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How challenging is it to obtain a Non-O visa in Thailand for retirement?

Non-O Visa Visa Application Retirement Visa Bank Account Requirements Thai Immigration Rules Financial Requirements for Visa Expats in Thailand

Nov 7, 2025

6 months ago

Stewart *******

ORIGINAL POSTER

How difficult is it to apply for Non-O visa while in Thailand. I gather you can only open bank account with this visa, in order to deposit 800000tbht for retirement visa?

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TLDR : Answer Summary

Applying for a Non-O visa in Thailand can be quite challenging, especially due to the requirement of having a Thai bank account with at least 800,000 THB deposited at the time of application. Many expats suggest that it is easier to apply for this visa from their home country or a nearby location if they do not yet have a Thai bank account, as most banks require proper visa status to open an account. Additionally, there is an option to show proof of a pension, but this should be verified with the local immigration office. Overall, a Non-O visa, required for a retirement visa, is difficult to obtain in Thailand without fulfilling specific banking requirements.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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Simon *******

Without a Thai bank account its impossible, that's why you need to get a non 0 90 day visa before you arrive that will allow you to open a bank account so you can get the retirement visa, no 90 day non O ,no bank account, no retirement visa,its that simple

6 months ago

Ralf **********

There is also the option of providing certified proof of a pension of at least 65,000 baht per month. However, you must check with the relevant immigration office beforehand to see if this option is still accepted.

6 months ago

Richard *******

I cannot get a bank account while here. I went to 5 banks and they all said the same thing—“you need the proper visa to get an account” (not a visitor visa). So I need to leave Bangkok in a few days to see if I can get a non-O from home

6 months ago

John **********

You can't apply for a 90 day Non-O visa based on age inside Thailand unless you have the required funds in a Thai bank account. If you don't have a Thai bank account the simplest thing to do is to apply for the visa in a nearby country using funds in your home bank, return to Thailand and open a bank account and deposit the money required for a 12 month extension of stay application

6 months ago

Ian **********

You can obtain a non-O visa in Thailand, but you must already have a Thai Bank account as you must have 800k in the account the day you apply.

6 months ago

Jim *******

@Ian *********

How to open a bank account? How would the money flow in?

6 months ago

Reply to

Jim *******

Jan ******************

You'll struggle without a Thai bank account. It's best to apply at home before leaving or in a nearby country if you don’t want to spend money for an agency.

6 months ago

Jim ******

@Jan *****************

it's it getting harder for agents to open a bank account for you on a non exempt or tourist visa?

6 months ago

Jan ******************

@Jim *****

Yes, not all agents can assist with this anymore and you also have to do it in connection with a larger package where you open an account, apply for Non O and an extension of stay.

6 months ago

Jim ******

@Jan *****************

thank you

6 months ago

Reply to

Jim ******

Steve *******

The Non Imm O is the 'retirement visa'. You'll most likely need an agent if you don't already have a Thai bank account

6 months ago

Ian **********

@Steve ******