This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Do monthly income transfers for a Non-Immigrant O visa need to be on the same date?
Non-Immigrant O VisaRetirement VisaIncome RequirementsThai Bank TransfersImmigration RulesVisa ExtensionExpatriate AdviceOverseas Transfers
Nov 10, 2025
6 months ago
Mikael **********
ORIGINAL POSTERMaybe this is a silly question but I will use minimum 65 000 baht per month transfer to my Thai bank account for my 1 year extension (Non-Immigrant O retired in the bottom) because Immigration Office refused my income letter from Swedish Embassy in Bangkok.
So, I understand that every single month 65 000 baht must be transferred to my account in my name only, it need to be shown as transactions from outside Thailand.
Does it matter how many days it is between these monthly transactions or is it okay as long as it comes into my account every calendar month?
I mean for an example 20th November, 10th December, 15th January and so on, is there a minimum/maximum days rule between these transactions?
Thanks.
So, I understand that every single month 65 000 baht must be transferred to my account in my name only, it need to be shown as transactions from outside Thailand.
Does it matter how many days it is between these monthly transactions or is it okay as long as it comes into my account every calendar month?
I mean for an example 20th November, 10th December, 15th January and so on, is there a minimum/maximum days rule between these transactions?
Thanks.
TLDR : Answer Summary
To meet the financial requirements for a one-year extension on the Non-Immigrant O retirement visa in Thailand, you need to transfer a minimum of 65,000 baht monthly into your Thai bank account. This amount must show as a transaction from overseas. It does not matter on which specific day of the month this transfer occurs; what matters is that it is received every month. However, some immigration offices may have specific preferences, so it's advisable to check with your local office regarding their policies. Additionally, if this is your first year, you may need to have a bank balance of 800,000 baht until you can demonstrate consistent transfers for 12 months.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Frank **********
I do not understand the Embassy Letter is supposed to be the way Immigration prefers it. It is actually the way it is stated in the regulations.
Nongnuch ********
@Frank *********
we are witnessing a shift in Immigration policy regarding the income affidavit proof. Mikaels report is not the only one, I have read similar reports before. When somebody uses his embassy's income affidavit, more and more Immigration offices are additionally requiring that the applicant also shows that he has a Thai bank account, and that at least SOME money gets transferred into it, along with a proof that it came from abroad. The question remains, if the monthly transfer actually must be a minimum of 65,000 THB, or if a lesser sum will sufficeMikael **********
ORIGINAL POSTER@Nongnuch *******
Yes it's just do present what they tell you, arguing is not the way even though it can sometimes be frustrating. This was Saraburi Office handouts that we asked for to be prepared, now we know that at this office it's not enough with Embassy affidavit alone.Reply to
Mikael **********
Reply
Mikael **********
ORIGINAL POSTER@Frank *********
The rules and regulations says Embassy Letter should be one of the choices about financial requirements.Nongnuch ********
@Mikael *********
I just got a confirmation from another guy who uses the embassy affidavit. He said that his Immigration wants additional 3-months proof of transfers from abroad of a minimum of 65,000 THB . . . . I would say this is Immigration specific. Just make sure you comply exactly what your Immigration Saraburi is asking forReply to
Nongnuch ********
Reply
Nongnuch ********
@Mikael *********
I am rather wondering what was the reason that Immigration refused to acknowledge the "income affidavit" certified by your embassy in Bangkok? Did they ask for a "co-legaliziation" by the Thai MfA (Ministry of Foreign Affairs) or was anything missing on the documents? . . . . and I would say @Mikkel ******
is right, more and more Immigrations will only accept your income affidavit, if you actually have a Thai bank account and if you are actually transferring SOME money into it (it doesn't have to be 65,000+, there just have to be some transfers as proof that you are receiving a form of income from abroad). Recent reports indicate a shift of the rules accordingly.Mikael **********
ORIGINAL POSTER@Nongnuch *******
