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What are expats' experiences with health or accident insurance from Thai banks?
Nov 25, 2025
5 months ago
Joe ********
ORIGINAL POSTERFor those of you who have retired in Thailand with the money in the bank to do so. Have any of you taken any health insurance out through the bank?
If so, can share your thoughts!
Thank you!
If so, can share your thoughts!
Thank you!
TLDR : Answer Summary
The discussion revolves around the experiences of retirees in Thailand regarding health insurance obtained through banks. Several comments suggest that while some banks may offer health or accident insurance, the policies are often not favorable compared to direct offers from insurance companies. Users advise against purchasing insurance through banks, noting better options and coverage directly from insurance providers.
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Daniel ******
Never mix bank with insurance!
Per-Arne ***********
No, health insurance from the insurance company direct.
Tom *******
Never Never buy insurance from a Bank
Go directly to insurance company not a broker
I worked in the insurance industry for many years
You will only line the sales persons pockets with commission
Go directly to insurance company not a broker
I worked in the insurance industry for many years
You will only line the sales persons pockets with commission
Peter *********
No
Marty *********
I did take accident insurance when I got a Kasikorn account. A couple of months later I had an accident and Kasikorn paid in full. I bought more insurance the next year. They eventually wouldn’t sell to me when I turned 65.
Tony **********
I believe banks offer accident insurance, not health insurance. Coverage limits are usually pretty low.
Marty *********
@Tony *********
The first policy I got from Kasikorn was 5,000฿. The next year I bought 50,000฿Reply to
Marty *********
Reply
Sukanya ***********
Some Thai banks did that but you need to check the details policy carefully.
Michael ********
I did get a offer from the Bank but it wasn't very good, I went directly to the AIA and got a better offer.
Olav *********
@Michael *******
the offer they give you in the bank when you open the account is 12-*****
baht over what you get if you contact them in line app. Att least k bankJoe ********
ORIGINAL POSTER@Michael *******
Thanks for that info Michael.Reply to
Joe ********
Reply
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