What are the best budget-friendly accommodation options in Bangkok for retirees and how to navigate Thai immigration rules?

Mar 25, 2024
8 months ago
Viney *******
ORIGINAL POSTER
Namaste ! I am a 53 year old Indian woman want to retire in Thailand . Coming in April for a month to explore possibilities.kindly suggest a budget friendly place to stay in BKK . I would highly appreciate if someone can suggest a genuine immigration lawyer. Thank You 🙏🏼🌹
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TLDR : Answer Summary
An Indian woman plans to retire in Thailand and seeks budget-friendly accommodation options in Bangkok, along with recommendations for a reliable immigration lawyer. Comments suggest areas like Talat Phlu and Korbua House for accommodation and discuss the processes involved with the 800,000 baht requirement for retirement visas, emphasizing that it can often be managed without legal assistance. Moreover, advice is shared on what to consider regarding air quality and living conditions in various parts of Thailand.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Viney *******
ORIGINAL POSTER
Ken ******
*************************************************************************************
Viney *******
ORIGINAL POSTER
@Ken *****
phew ! I thought it would be easy 😵‍💫
Ken ******
and better live in the southern part of thailand if you care about air quality

************************************************
Ken ******
better live away from high risk flood areas, and too near BTS as it maybe quite noisy, and live in high floors and away from highways to avoid noise and air pollution, less than one month airbnb is illegal
Viney *******
ORIGINAL POSTER
@Ken *****
thank you ♥️
Ken ******
you probably know all the

pros including cheaper

housing, friendly people,

and culture. Air quality,

floods, public road safety

and pavement conditions

need improvement (just

look up internet for details).

Air quality can be checked

real time downloading

some apps. For long

stayers, there are some

reporting requirements

such as 90days report on

residence, which is not very

convenient. Starting this

year, new tax on remitted

income earned abroad.
Viney *******
ORIGINAL POSTER
@Ken *****
I am already paying tax on my income in India . Does this mean that I have to pay tax again in Thailand for the same earning ? Now my head is spinning 😵‍💫 😱
Monzi *************
Hi there, I recently retired in Hua Hin and used an agent to help navigate the documents and opening bank account.

It made the process a lot easier for me.
Viney *******
ORIGINAL POSTER
@Monzi ************
♥️♥️♥️♥️🌹
Richard ******
Korbua House is excellent and price friendly.
Viney *******
ORIGINAL POSTER
@Richard *****
Thank You . it’s Agoda happy too .yeah !!! 😃🙏🏼🌹
Ben ******
I recommend booking.com
Mark ********
I constantly see people on here talking as if 800,000 baht is a huge amount of money. It isn't really is it, if you are worried about the interest on that much probably best find somewhere else....
Todd *********
@Mark *******
so for clarity, your wise move here is to forego the easy 5-8% (40k-64k baht annually) interest so you can take advantage of the opportunity to stand in line at the bank and immigration EVERY year and waste a day of your retirement to sort this out? If you can't afford to have pay a thai agent to handle that for you, probably best stay at home or check out Cambodia....
Mark ********
Nothing to do with what i can afford. In fact your statement is a bit dumb as i would obviously have the money if i put in the bank. Putting a few grand in a bank is not an issue for me. Why pay somone to falsify something that may risk my ability to stay in the country when i can easily do myself and ensure that there are no comebacks.
Todd *********
@Mark *******
if a retiree doesn't have 800k baht sitting around... they are not retired. But one would have to be absolutely dense to put the 800k in a bank at 0%. I didn't retire at 47 by bring a financial fool. 'Risk your ability to stay in the country'??? WTF are you talking about? Seeing lots of agencies have their doors suddenly closed and their clients kicked out of the country? Didn't think so.
Mark ********
Awesome just keep repeating your mistakes in an attempt validate them👍
Todd *********
@Mark *******
😂😂😂 silly boy
Mark ********
Not as silly as someone that tries to obfuscate the fact that he made an incorrect comment😂😂😂
Mark ********
@Todd ********
I didn't say if they had i said me.... So still a dumb statement...
Todd *********
@Mark *******
awesome. Just keep repeating that to yourself next time you are standing in line at the bank and immigration. Enjoy.
Michael ********
Talat Phlu is a good area near the mall.. plenty condos for decent price, next to bts presuming you dont want to be near nightlife. Because none there
John ********
At 55 you don't need any lawyer to help unless you don't have the
*****
0thb to put in the bank, you can do it yourself it's not hard to do just look at the thai embassy website for the information or you can apply from your country then you don't need to put up the money ie
*****
0thb in a bank account
Greg ***********
@John *******
only if
@Viney ******
moves from the O/A visa to the one-year extension, the deposit must be on a Thai bank account. Or she can show an affidavit of income by her embassy in Bangkok over monthly 65,000 THB. And for the EOS, she will need a Thai tgia-listed private health insurance
Viney *******
ORIGINAL POSTER
@Greg **********
you been a great help . I hope I am able to do everything you have mentioned here smoothly.

