I have a difficulty to find an insurance company covering Covid-19
Can someone to help please?
Thanks a lot
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TLDR : Answer Summary
The post discusses the difficulty of finding insurance companies that cover Covid-19 for expats in Thailand. Community members suggest several options including Arawan Namak, Pacific Cross, Luma, and AA Insure Thailand. They emphasize the importance of having insurance that meets immigration requirements, particularly for specific visas such as the TR and Non-O. Many commenters also mention the need for insurance to cover the duration of one’s visa and provide links to insurance providers.
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They do Covid Insurance but you have to live in Thailand.
Leslie *********
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Give These a try 1 million Covid insurance for 850 baht a Thai company.
Leslie *********
Sorry just clicked the link and it does not take you there now. But go to Frank insurance and under health it has Covid insurance. Hope this helps.
Reply to
Leslie *********
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Cire ********
Pacific Cross..
Phill ***************
Travel insurance yes, covid insurance no
Phill ***************
Most companies will state they will not cover any covid related injuries or related claims, bit of a dog act but this is the world we live in
Wanda ****************
Jono *********
AA Insure Thailand
Xaynaly **************
Hi Nik,
Luma Thailand Pass meets all the requirements.
You can have the insurance certificate instantly here with LUMA (please apply with a laptop and not with mobile device nor Safari):
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Steve **********
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- use the STV option
Ryan ********
I used Luma for my TR visa 90 days was 8000THB
Flo *****
Eric Thomasz has to be for the duration of ur visa theirs no way around, if your on a non-o , you need 90 days coverage
Ryan ********
Eric Thomasz good luck trying to get into thailand with only insurance to cover your ASQ period. you need to have insurance to cover the duration of your Visa...
Reply to
Ryan ********
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SC *****
Can apply online through the local insurance association online at
The other problem is depending on which Visa interpretation you need health insurance plus Covid to be compliant and these policy’s must be obtained from a short list supplied by Immigration and not your own insurance company .
I’m chasing a single policy now .
Michael ********
This questions gets asked all the time a search of group obviously not done.
other option is Luma part of Tune Protect that is part of AirAsia thailand affiliatiated with Thai channel 3. It all depends on claims service as pricing is about the same