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What are some tips for finding a short-term lease to open a bank account on a Non-O visa in Thailand?
Non-O VisaThailand Bank AccountShort-term LeaseUdon ThaniVisa RequirementsAccommodation in ThailandBanking for ExpatsResidency Certificate
Mar 25, 2026
a month ago
GrayTi*******
ORIGINAL POSTERHi, I am in Thailand on a non O visa and have to open a bank account to make my 800 000 baht deposit - which requires having a six month lease for accommodation. I am finding it quite difficult to find something suitable in Udon Thani as most condos specify a one year lease. Any advice or suggestions would be much appreciated.
TLDR : Answer Summary
A user in Thailand on a Non-O visa is struggling to find a short-term accommodation lease required for opening a bank account to make an 800,000 baht deposit, as most condos are available only for one-year leases. Comments from the community offer various solutions, including: trying different banks with potentially different requirements, obtaining a certificate of residence from immigration instead of a lease, negotiating with landlords for a six-month lease, or consulting real estate agents who can facilitate a lease. Recommendations for specific banks and alternative locations were also provided.
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Penny ******
Try “Krungsri” they were very easy to work with … I found that each bank I tried had different criteria all similar but with little twist 😜
It is funny everyone said I needed my Thai ID …. Once I got it, nobody asks me for it, all they ask for is my Passport 🤪
It is funny everyone said I needed my Thai ID …. Once I got it, nobody asks me for it, all they ask for is my Passport 🤪
GrayTi*******
ORIGINAL POSTERPenny Nave Thank you Penny, I think I will do that :-)
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GrayTi*******
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Jonny *********
Recidence certificate issued from immigration is what you need to show the bank. Not a lease..
GrayTi*******
ORIGINAL POSTERJonny Larsson Thank you, I had better double check - as the lease requirement was told to me by Kasukorn bank
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GrayTi*******
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Frank *************
Ask the landlord. Now that the busy season is winding down they might be more amenable to accommodating your needs. Our current landlord in Hua Hin wanted 26k/month for a year, though they also offered 6 months for 28k/month. We ended up choosing the year while we wait out our K1 visa.
Milo *********
If you talk to agent to talk with the owner maybe they can do six months lease for sure
Simon ******
Use Kasikorn or scb in udon
GrayTi*******
ORIGINAL POSTERSimon Paul kasikorn requested a minimum 6 month lease
Simon ******
GrayTiger2510 oh ok, I'm surprised
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Simon ******
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Jay *******
Move to Hau Hin
GrayTi*******
ORIGINAL POSTERJay Power how would that help ? :-)
Jay *******
GrayTiger2510 more opportunities and lenient
GrayTi*******
ORIGINAL POSTERJay Power Ooh. now I catch your drift :-):-)
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GrayTi*******
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Peter ********
Yes lease it for a year then
GrayTi*******
ORIGINAL POSTERPeter Willox l'm sure I would like to move to another part of Thailand by then :-)
Greg ***********
GrayTiger2510 move to a Pattaya hotel, visit an agent (for example F.S.Consulting Co). They will get a bank account opened for you if you have entered on a Non-Imm-O Visa, for a service fee of 5000 Baht. You would then still be able to relocate to Udon Thani and make the local bank branch your main branch
GrayTi*******
ORIGINAL POSTERGreg Alexander Sounds good, thanks very much Greg :-)
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GrayTi*******
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Nay ********
Which bank are you trying to open a bank account?
GrayTi*******
ORIGINAL POSTERNay McLegh kasikorn
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GrayTi*******
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James **********
I got it done with the certificate of residency and a short letter from the hotel
Brandon ************
Try a different bank, they might have different requirements. Some might be happy with just a certificate of residence from immigration.
Also if the bank says they need a 6 month lease, that doesn't mean that's the only thing they accept. That means AT LEAST 6 months. A 1 year lease would be fine as well.
Also if the bank says they need a 6 month lease, that doesn't mean that's the only thing they accept. That means AT LEAST 6 months. A 1 year lease would be fine as well.
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Brandon ************
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