ask
Search
Ask
Answered9 months ago

Do I need a lease to open a bank account with Kasikorn Bank in Thailand?

David ********
asked Jan 24, 2026
4.5k
views
33
replies
1
likes
I thought I would be able to open a bank account before committing to a one year lease for a condo. Do I need a lease to open a bank account with KasikornBank? Finding a condo I'm willing to rent for a year could really eat into the 90-day window to get an extension
Answer summary
The requirement to open a bank account with Kasikorn Bank as a holder of a Non-O visa varies by branch. Some branches may require a lease agreement, while others may accept a residence certificate and a TM30 form from the hotel. Key requirements often mentioned include having a signed TM30, a passport with visa, a recent passport-sized photo, and a Thai phone number. Experiences shared by users indicate that it is possible to open an account without a long-term lease, but it is advisable to visit the specific bank branch to confirm their required documentation.
33 repliesnewest first
17

Click comment and we will ask for your email, then OTP, then name.

Eric *******
Eric *******
What do you need to do instead of listening to everybody here who’s got a new story with different documents it’s just go to whichever branch you decide you wanna open the bank account and ask them what documents they need

They will tell you what you need and go get it
Dave **********
Dave **********
Same issues. I'm 3 weeks in with no Condo yet..I got a copy of TM30 receipt hotel fills out. Passport.copies of each plus originals. . 2 passport type photos. E-visa.residence certificate form.Go to information at immigration. They check all your documents and give you a ticket to go to the relevant desk. Queue was big but done in 45minutes.(That was to get hotel residence certified!)

Back after lunch, through information again, another ticket, this time for residence certificate. Again, 40minutes, done. Picked up certificate 2 hours later.

Kasikorn bank next day, passport. Residence certificate. Walked out 40mins later with card, book and app all set up and good to go..seems a hassle to start, but its not too bad really. Come prepared.bring a drink.I played a few games of chess on my phone while moving along the queue .No big deal at all..
Jump****
Jump****
Have Dave, I’m flying in this week and doing the same. May I ask which Kasikorn branch you went to? Thanks!
David ********
David ********
OP
Dave Richmond Nice! Thanks for reporting your experience, I'm so glad to hear it 😀 Which Kasikorn branch?
Paul *******
Paul *******
Dave Richmond . I went to Pak Nam immigration to get a certificate of residence to get a driving license after doing my 2 day motorbike test. Pak Nam gave me a piece of paper and told me to collect the certificate of residence in 7 days time. Which I did last Thursday
David ********
David ********
OP
Paul Green Thank you for the report!
Gary ***********
Gary ***********
Can you get a residency certificate if staying in a hotel, we arrive soon and have hotels booked for first few days
David ********
David ********
OP
Gary Colclough John Stanners said get a TM-30 from your hotel (update whenever you change hotels). Or the residence certificate from immigration
Gary ***********
Gary ***********
David Romero thanks
David ********
David ********
OP
Gary Colclough Dave Richmond reported a very good experience below
David ********
David ********
OP
Gary Colclough That's what I'm assuming. I don't want to be rushed to find a condo, but the extension is goal #1
Mark **********
Mark **********
David Romero actually I'd rather live in hotel than a condo anyway.
David ********
David ********
OP
Mark Crossman Other than room service, living in a Bangkok condo is like a hotel, what with all the amenities, concierge, 24 hour security etc
Gary ***********
Gary ***********
David Romero Good luck, when you try can you post back how you get on please x
David ********
David ********
OP
Gary Colclough Thanks! And wIll do. I retire in June
Chris **********
Chris **********
David ********
David ********
OP
Chris Jorimann --Passport --90-day Non-O --Certification of address issued by the Thai government (residence certificate)
Chris **********
Chris **********
Liam ***********
Liam ***********
I opened a account with Kasikorn yesterday

1 hour exactly

Residency permit from immigration with lease agreement,original not photocopied

Sim Card registered to your passport

Bank App download by lady and sorted

Passport with Non 0 stamp

300 baht cost

Left with atm card,bank book and fully functioning app

No problem

The shopping mall Korat
Nick ********
Nick ********
Liam O'connell exactly the same as you pal, 40 minutes in and out after visiting immagration for my residence letter whichwas also about 40 mins in Plaza Mall UBON Ratchathani,

Happy Days!! 😊
Willie ******
Willie ******
@Nick *******
UFC tonight
Willie ******
Willie ******
@Nick *******
it's on at midnight UK time undercard.main is 2am . paddy is top of the bill bro
Nick ********
Nick ********
@Willie *****
what time is the Paddy the B fight on at mate?
Nev ********
Nev ********
I just opened a bank account with Kasikorn bank all I needed was

1 certificate of residency from immigration

2 Passport with visa stamp

That was it
Greg ***********
Greg ***********
Nev Trower there is no visa stamp in your passport. There only is either an entry stamp, or the stamp of a 1-year extension of the stay permit. Your Non-Imm-O visa is a .pdf document which you should print out. I am amazed that the bank did not require a Thai mobile number and SIM-card registered to your name
Tom ********
Tom ********
Avoid Bangkok bank at all costs.
Paul *******
Paul *******
I have just opened a Kasikorn account on a 90 day non O visa.

