Ask question

This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are some affordable health insurance options that meet the requirements for an OA retirement visa in Thailand?

Thai health insurance OA retirement visa expat insurance visa requirements healthcare in Thailand insurance for retirees

Oct 3, 2025

5 days ago

Deniz *********

ORIGINAL POSTER

Hello to everyone 🙏😊

Does anyone have any experiences with a cheap Thai health insurance which fulfills the requirements for getting a OA retirement Visa ?

I just need this insurance for the Visa issue. I have another health insurance which is not accepted for this purpose.

Thank you for all your help in advance.

And please say something when you know something. 

🙏😊🙏

1,095

views

2

likes

35

all likes

24

replies

0

images

10

users

TLDR : Answer Summary

The post seeks experiences and recommendations for affordable Thai health insurance that meets the requirements for an OA retirement visa. Several comments offer suggestions for insurance providers, including AXA Easycare Visa, and mention lists of approved insurances. One comment notes the increase in COVID-related coverage requirements and highlights alternatives such as accident insurance or pursuing a non-O visa instead.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted Retirement Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Dennis *******

The Thai insurance companies after paying huge funds to Thai people that bought COVID medical coverage have decided to increase the COVID requirement for OA visa from 1 million to 3 million and then significantly increase premiums for the expats required to buy from Thai insurance companies. Avoid this by getting an O retirement visa.

Like

Reply

Deniz *********

ORIGINAL POSTER

Thank you Dennis for your very clear warning. I will consider it in my decision makings.

I can get easily a non immigrant O visa. My problem is the Thai banks at the moment. My account and thousands others were locked without any warning and any reason. Still many people are struggling with this issue.

I hear from many people who decided to get OA Visa next time. Me included.

Like

Reply

Reply to

Deniz *********

Reply

Neal ********

I have savings and went with accident insurance which passed immigration. A lot less.

Like

Reply

Jim *******

There was a local Thai health insurance where you pay first 2,000 THB. And it was enough, more than enough for minor or common ailments (cough, runny nose, especially if you have children, pain in ears), some 200-300 THB, including the doctor fee. He had never claimed any refund. My correspondent , many years ago had it. He was in Thai for 30 years (married to Thai woman, 2 kids). It was like 1,000 THB a month.

Like

Reply

Deniz *********

ORIGINAL POSTER

can you please tell me the name of that insurance?

Like

Reply

Jim *******

@Deniz ********

Sorry, I can not. The guy who told me that in 2003, passed away last year but it is something Thai nationals would know (his wife was Thai, she made it). That is not a secret, someone here might know about that.

Like

Reply

Michael ********

The OA has specific requirements including minimum amounts of coverage and specific insurance companies. Doubt this one would cover it

Like

Reply

Jim *******

@Michael *******

You may be right. The guy who told me that (he was the owner the first Thai related bulletin board in late 1990s) had been in Thai 10 years by then, legal work.

That kind of insurance must exist, Thais are en masse in it, may well be good for those who want some affordable insurance for real possibilities without open heart surgeries and supersonic evacuations cover and live in Thai long term.

My "extrension of stay 1 year" does not require health insurance, I may have a look into that.

Like

Reply

Reply to

Jim *******

Reply

Gary *******

Whats a ball park figure for a healthy retiree?

Like

Reply

Greg ***********

this is the list of accepted insurances . . . . .

*************************************

Like

Reply

Brian ********

Apply for a non o - no insurance requirements

Like

Reply

Deniz *********

ORIGINAL POSTER

the reason is I don't want to put hundreds of thousands of Baht in Thai Bank. Recently I and thousands others got blocked for no reason. We all should go hundreds of kilometers to unblock our accounts in the branch where we opened our accounts. That is enough. This time I will apply for a OA visa and I have 2 years stress free time. The only thing I will need to do is the 90 days report. I will put some money for weekly needs just to use the scan payment system sometimes. But never put big amount of money anywhere in Thailand. Enough is enough. 😊🙏

Like

Reply

Mark ********

@Deniz ********

That's why I use the 65k baht per month international transfer method.

Like

Reply

Reply to

Mark ********

Reply

Deniz *********

ORIGINAL POSTER

Thank you 🙏😊

Like

Reply

Deniz *********

ORIGINAL POSTER

I know that but I am not talking about non O. Please read carefully.

Like

Reply

Robert *****

@Deniz ********

for OA you need a policy and a certificate from one of the immigration approved providers.

