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Do my wife and I need separate bank accounts for the Non-O guardianship visa, or can we use a joint account?

Non-O Visa Guardianship Visa Financial Requirements Joint Bank Account Student Visa Immigration Office Policies

Cappy *****

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asked Nov 9, 2025

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Question about financial requirements for non o guardianship logistics

Planning on non o guardianship visa for my wife and I, matched with student visas for our 2 kids. For the finances, do my wife and I need separate bank accounts or can we do a single joint account?

Answer summary

When applying for a Non-O guardianship visa, it's advisable to confirm with your specific immigration office whether a joint bank account is acceptable. While some offices may approve joint accounts provided the total balance meets the financial requirements, others might require separate accounts or double the amount in a joint account as they consider that only half the funds belong to each individual.

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John **********

John **********

Some immigration offices won't accept joint accounts, those that do want to see double the money in the account as they take the view that only half belongs to you

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Jan ******************

Jan ******************

Generally there is no absolute answer to this, and you need to discuss it with your specific immigration office. However, several immigration offices do accept a joint account if, taken together, it qualifies in the same way as if you had applied individually.

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