I needed

1, A TM 30 Signed by condo owner

2, Copy of condo owners ID card and copy had to be signed by ID owner

3, My visa

4, My lease agreement signed by owner

5, My passport

6, A recent passport sized photo of myself

7, A Thai phone number registered in my name

I didn't need a certificate of residence

I was in the bank at Bang Bo for about 1.5 to 2 hours

I actually went 2 times to the bank because the first time I attended all my needed documents didn't have the original signature of the condo owner. The documents were photo copies and the bank wouldn't accept photo copied signatures of condo owner
John **********
John **********
Once you have your 90 day Non-O visa and travel to Thailand go to your local immigration office and ask for a residence certificate, go to a mobile provider and get a SIM registered against your passport, then go to a bank and request they open an account for you. You may have to try a few branches but you should be able to open an account
David ********
David ********
OP
@John *********
So one year lease not needed, have a residence certificate instead. Thanks!
Greg *********
Greg *********
David Romero that or at least a tm30 from your hotel or other residence
Jan ******************
Jan ******************
Requirements varies between branches. Try to show up with a residence certificate and your Non O visa. Several branches accept this for a bank account opening.
David ********
David ********
OP
Jan Kenneth Nesland Some here are saying a lease agreement is required. Why, if a residence certificate serves the same purpose?
Jan ******************
Jan ******************
David Romero The individual requirements vary between branches. Some require documentation of a longer lease agreement, as they only open accounts for people who can document a longer stay. The requirements for obtaining a residence certificate vary between immigration offices, but it is sometimes possible to obtain one with a simple hotel registration. If you encounter difficulties, using an agent is worth considering. In most cases, they can assist with opening a bank account and RC if needed if you hold a Non O visa.

Activity

17 joined
David ********
David ********
David ********
David ********
David ********
David ********
17
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are the requirements and steps for obtaining a Non-O visa for retirement in Thailand?
3.6k30421mo
How can I open a bank account in Thailand on a Non-O retirement visa with minimal documentation?
3.3k29342mo
What banks in Chiangmai can foreigners use to open an account for a Non-O visa without a 4-month freeze?
1.3k403mo
What do I need to open a Thai bank account for my retirement visa?
2.8k904mo
Do I need to create a family portfolio PDF for applying dependent visas in Thailand?
3.9k39284mo
What do I need to open a bank account in Thailand on a retirement visa, and can anyone recommend a reliable agent in Koh Samui?
17.7k853705mo
What is the minimum lease duration required to open a bank account in Thailand with a non-O retirement visa?
9.5k551725mo
What do I need to open a bank account in Thailand with a Non-O visa?
7.7k311706mo
Do I need a new rental agreement for every non-O visa extension in Hua Hin?
5.6k171356mo
Is a TM30 sufficient for opening a bank account in Thailand with a Non O visa or is a certificate of residence required?
7.2k321487mo
What do I need to open a bank account at Kasikorn Bank in Thailand with a retirement visa?
682458mo
What are the risks of signing a six-month lease agreement in Thailand while on a Non-Immigrant O retirement visa if my extension is denied?
7653119mo
What is the easiest way to open a bank account in Bangkok with a Non-O retirement visa?
3.2k272610mo
What is the process for opening a bank account in Thailand with a Non-O visa?
10.4k6415110mo
What steps should I take for immigration to Hua Hin, and is a hotel's TM30 enough for my bank account and Non-O renewal?
40921y
How can I obtain a certificate of residency for my bank account after registering TM30 in Udon Thani?
8333101y
Can I obtain a certificate of residence from immigration if I'm staying in a hotel with a Non-O visa?
2.1k16141y
How do I request a residence certificate in Thailand and what are the requirements?
1.8k1161y
What documents do I need to open a Bangkok Bank account with a retirement visa in Thailand?
9.1k72982y
Can you open a bank account in Bangkok with a residence certificate?
4.8k42342y
What visa options and procedures should a couple over 65 consider when moving to Thailand?
2.4k18203y
Can I apply for a TM30 online before arriving in Thailand?
3.1k24293y
How long does it take to process a Non-O retirement visa application in Thailand?
1.9k11214y
What steps did you take to successfully obtain a retirement visa in Thailand?
5.4k41584y
What is the procedure for reporting my arrival in Thailand and address registration after returning from abroad?
1.2k794y

Resources

Need help with your retirement visa?