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Answereda month ago

How can expats manage their banking apps and payments in Thailand with a Digital Visa (DTV)?

Katali******
asked Sep 15, 2026
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UPDATE: I went to a FOURTH branch as a Hail Mary even after calling headquarters and them telling me no and this 4th branch let me re-activate my Face ID and gave me access back to my SCB app 🙏🏻🙏🏻

———

I’ve been a SCB bank account holder for 7 years (worked before getting the DTV). I just bought a new phone and the SCB application asked me to go to the branch to re-set up my application but I was told I can no longer use the app because I’m on DTV. I literally used it yesterday with my face scan to scan to pay before buying a new phone. They said I can use the ATM until my card expires but no more thai QR codes to scan. Has anyone used TrueMoney in replacement to scan QR codes for bills + QR payments?
Answer summary
An expat shared their experience of restoring access to their SCB banking app after being told it was unavailable due to their Digital Visa (DTV). They visited multiple branches before finally succeeding at the fourth attempt. The conversation offers insights into alternative payment methods like TrueMoney for QR code transactions, highlights experiences of others facing banking challenges with DTV statuses, and discusses branch-specific variability in service, along with recommendations for managing digital payments.
76 repliesnewest first
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Ye ******
Ye ******
How about tagthai pay. They said can use Thai prompt pay Qr by link this app with Kasikorn bank prepaid card
Win *************
Win *************
Mostly

Megabangna , Central Ladprao branches are friendly and foreigner friendly. I have dtv and they still let me move the app to my new phone.
Katali******
Katali******
OP
UPDATE: I went to a FOURTH branch as a Hail Mary even after calling headquarters and them telling me no and this 4th branch let me re-activate my Face ID and gave me access back to my SCB app 🙏🏻🙏🏻
Justin *********
Justin *********
Call up support, they did it to me and support told me I can and they put a note on my system saying I can have it and they put it on when I went back to the bank
Katali******
Katali******
OP
@Justin ********
I did. They said it’s a new policy and I’m not able to use my SCB app anymore
Justin *********
Justin *********
Katalina0692 did you call them in the bank or when you got home, because they called support for me in the bank and they said I am not able too but when I went home and called myself they said I am
Katali******
Katali******
OP
@Justin ********
I ended up trying a different 4th branch and they let me re-register my Face ID and access my app again 🙏🏻🙏🏻
Nick ************
Nick ************
I think Wise are introducing a scan to pay service but possibly only to those with Thailand registered accounts. It does not interest me so I don't know the details.
PastelCate***********
PastelCate***********
My boyfriend used to scan the QR code with TrueMoney at a local store, but some stores can't pay for the QR code in about 1 in 20 stores, and he can still use it to pay for electricity.
Michael ********
Michael ********
PastelCaterpillar7685 he can pay your things still 😂
PastelCate***********
PastelCate***********
@Michael *******
Exactly😆
Empathetic***********
Empathetic***********
Moretta pay
Breathtaki***********
Breathtaki***********
EmpatheticLobster2805 that does not work for personal QR codes.

Use deep pocket app instead.
Emmanuele *******************
Emmanuele *******************
It happened the same to me with Bangkok Bank. I have been using True Money since then and works fine.

Note: I can’t do any transfer from the home banking from the computer. But I can top up the True Money wallet from it
David **********
David **********
@Emmanuele ******************
thanks can you pay true money with local vendors who don't have a business account? 🙂
Katali******
Katali******
OP
@David *********
yes but only up to 30 transactions per month for personal QR codes after that there is a 25 baht fee per transaction
Emmanuele *******************
Emmanuele *******************
Katalina0692 true
BraveO******
BraveO******
I am using my Thai wife's phone number SIM card can I set up true money account with her SIM card and her phone number or do I have to register my own phone number. She is currently in USA and I'm just using her SIM card while I'm in Thailand
Ray *********
Ray *********
BraveOwl3854 The SIM has to be registered in your own name. You will need to provide documentation from the SIM provider proving this.
Anonymous ******************
Anonymous ******************
I’ve had a bank account over 20 years . I have been on all kinds of visas on and off over the years . Marriage visa , visa for having thai national children , etc . Now on DTV and no issues . But I haven’t had to update anything . I keep same number . My bank books are full now and maybe better not go to get new one ?
Ray *********
Ray *********
Anonymous participant 535 Same visa history myself and currently on a DTV. Had to visit Kasikorn a couple of months back to activate mobile banking. It took 5 minutes, without issues.
Tomáš *********
Tomáš *********
Get a DeepPocket. You will get a virtual debit card and also you can pay by QR code to anyone
Katali******
Katali******
OP
@Tomáš ********
the fees seemed high though no?
Robert *********
Robert *********
Katalina0692 i also think so. and the virtual debit card you also get with truemoney…
Breathtaki***********
Breathtaki***********
@Tomáš ********
I use deep pocket. Works great
Katali******
Katali******
OP
BreathtakingGoose8959 I checked the fees and they were quite high compared to others?
Nikki *****************
Nikki *****************
Keep the old phone for banking and payments….

