurance Travel Tips Rayong Insurance Recommendations

Aug 14, 2025

3 days ago

David *******

ORIGINAL POSTER

I’m traveling to Thailand soon and will stay with my wife for about 7 months in Rayong. Looking for recommendations for travel insurance whilst in Thailand.

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TLDR : Answer Summary

The community suggests obtaining travel insurance before leaving your home country, emphasizing comprehensive coverage that includes health, trip cancellation, and repatriation. Recommendations for specific providers include Chapka, SafetyWing, Luma, Falcon, and using credit cards for travel insurance benefits. It's advised to check local websites for the best deals and policies fitting longer stays.

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Jonny ********

I used Royal vacations in thailand they where brilliant

2 days ago

Jodie *******

I use passport insurance

2 days ago

Adam ******

Get it before you leave.

2 days ago

Max *************

This is a reliable website:

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2 days ago

Neil ***********

Use your credit card to pay for flights etc. Free travel insurance for 6 months, then contact them and pay for an additional 1 month.(Allianz) (I use Wpac card)

2 days ago

Gerg **********

I’ve never used it, but I see a lot of people using SafetyWing travel insurance.

2 days ago

Vicky *****************

Luma and Falcon have the lowest prices I’ve seen.

2 days ago

Jay *******

@Arawan ******

Have used her for the last 5 years.

2 days ago

Rob **********

You should be getting travel insurance before you leave home, as you don’t say what country you live in, but if you live in Australia for example you can purchase a 12 month travel insurance policy.

2 days ago

Lynnette *******

I'm guessing you've never travelled and had travel insurance before. People generally take it out soon as they book their flight so everything is covered from day one. *Edit. Yes a 7 month policy at home might take a bit of a search.

3 days ago

Peter *********

@Lynnette ******

RACQ competitive

2 days ago

Reply to

Peter *********

Henrik *****

Travel insurance is best bought in your homecountry, since it then also covers repatriation and / or relatives to come to you if serious illness / accident etc.

3 days ago

Tiphany **********

Chapka is good

3 days ago

Lynnette *******

Most people get travel insurance at home before they leave, then flight, delay, cancellation, baggage, health, money, passport etc all covered.

3 days ago

Colin *********************

@Lynnette ******

but most bought in home country are for maximum 31 days. Best you can get is 60 days. He wants 7 months - hence the question

2 days ago

Frangipani *******