Answered6 years ago
What are some recommended health insurance providers in Thailand for expats that cover emergencies, general health, dengue, and COVID-19?
Can anyone please recommend an insurance provider who.covers accident and emergency, general health (dengue) plus covid 19. I am a British national living and working in thailand full time.
Answer summary
The post seeks recommendations for health insurance providers in Thailand that cover accidents, emergency care, general health issues including dengue, and COVID-19, specifically aimed at expats from the UK. Multiple comments suggest various insurance companies such as Cigna, AXA, Bupa/Aetna, and Pacific Cross. Users emphasize the need to consider budget, coverage specifics (inpatient vs outpatient), and whether the provider is a reputable choice among expats. The dialogue also touches on the importance of thorough research and the potential pitfalls of pre-existing condition clauses in insurance plans.
38 repliesnewest first
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Terry *********
and a provider for over 80
Janin ******
Healthy wealthy, Thai insurance also recommended by Thai government. No need to go to hospital, just fill in the application form....also good for Retirement Visa.
Kasem *************
thanks
my OIC Insurance licenses are..
@Siddhartha ********
i suit your individual requirements by many types & many brands of insurance..my OIC Insurance licenses are..
Tony *****
Pacific Cross health insurance by #TonySon
Insurance license no.
Insurance license no.
*****
7548 issues by Office of Insurane Commissions (Thailand)
Kathy ***********************
Reach out to an independent broker at
@Seek **********
Speak to Darren Sharp so he can give you some piece of advice and comparison.
Geoff ********
Depending on your age. If over 70 I would not recommend Aetna. Far too expensive for a retiree living in Thailand.
Noon ********
AXA
1. Smartcare Optimum (Individual)
2. Smartcare Optimum Plus (Individual)
3. International Exclusive (Individual)
1. Smartcare Optimum (Individual)
2. Smartcare Optimum Plus (Individual)
3. International Exclusive (Individual)
Paul ************
I pay £75 a month major medical policy and covid cover
Gal ************
Bupa International and also have a Bupa in Thailand ..
Gal ************
OH i dont know..because i used the BUPA INTERNATIONAL ..so in thailand has changed to Aetna then..
Kuan ******
@Gal ***********
but your plan mayb Bupa if it’s international Gal ************
@Kuan *****
yes until now they still taking care of me... sometimes I need preauthorization only do it by telephone... through London.. Kuan ******
@Gal ***********
yep sold off to Aetna Kuan ******
@Gal ***********
Bupa has changed to Aetna Stuart ******
i'm in a similar boat. as a 37 year old with no health issues, i'm looking for lowest cost for the required covid coverage. don't mind paying a bit more for a company with a solid reputation. will be in Thailand but may visit other countries in Asia, when possible
Burnard ************
I have insurrance that covers inpatient only. It includes Dengue and Covid-19 but I don't want to recommend them because I have never had to use them.
But when you start searching for Expat Insurrance they will be one of the first to pop up. They are not one of the huge companies and their reviews are mostly positive. But they will NOT, under any circumstances, cover pre-existing conditions.
That seems to be the biggest issue people have with them.
But it gets me across the borders and I am pretty sure it will get me in the doors of a hospital.
But when you start searching for Expat Insurrance they will be one of the first to pop up. They are not one of the huge companies and their reviews are mostly positive. But they will NOT, under any circumstances, cover pre-existing conditions.
That seems to be the biggest issue people have with them.
But it gets me across the borders and I am pretty sure it will get me in the doors of a hospital.
Stuart ******
Found em ;-)
Stuart ******
Ha, thanks
Stuart ******
what does their business name rhyme with?
Burnard ************
@Stuart *****
Emergency 
Adam *********
OPthanks for advice so far. Does anyone have experience with any thai suppliers on the approved list?
La ***********
@Adam ********
AXA
Alan ******
Goggle
Mark ***********
Seriously, if you're going to take the effort to make a sarcastic comment, trying to insult someone for what you perceive to be their lack of knowledge about the Internet, it would be kinda neat if you spelled things right.
Todd *********
@Al**
will assume you mean conduct a Google search and just never learned sentence structure or spelling 🤷♂️Allan ************
@Todd ********
two LL,s in Allan never needed to learn just told people what to do, and employed attractive secretaries.Allan ************
@Todd ********
no on holiday now.Todd *********
@Al***
lol, you realize of course that if it appears in 'blue' it wasn't addressed to you :)? But maybe ur too busy telling people what to do 🤷♀️Allan ************
@Alan *****
do you mean google Adam *********
OP@Allan ***********
didn't know they did health insurance Allan ************
@Adam ********
me neither 
Jane ***********
I use Cigna International. It covers all that
Siddhartha *********
@Kasem ************
0897741026**********
*****
*****
Sr. Manager @ AIA. Give him my name; will show best product; help you quick. My good old friend
Brian ********
*******************************************************************************************
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*****
*****
0134EC051+ALC+ENG
Reiner *********
NO there is a big list to choose from don't use 1 agency./ Brooker . First make a proper resurche
Nick *******
There is really a lot of choice but it depends what is your budget? Inpatient and outpatient?
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