I changed to dtv and my BKKBank account has been frozen since and they will not open it for me on this visa 😢
Katali******
Katali******
OP
@Nikki ****************
I traded in the phone when I bought a new phone lol if I would have known I would have kept it
Charles **********
Charles **********
how about krunsgri bank? Do they also not allow?
Fish **********
Fish **********
Can Tru money register under a foreigner account be used to scan personal Thai QR code ?
Fish **********
Fish **********
I just tried , it’s not working. Need to unlock with additional documents that is only available to Thai citizen or foreigners with valid visa. Tourist cannot scan to pay other QR code
Katali******
Katali******
OP
@Fish *********
oh interesting! Maybe contact them. My true money account was just approved 🤔
Dan ******
Dan ******
@Fish *********
If you have a driving licence in your home country which you can then convert it's quite easy.
Katali******
Katali******
OP
@Dan *****
yes this is how I registered for my true money account with thai drivers license
Fish **********
Fish **********
@Dan *****
I was contemplating this but was wondering if it is easy to get or go to go through a bit of huddle
Dan ******
Dan ******
@Fish *********
You can do this with a Thai Driving Licence which you can get without/with any visa
Fish **********
Fish **********
Katalina0692 you need to have some documents to unlock the next tier, which tourist do not have
KindDach*********
KindDach*********
@Fish *********
Yes, you can pay anyone and anything
Katali******
Katali******
OP
M*
M*
True money works for QR but it sucks that even scb now does this silly thing with the app. Scb used to work with the app normally when you change phones unlike other banks, good that you published this so now I know they all caught up to the same bad result
Katali******
Katali******
OP
@M*
yeah I even updated my passport at the SCB branch last year with no issues. The headquarters said it’s a new policy
M*
M*
Katalina0692 yeah I know about it, oh well. There goes another one. I'm glad I updated my phone and put all my banking apps and register at the bank before I changed to dtv visa. But that means I won't change my phone anytime soon 😅
Katali******
Katali******
OP
@M*
yeah I’m telling all my friends no new phones or you’ll lose your banking lol
Timo ********
Timo ********
How are you guys signing up to TrueMoney? With your own name or using Thai partners? When I did mine there was no chance to open it as a foreigner. Also, did anyone else get to update their account with Bangkok bank? I changed my address while being on DTV and they gave me a new book (6 year old account though)
Lee-Ann *******
Lee-Ann *******
@Timo *******
you just need a Thai Sim card/ phone number to sign up with true money
Katali******
Katali******
OP
@Timo *******
I’ve heard Bangkok bank is closing DTV accounts now. A few friends had their entire accounts closed
Iñigo ************
Iñigo ************
Which branch?
Katali******
Katali******
OP
@Iñigo ***********
I’m based in Chiang Mai and went two different ones. One at CMU and one in Nimman.
Iñigo ************
Iñigo ************
Katalina0692 have you tried contacting the HQ in Bangkok?
Katali******
Katali******
OP
@Iñigo ***********
I called the Bangkok support line and they told me the same thing the branches did
Sam *********
Sam *********
PrettyStra**********
PrettyStra**********
Can you explain what is needed with true Money to set up
Katali******
Katali******
OP
PrettyStrawberry0410 registration is easy on the app. Just need to submit your address details, scan your passport and do face recognition
Knowledgea**********
Knowledgea**********
Try checking different branch, often different branches and different people tell different stories
Katali******
Katali******
OP
KnowledgeableBee6652 yeah I went to two different branches and also called the headquarters office. All told me doesn’t matter how long I’ve had the account, DTV makes me ineligible to use it anymore :/
Knowledgea**********
Knowledgea**********
Katalina0692 interesting, I had no problem renewing card on DTV in Bangkok bank and Krungsri
Katali******
Katali******
OP
KnowledgeableBee6652 you’re right! Went to a 4th branch as a hail mary last try and it worked! So strange how different branches say different things
Katali******
Katali******
OP
KnowledgeableBee6652 I’ve heard Krungsri is more lenient but not sure!
Dnatjugweme ************
Dnatjugweme ************
Bills can be paid at
****
.

Payments at the market, supermarket, street food stalls can be done with cash.
Katali******
Katali******
OP
@Dnatjugweme ***********
my purpose of asking is because I prefer to not use cash. 🙏🏻 Haven’t for 7 years
Dnatjugweme ************
Dnatjugweme ************
Katalina0692 Then, welcome back to freedom Katalina!
Frederick ********
Frederick ********
I use TrueMoney for over 2 years now . I have a limit of 50,000baht balance.
Frederick ********
Frederick ********
The only bad thing is , you have to have someone thai that you can send money to from foreign bank so that they can scan and put money into your account and you can’t withdraw like a atm . You can only spend or transfer money to people
Katali******
Katali******
OP
@Frederick *******
just learned about it! Seems great. Haven’t had any issues with scanning QR codes for things?
Frederick ********
Frederick ********
Katalina0692 never , just need to verify and send a photo of your visa
DTV ******
DTV ******
TrueMoney is great. Just upgrade to Advanced account.
Michael ********
Michael ********
DTV Dude it's not
DTV ******
DTV ******
@Michael *******
oh calm down snarky. They asked about scanning and paying bills and it works great for that.
Katali******
Katali******
OP
DTV Dude oh great! I panicked for a second because I’ve used my SCB thai scan for 7 years. Just submitted my True Money application! Thanks so much.
DTV_Be*******
DTV_Be*******
Yup, common knowledge that you can’t have a bank account with DTV, so any time you need to update anything, you won’t be able to
Knowledgea**********
Knowledgea**********
DTV_BegPecker not true with Bangkok bank and Krungsri, both updated data on DTV with no issues
krazye******
krazye******
KnowledgeableBee6652 depends on the branch I guess
DTV_Be*******
DTV_Be*******
KnowledgeableBee6652
Nick ************
Nick ************
DTV_BegPecker you don't need an atm card. Use cardless withdrawl.
Katali******
Katali******
OP
DTV_BegPecker have you used True Money for scanning QR codes to pay bills, etc? Looking for an alternative solution
Elías ********
Elías ********
Katalina0692 I have. It works.

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