Please do suggest From where I can obtain the Thai listed pvt. Health Insurance information ?

Thank you 🙏🏼🌹
Greg ***********
ADMIN: I doubt if she can do the "change of visa type" from a tourist visa to a Non-Imm-O retirement visa. In her home country, she can't get the Non-imm-O visa. Why would it be different in Thailand? So her only option to get a Non-Imm-O visa is putting up the 800,000 THB on a Thai bank account or show an affidavit of income over 65,000 THB, in order to apply for the change?
John ********
@Greg **********
in order for her to do the
*****
thb per month, she must have the
*****
0thb in a thai bank account for the first year, and that will be upto the immigration office that she goes to if they will accept it. She will also need to provide evidence that she's putting the money in the bank account every month for the year and still have the
*****
0thb in the bank account before she can take out the
*****
0thb
Greg ***********
@John *******
this depends. She is NOT a U.S. or British or Australian citizen . . . . If her embassy supplies the affidavit of income, she can do the "change of visa type" from a tourist visa to a 90-days Non-Imm-O retirement visa with an affidavit of income from her embassy. No need to put down an 800,000 THB deposit, and no need to collect 12 months of money transfers
Greg ***********
@Viney ******
here is the list of the Immigration approved tgia-listed insurances:
*************************************
Viney *******
ORIGINAL POSTER
Greg ***********
@John *******
. . .
@Viney ******
will need to put up a minimum of 800,000 THB or equivalent in her home bank account, OR show monthly income of equivalent of 65,000.- THB. She needs to apply for the Non-Imm-O/A visa. There is no Non-Imm-O retirement visa for Indian citizens.
Viney *******
ORIGINAL POSTER
@Greg **********
I have no issues with meeting their requirements. I hope that they are considerate towards Indians as well 😊♥️🌹
Todd *********
@John *******
have to a bit of a financial fool to put 800k at scant interest in a Thai bank. Recommend the op be smarter than that. Better options exist
Jan ******************
@Todd ********
If you want to retire in Thailand can you please explain the better way to get your first year extension of stay if your embassy doesn’t offer to provide you an affidavit letter to prove your income.