Like

Reply

Brian ********

@Deniz ********

I did and I was talking about 12 non O visa

Even with your non OA you have money in bank or monthly payments of 65,000 bht and change banks if your not happy with the one your with one near where your living bloody hell it’s not hard

Like

Reply

Deniz *********

ORIGINAL POSTER

Brian Dillon the reason is I don't want to put hundreds of thousands of Baht in Thai Bank. Recently I and thousands others got blocked for no reason. We all should go hundreds of kilometers to unblock our accounts in the branch where we opened our accounts. That is enough. This time I will apply for a OA visa and I have 2 years stress free time. The only thing I will need to do is the 90 days report. I will put some money for weekly needs just to use the scan payment system sometimes. But never put big amount of money anywhere in Thailand. Enough is enough. 😊🙏

Like

Reply

Deniz *********

ORIGINAL POSTER

read carefully please. I was not talking about money. I was talking about the Thai Bank.

With a OA visa you only need to show that you have the required money on your home country bank and not in Thai bank.

Like

Reply

Reply to

Deniz *********

Reply

Alistair *******

******************************

*****

E86 - AXA Easycare Visa is exactly what you need.

@Deniz ********

Ive sent you a DM.

Like

Reply

Webb ********

@Alistair ******

axa made me wait a full year to pay me less than the cost of hospital fees.

Like

Reply

Deniz *********

ORIGINAL POSTER

@Alistair ******

thank you so much 🙏😊

Like

Reply

Reply to

Deniz *********

Reply

Graeme ******

The evisa system gives you a list of approved companies i.e. AXA which is not expensive for your visa

Like

Reply

Deniz *********

ORIGINAL POSTER

thank you 🙏😊

Like

Reply

Reply to

Deniz *********

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

What are the requirements for health insurance to support an O-A visa application from the UK?

16 comments

21 days ago

What are some recommended travel/health insurance options for Canadians on an OA visa in Thailand?

23 comments

2 months ago

What should I know about medical insurance for a 1-year OA visa in Thailand?

31 comments

3 months ago

What are some recommended health insurance companies for the OA Visa in Thailand?

12 comments

3 months ago

What are some affordable health insurance options in Thailand for retirees?

29 comments

4 months ago

What is the cheapest health insurance acceptable for the LTR visa application?

27 comments

5 months ago

Which health insurance companies do Non OA retirement visa holders in Thailand recommend?

34 comments

5 months ago

What are the recommended companies for compulsory healthcare insurance for the non-OA visa in Thailand?

3 comments

5 months ago

What health insurance options are available for a 67-year-old with pre-existing conditions applying for a Non-O retirement visa in Thailand?

44 comments

a year ago

What are some acceptable health insurance providers for applying for a retirement visa in Thailand?

6 comments

a year ago

What insurance options are available for obtaining a multi-entry retirement visa (OA visa) in Thailand?

32 comments

2 years ago

What are some affordable Thai insurance options for an O-A retirement visa?

36 comments

2 years ago

What is the cheapest insurance provider for a Non Imm O-A long stay visa in Thailand?

92 comments

2 years ago

What insurance companies can recommend for the OA visa application in Thailand?

18 comments

2 years ago

What are the recommendations for obtaining travel insurance while applying for a Thai OA visa from Australia?

12 comments

2 years ago

What health insurance options are suitable for retirement in Thailand, particularly for the Non-O visa?

14 comments

3 years ago

What is the best Thai insurance company for a Retirement O-A visa?

52 comments

3 years ago

What are the best health insurance options for obtaining a retirement visa in Thailand?

26 comments

3 years ago

What are some recommendations for reasonably priced health insurance for an O/A visa in Thailand?

1 comments

4 years ago

What are the best options for cheap insurance to renew a retirement visa in Thailand?

8 comments

4 years ago

What insurance companies are approved for Non-OA Retirement Visa requirements in Thailand?

15 comments

4 years ago

What health insurance options do retirees on a Non-OA Visa in Thailand recommend?

21 comments

4 years ago

What are some affordable Covid insurance options for an OA visa in Thailand?

20 comments

5 years ago

What are the insurance requirements for the O-A and O-X retirement visas in Thailand?

12 comments

7 years ago

What is the best cannabis dispensary in Bangkok?

7 comments

a month ago

Where can I find the best cannabis dispensary in Chon Buri?

9 comments

a month ago

What are the best dispensaries in Phuket?

21 comments

a month ago

What is the best cannabis dispensary in Surat Thani?

16 comments

a month ago

Where can I find the best weed in Chiang Mai?

8 comments

a month ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.