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Do you need a lease copy to open a bank account in Thailand?

Oct 9, 2025
a day ago
David *******
ORIGINAL POSTER
Do you need a copy of a lease for a condo/house to open a bank account. It just seems that despite having 90 days to extend the non o on first arrival, it’s actually under 30 days to sort everything out due to needing to seed the bank account with the 800k for 2 months. So if you need to sort out a lease for bank account opening that means a lot to sort out as soon as you arrive. Or am I misunderstanding?
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TLDR : Answer Summary
When opening a bank account in Thailand, the requirement for a lease copy can vary by bank branch. Some banks may ask for a year-long lease, while others allow the use of a residence certificate from an embassy or Immigration. There seems to be some urgency regarding how quickly one must complete this process, especially if planning to meet the requirements for a Non-O visa, which includes depositing 800,000 THB for two months. However, experiences differ, and it's not universally required to have a lease in hand.
NON-O RETIREMENT VISA RESOURCES / SERVICES
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Tony **********
Your have a month to do 2 things. 1) find a place to rent out buy. 2) open a bank account. It sounds right, but in reality it's not.
Bob **********
I just opened a new account with a residence certificate
Paul *******
Many peoploe have opened a bank account without having a lease, by using a residence certificate from theri embassy or from Immigration.
Pete *******
Branch specific but when I opened mine they required a year lease.
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