@Graham *******
I just used transferwise the once in April, did seem like a ball-ache to me. Competitive. I have a Revolute Card and also a Starling for back up, it’s not been used yet. Resolute gets the business as it worked on first go. It was worryingly easy to use at first, now they updated the app, it’s lost all my banking details, and I need to do a bank transfer each time, it’s instant though. But you pay nothing for cash withdrawals, which I why I use it. So it’s free to add money to it from many sources, I have my main bank account linked, And a few credit cards for back up. When I need some cash I do a bank transfer via the app, takes seconds, then hit the ATM. Still get charged 220 at the ATM though so I try to do the larger 25,000 limit ATMs. There is a paying IN limit of £250 a day, so if you need more or spend a bit. Just stick on £250 everyday. Not sure it can be automated. It works for my situation. But soon my rent will need to go into Thai account, not UK as it does currently, so that’s £1500 a month I need to get over here 😂