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How can I open a bank account in Thailand while on a Non O visa without a lease agreement?
Feb 13, 2026
3 months ago
Tom *********
ORIGINAL POSTERCurrently in Thailand in the first 90 day period of a Non O visa. Trying to open a bank account so I can deposit the 800K which I have available in my UK bank.
I have a TM30 but no lease/rental agreement as am staying at my girlfriends house.
Any suggestions of what I could try? The house is in girlfriends fathers name and we have blue book and he can come to bank if required.
I don’t want to use an agent if possible.
Thanks in advance for any advice.
I have a TM30 but no lease/rental agreement as am staying at my girlfriends house.
Any suggestions of what I could try? The house is in girlfriends fathers name and we have blue book and he can come to bank if required.
I don’t want to use an agent if possible.
Thanks in advance for any advice.
TLDR : Answer Summary
A user with a Non O visa seeks advice on opening a bank account in Thailand to deposit 800,000 THB from the UK. They lack a rental agreement as they stay at their girlfriend's house but have a TM30. Community members suggest obtaining a residence certificate from immigration, registering a mobile number, and checking with banks for specific documentation requirements. Recommendations on banks include Kasikorn (K Bank) and Krung Thai, with some sharing personal experiences and emphasizing the necessity of a TM30 and passport copies.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Lyn *********
Best bank is K Bank Immigration dont like Bangkok Bank
Steve *****
i suggest krungthai very easy to open account
Mark *********
You have to register at the house and get a letter from immigration for the bank. You can register online or at immigration. You should press on and get it done so that you can get your deposit in place as soon as possible.
John *********
Find a bank that will let you open a account first before you get a certificate
Alex ****
Go to the bank of your choice and ask them for the list of documents you need, and get those documents!
Graeme *******
Go to immigration and get a letter.
Mark *********
Graeme Drake I just got a letter. It was OK.
Stephen ********
Graeme Drake Most banks want to see a 12-month lease
Dante **
Stephen Howell the stupidity of getting a 12 month lease when you only have a 3 month visa is beyond them.
Liam ***********
Stephen Howell kasikorn 6 months for me
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Liam ***********
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Ian **********
You may need proof of your home country address, as that seems to be a new requirement
Andy **********
Ian Morrison Driving licence then
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Andy **********
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John **********
Go to your local immigration office and get a residence certificate, then go to a mobile provider and get a Thai SIM registered against your passport. Then go to a bank and ask to open an account, you might have to try a few different branches of different banks
Tom *********
ORIGINAL POSTER@John *********
Thanks John. I’ve got the Thai sim but not the residence cert. I’ll try getting that on Monday.Martyn *********
Tom Woodyer father can go register tm 30 first needs to be registered within 24 hours of arrival once registered can apply for COR can do same time but need father register tm30 first
John ********
I got one a few weeks ago in Bangkok. Just needed the TM30 and passport copies as Mr Stanners said. Had to pick it up a week later. I got two though actually . One for bank and one for driving licence.
Then I needed that certificate and a rental agreement for the bank account. Because I’m also staying at the Mrs house, I let her deal with that. Basically a few copies of the mortgage and her ID I think. Get her to check with the bank before you go in.
Then I needed that certificate and a rental agreement for the bank account. Because I’m also staying at the Mrs house, I let her deal with that. Basically a few copies of the mortgage and her ID I think. Get her to check with the bank before you go in.
Tom *********
ORIGINAL POSTERJohn Wenman Thanks John, I’ll try your suggestions
Stuart ***********
You can usually pay a small fee to collect the residence certificate the same day. I can't remember how much maybe 200 baht here in Hua Hin.
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Stuart ***********
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