The 800K has to be in your bank two months prior and three months after your extension is issued and can’t dip below 400K for the first year. For the second year you can switch to the monthly income method and the money is free.
Todd *********
@Jan *****************
1. LTR is the clear winner if you qualify. O-X also a good option if your country offers. 2. If your embassy doesn’t offer affidavit apply for visa in home country and leave your 800k at home. 3. Use an agent and save yourself all the headaches.
Jan ******************
@Todd ********
Few people qualifies for the LTR. For the O-X for most countries demands 3 million in a Thai bank, Sydney as the I’ve understand is the only embassy who issues O-X based on funds at home. Most people retire in Thailand based on a Non O with yearly extensions of stay. If you’re from UK, US, AUS or Denmark it’s no legal way around the 800K in your bank for the first year extension of stay before you can switch to the income method for your second year. But of course several things can be done in Thailand if you’re willing to pay.
Todd *********
@Jan *****************
Then you want to be one of those few who qualify for sure!! By far the best visa. Agree that Sydney apparently allows the funds to be kept in Aus for O-X and the second (and more sensible) option for O-X is 1.8M in the bank and annual income not less than 1.2M. Obviously both of those appeal more to someone with a decent income than someone needing to deposit 800k so they can get a 1900 baht visa by queuing up at bank and immigration office annually. If your country fails to support the 65k method, the legal way around the 800k is to use an agent. As you say, you will have to pay. But that is the way at immigration in virtually every country in the world. Even a couple of dozen countries actively selling citizenship and passports. Amazing times
John ********
@Todd ********
yes I understand that I have just explained the basics of what is needed
Greg ***********
@John *******
it's not needed for the first and second year out of a Non-imm-O/A visa. The 800,000 can remain on her home country bank. Indians can't apply for a Non-Imm-O retirement visa
John ********
@Greg **********
yes I have told her that
Viney *******
ORIGINAL POSTER
@John *******
Thank you for answering my question. Kindly also advise if I need to keep this amount in a Thai bank ? And if it is easy to open an account in Thailand ? And yes I will follow Thai embassy website . It was good to connect , Thank you 🙏🏼 🌹
John ********
@Viney ******
you will find it's not going to be easy to open the bank account, you may have to pay a visa agent to help you with your problem, you can contact some of them to help you it's should cost about 5000thb for the agent to help you, as for the
*****
0thb you will need to keep it in the bank account 3 months before and 3 months after, also you if you take out any of the money it cannot drop below
*****
0thb all year
Christa ******
@John *******
is it 800,000thb or can you have $2000 USD monthly income instead?
John ********
@Christa *****
for the first year it has to be
*****
0thb, you will also need to show that you have been putting in the bank
*****
every month for the year before you can use the
*****
0 tthb once the immigration is happy they should give you the go ahead to take the
*****
0thb out, but don't you take it out until they have told you that it is OK
Graham ******
@Christa *****
Not for the first year, must be 800k, as the US Embassy no longer issue the income affadavit
Viney *******
ORIGINAL POSTER
@John *******
thank you for the heads up. Slowly dear friend but I shall move forward. 😊🙏🏼🌹
Chris **********
You want retire in BKK? Better you go to Hua Hin
Ruth *******
@Chris *********
why? HH is boring.
Stevie ********
@Ruth ******
spent a week there on holiday that was plenty. Couldn't imagine retiring there
Ruth *******
@Stevie *******
it reminds me of Florida, honestly…a place to go to wait to die. I’m told there’s more to HH than what I saw. I’m hoping that’s true and will visit again without making a firm decision. However, I just don’t understand blankly saying one should choose there while knowing nothing about the individual’s needs.
Stevie ********
@Ruth ******
I'm with you, I'll visit again too as it was just after COVID and it was dead so I'll give the boring shithole another go🤣
Chris **********
Hua Hin all has for me what you need for a good life: beaches, shopping centers, (night)markets, Macro, and Bangkok is not far away
Ruth *******
@Chris *********
beaches? For what they are. 555. Bangkok gives easy access to everywhere and has a life of its own.
Chris **********
Ruth Regal We like relax with food on the beaches around Hua Hin
Ruth *******
@Chris *********
that’s great for you. How do you know that’s what Viney wants? Also, I’ve found better beaches and I like living in Thailand, not expat-country.
Chris **********
@Ruth ******
Yes some people like the lonely beaches on the islands in the south of thailand. But there is another infrastructure, I would miss the BigC, Lotus, Macro and Thaiwatsadu
Ruth *******
@Chris *********
and some people don’t find those beaches lonely at all. Still others are looking for more than beaches. 🤣🤣🤣. The OP said she was looking at Bangkok. What part of that post made you think, “This woman is craving beaches”? 🤣🤣🤣 There’s a big world out there that doesn’t involve beaches and even has the conveniences you mentioned, if that’s what one needs. I started out regularly going to Lotus. Now, I rarely do.
Viney *******
ORIGINAL POSTER
@Chris *********
Thank you for your advice. I shall keep that in mind.🙏🏼🌹
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