What are my options for living in Thailand on a retirement visa without high health insurance costs?

Move to Vietnam or Cambodia, visit Thailand as a tourist.

I don't know your age, but for me at nearly 50 the premium plan at Allianz Ayudhya is less than $2k for one year.

AXA easy care insurance is specifically to satisfy retirement visa requirements. Costs about $600/yr. Company is good and policy okay. I’m on the OA visa, 70 yrs old, and it’s ok. Lock in the price as there are age cut off points.

Non-O, no insurance required but can only be applied for from outside of Thailand.

Your health insurance quote is $800-900??

If you are retireing here you need medical insurance, msny risk not having it but you ever need it trust me its worth it.

I dont know your age, health condition however your quotes are high.

I use AXA, cover is for here, im 71, my cost per annum is baht, can be paid 6 monthly.so you should be looking around 300 us a month jf you were me.there are cheaper, depends on the amount of cover you want and luxury.

I gunna move to Thailand in 2 months to retire can I do it all from a Thai agency retirement visa n everything else how much thanks

Stay in the US. Much cheaper as a senior.

For a married couple, is it 800K baht each, or 800K baht for them both total? Thanks in advance.

If I get $4000 a month is dollars could I live good in Thailand

You don't need insurance

Go to Cambodia instead. People counting pennies shouldn't retire in Thailand in 2026. Simple fact.

Don't get that... Get a dtv

Self insurance is an alternative. Put aside 2000bt p/m or what you can afford

O Visa needs no insurance

Sorry to ask but why are you premiums quoted so high, 45% of 24K is $10,800 (340,000 Baht) per year? Do you have existing conditions? Have you spoken to a broker? I'm paying far less than that for 1 year of top level cover. I am 58 with no health issues. If it was costing me that much I think I would pull out.

Retired teacher in Broward county….pension and social security is only $2000? From miami have the retirement extension. But will opt out of Medicare part b. Pay the same yearly for healthcare ins in Thailand.

Sometimes you just can get what you want

Look into AXA Thailands easy care / long stay visa health insc plans:

Should be affordable

I’m assuming you’re applying with proof of regular income with your pension so don’t need the 800.000 k thb in your account & do need the affordable health insc. This plan should work for you 😊 good luck!

If you cant afford H/ins. Dont come!

Buy health insurance in Thailand and specifically exclude US coverage.

Get axa thai insurance

Health insurance ive looked into for a year for myself is 800$ USD

Can foreigners purchase Thai based health insurance and if so does it have good coverage

Search on youtube for "let's live in thailand thai retirement visa in minutes". It walks you thru the process for Non-O. I did it on Jan 5th following the video and it took 9 days. No insurance requirement with Non-O, you decide if you want it or not.

Look into the non o visa requirements

if people come to Thailand and have no insurance you are a mug?had a m8 who broke his arm and insurance covered it had 3 operations cost bht1.5mil another had heart problem needed 4 stents just to fly home fit when he got here cost even more insurance paid ,anyone who says you don't need insurance is a fool.

You will need health insurance one way or another. If you can't afford it, best to stay in the US where you will qualify for assistance..

You must calculate with around minimum 3000 baht each day or around 90 to 100 000 baht a month. And remember its not specially comfortable to stay in Thailand from April to end October, very hot and rainy. I recommend not stay permanently, only stay for around 5 months from around 1.november until 1.april.

They not ask insurance I been here 15 years visa throw agent

Come over and apply for non O. I guess i am more or less self insured regarding my pre existing conditions such as high blood pressure and prostate issues. My normal medication are bought without ongoing prescriptions at about 1500 baht per month. Have labwork done every 6 months for 1900 baht and i know what to watch for, psa, ldl, glucose, etc. I pay approx $100 usd per month for a well regarded travel medical plan with high deductible . in case of accidents or anything not excluded as a pre existing condition. Even if you bought a $500 per month plan here they are not obliged to cover pre existing conditions. Do the research. Good luck.

Get nonO before you come to Thailand. Immediately get residency form from local immigration office and open Thai bank account and deposit 800k Thb. Be sure to ask your local immigration office the exact date you can come back to do 1 year extension of stay permit and their rules

Try mr Prakan insurance for a quote?

Get health insurance, dont listen to these people

Try getting health insurance when your over 65,none of them want to know especially if you have previous health issues

But America citizen . If you get involved in accidents or emergency surgery or sickness . How do you going to pay?

My American friends has accidents . Endup in the hospital for 3 weeks he's medical bill was 0 thb

He did not have enough cash , so he couldn't pay the bill 🙄 .it's safe to have insurance . My opinion

I've been living here for 2 years and have no insurance

And never had a problem getting my retirement visa renewed

Would not advise to have no health insurance while living in Thailand.

Non O doesn't require insurance

Apply for a Non-O in Thailand instead and no health insurance required.

You don’t need health Insurance

Look at a Non-O

Only the Non-OA visa has required health insurance. Get the non-O visa, which is what most people use, and there is no insurance requirement.

You're going to need to come up with a plan to qualify for the visa and extensions though, as to get the visa you need to show 800,000 baht or the embassy equivalent in USD or a pension, but to get annual extensions you'll need to show 800,000 baht in your Thai bank account.