Answered4 years ago
Is compulsory insurance linked to the vehicle or the operator in Thailand?
Is the compulsory insurance attached to the vehicle or the operator?
Answer summary
In Thailand, compulsory insurance is generally linked to the vehicle rather than the operator. Most policies cover the vehicle and the vehicle's owner, but some options allow for flexibility in covering nominated drivers or drivers over a certain age. It's also noted that the compulsory insurance required for vehicles is third-party insurance, which must be in place for legal driving.
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David *********
What country in the world would insure the operator. Use your common sense before you ask such a stupid question.
Mark ***********
OP
Jo **********
covid insurance I don’t think you can catch Covid from a vehicle
Pui *****
@Jo *********
the question is about the compulsory auto/motorbike insurance, NOT about health insurance. In Thailand, you must at least have the compulsory insurance on a vehicle for it to be driven legally.Mark ***********
OP@J*
, haha?...
Steve *******
The vehicle
Marc *********
Only compulsory is 3rd party, which is always linked to the vehicle
Duncan *******
It depends - typically it's the vehicle but some policies here also have the option of nominated drivers/ drivers over a certain age etc. for lower rates.
Mark ***********
OP@Dun***
, I need that. Any idea where I can get it?Duncan *******
@Mark **********
Both Roojai and DirectAsia offer the full vehicle or nominated drivers option, nominated drivers bringing the price down a bit, at least the last time I got quotes from them.Mark ***********
OP@Dun***
, thanks!
Dave *********
To the vehicle.
Carl ***********
Insurance covers who ever is driving if covered as per policy, eg age etc
Ludwig ***********
To the vehicle and the vehicle’s owner.
Mark ***********
OP@Lud***
, so both? Can a person without a bike get insurance in case he borrows one?Ludwig ***********
@Mark **********
No, the bike can only be insured by its owner. A driver who borrows or rents a bike or a car can take accident insurance for himself, although policies sometimes exclude road accidents, but the third party liability and the liability for the bike itself has to sit with the bike owner.
Bobby ********
Yes
Mark ***********
OP@Bobby *******
hahaActivity
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