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Is a 500,000 THB requirement met with funds in a stocks and shares ISA for Thai visa applications?
Sep 20, 2025
7 months ago
Ryan **********
ORIGINAL POSTERDoes anyone know if it is accepted that the 500,000 THB is in a stocks and shares ISA account? And if it isn’t, is it ok to transfer the money over to a personal account and use this as proof of finances? (I know some people have mentioned it needs to be in a personal account for 3 months)
TLDR : Answer Summary
The accepted proof for the financial requirement of 500,000 THB for Thai visa applications must be in cash within a Thai bank account. It cannot be in stocks and shares or other forms of investment. If applying from abroad, the equivalent amount of 800,000 THB can be in any bank account. Additionally, the funds must be held in the account for at least two months prior to the visa application.
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John ********
Such a great question ! I applied stating that I had a large flock of sheep worth about £20,000 to my amazement , they rejected my application! 😘
Shane *********
No
Adrien ******
Pure "Cash in a Thai Bank Account" that's directly accessible
****
Tom *******
@Adrien *****
yeah, but accessible by whom? That is the central question.Adrien ******
@Tom ******
YouReply to
Adrien ******
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Brown ********
One of Thailand's stupidest rules is it has to be a bank account. I have a
***
million $ in stocks but no I can't afford to live in Thailand in their mindsPeter *******
@Brown *******
it's not to prove you can live, it's so the funds are immediately accessible in an emergency, eg.you are in an accident.Brown ********
@Peter ******
still a pretty stupid restriction. You can clear money in a couple of days from your stock walletPeter *******
@Brown *******
not if you're unconscious in a hospital bed or dead.Brown ********
@Peter ******
then you don't careReply to
Brown ********
Reply
Pat ******
@Brown *******
Amazing ThailandPhil ********
@Brown *******
Agreed. Ergo, go the income method.Mark *******
@Brown *******
shares and stocks could be worthless tomorrow......see the reasoning.Tom *******
@Mark ******
funky logic. By that analysis, anything could be worthless tomorrow. Shares are bone fide assets in any modern economy so they should also be in Thailand.Brown ********
@Mark ******
as with the guy above that's why you trade quickly for small gains and not just leave them there for that chanceReply to
Brown ********
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Christer *****
@Brown *******
Your stocks could be worthless next week. No guarantee for anything.Todd *********
@Christer ****
no, they could not be worthless next week.Christer *****
@Todd ********
They?Reply to
Christer *****
Reply
Brown ********
@Christer ****
I short trade so not much of it stays in anyone stock for that long unless it's slow to increase above purchase value which does happenRobert ********
@Brown *******
Even worse!Long: max you can loose is the whole share.
Short: there is no maximum loss
Christer *****
@Brown *******
But I think you understand the point. It's not accessible at short notice. It's not guaranteed in any way. It's not money in the bank.Todd *********
@Christer ****
it is accessible at short notice. You sell shares instantly and cash is cleared in 48 hours. It’s better than ‘money in the bank’, it’s fully liquid part ownership
Christer *****
@Todd ********
Invisible if you are in a coma after an accident. Complicates matters if you are liable for the accident and don't feel like paying. Anyhow, their country, their rules. Take it with immigrationTodd *********
@Christer ****
lol, i don't have the slightest problem with how they do it. It's clear and presents zero problem for most. I'm simply correcting your points.Christer *****
@Todd ********
and yet you didn't even address my points, or correct anything outside your own headTodd *********
Christer *****
@Todd ********
Does literacy come with the ability to spell "they"? Then you are half way there.Reply to
Christer *****
Reply
Tom *******
@Brown *******
it’s actually not stupid, it’s desperation. Few people keep funds in a Thai bank now either because they can’t afford to or can get a better yield elsewhere e.g. crypto etc., etc. That means the banks are short of funds so this helps in terms of much needed liquidity. I agree though that they should expand their base asset and allow additional assets instead of just Thai baht. I have to season the required 400K THB soon for a new Ext. of Stay which means liquidating funds I’ve been keeping on Thailand’s largest crypto exchange, Bitkub.com. That money has been there for almost 3 years but doesn’t count as an asset for my Ext. of Stay which is silly. My Thai wife’s assets can’t be included either even though as her husband, I’m supposed to be able to prove I can support her. Go figure!Brad ************
@Tom ******
foreign deposits don’t amount to anythingBrown ********
@Tom ******
I didn't look at it that way but makes senseGraham ******
@Tom ******
You are proving that you can support yourself if something went wrong not supporting your wifeTom *******
@Graham *****
nope, I stay here through a visa related to marriage so my income should be based upon that and, in any normal country, a wife’s income and assets would be included in any assessment since they're legally joint assets. It’s just a cash grab as far as I’m concerned and a way to prop up and keep liquid, underperforming banks which are in the process of being taken over by fintech companies.Graham ******
@Tom ******
but it is not, any financial requirements are based on you and nothing else as it is your visaReply to
Graham ******
Reply
Stuart *********
It needs to be “cash” in a bank account. If applying overseas then can be any bank and the equivalent of 800k.
If applying in country it needs to be in a thai bank in your name only for 2 months prior to application
If applying in country it needs to be in a thai bank in your name only for 2 months prior to application
Ryan **********
ORIGINAL POSTER@Stuart ********
does it need to be in there for 3 months? As I’m just going to transfer it from my stocks isa to my personal bank account? Is that ok?Nongnuch ********
@Ryan *********
Are you applying for a 90-days Non-Imm-O Visa, or are we talking about an application to a DTV? As when you mentioned 500,000 THB, this is the financial proof for the DTV. The 500,000 THB need to be in a savings account, instantly accessible, for a minimum of 3 months prior to an application for a DTVAndi ***********
@Ryan *********
Yes that is ok and other UK DTVERS have done similar. London approves with recent deposits, no need for 3 months seasoning.Graham ******
@Ryan *********
Ask the Embassy that will be approving your visa as they have different requirementsRyan **********
ORIGINAL POSTERApplying*
Stuart *********
@Ryan *********
Are you applying in country for a visa? If so what immigration office?Nongnuch ********
@Stuart ********
Stuart, he doesn't ask for a retirement visa application, I guess. He rather is applying for a DTV, and needs a 3-months account statement over 500,000 THB in his bank account (which can be anywhere as long as he can prove it is in his sole name)Ryan **********
ORIGINAL POSTER@Stuart ********
I’ll be apply in the UK 👍🙏John *********
@Ryan *********
is it a Workcation or soft power application Ryan?Im applying from UK too on 6th October…
Reply to
John *********
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