We had the affidavit, it was inked and signed at the Embassy but officer just looked at it and told us to open a bank account and come back November 14th, did not ask for any missing documents or anything, only to open a bank account. Maybe when officer see proof of a bank account and two 65k transactions my affidavit will do in combination with bank account?Nongnuch ********
@Mikael *********
ah okay . . then it is as @Mikkel ******
wrote: an income affidavit is NOT enough proof that you are living on a form of income from abroad. You must have a Thai bank account and be able to ACTUALLY show some money getting transferred into it. . . . . . So, I think if you go back to Immigration showing one or two transfers, they will accept your application for the 1-year extension. Have they explicitly told you so?Mikael **********
ORIGINAL POSTER@Nongnuch *******
Officer only told us to open a bank account and start transfer money into it and then come back like 3 ***
weeks later on November 14th with bank proofs, she did not say anything else.Reply to
Mikael **********
Reply
Nongnuch ********
@Mikael *********
I don't think Immigration will accept your application to the 1-year Extension, unless you have already accumulated 12 months of transfers, coded in your Thai bankbook as having come from abroad, and you are able to show Immigration the 12-months statement of your Thai bank. . . . Starting with those transfers right now will get you nowwhere. All you could do is exit Thailand before the 90-days stay permit expires, and wait until one year has passedMikael **********
ORIGINAL POSTER@Nongnuch *******
Then I don't understand why officer told me to open a bank account and come back on November 14th?Vince **********
Shockingly, this seems like a totally reasonable compromise from the local IO. Too bad they're not all this flexible.
Nongnuch ********
@Mikael *********
ah okay, so they officially gave you a leeway and will accept your application, as soon as you not only show the income affidavit of your embassy, but also show that you have a Thai bank account, with at least one or two transfers from abroad having come into it. So everything is okay and you can proceedPeter ****************
@Nongnuch *******
Ahhh, maybe that's it indeed...Reply to
Peter ****************
Reply
Ned *******
Yeah....I transfer mine around the start of each month, but not on the exact same date though
As an aside for my yearly extension my immigration office ....( Prachinburi ) Require.....the proof of income from my embassy.....which has to be 'stamped' at the Thai Consulate.....
Up to date ( that very same day ) bank book
Letter from the bank, confirming the overseas
Monthly bank transfers
Photos of me ( with my Thai girl ) inside and outside our home
As well as a diagram showing the location of the house within the neighborhood.....
As an aside for my yearly extension my immigration office ....( Prachinburi ) Require.....the proof of income from my embassy.....which has to be 'stamped' at the Thai Consulate.....
Up to date ( that very same day ) bank book
Letter from the bank, confirming the overseas
Monthly bank transfers
Photos of me ( with my Thai girl ) inside and outside our home
As well as a diagram showing the location of the house within the neighborhood.....
Mikael **********
ORIGINAL POSTER@Ned ******
Wow, that's a hell of a list!Reply to
Mikael **********
Reply
Johan ********
Hej! För jag fråga vilken Immigration som inte godkänner income letter från svenska ambassaden? Men, oavsett så ska de väl sluta med det, så då måste man i alla fall föra över
*****
baht varje månad (och inte missa någon månad, eller skicka för sent), eller hamtillräckligt med medel på thailändskt bankkonto, 800.000 baht, med i princip 0 i sparränta☹️Mikael **********
ORIGINAL POSTER@Johan *******
Det är Immigration här i Saraburi som inte godkänner income letter från Ambassaden.Mikkel *******
@Mikael *********
they probably will accept it once you can show a Thai bank account where you actually transfer the money into. It is normal that they want to see bank records even if your embassy still issues the income affidavit. My father, from Denmark, uses the affidavit too, and some years they want to see his bank statements from Thailand, to show money incoming.
In your case, if you didn't even have a Thai bank account yet, that's probably why.
Mikael **********
ORIGINAL POSTER@Mikkel ******
Yes that can be the reason, one thing you know about Immigrations are that you never know what they want you to present next time. We asked about their handouts and there was a choice between using Embassy affidavits OR bank transactions, it turned out that their handout was incorrect when we came back there.Reply to
Mikael **********
Reply
Rob **********
You are correct, as long as it is a minimum of 65,000 baht a month arriving every month into your bank account and shows it comes from overseas, it doesn’t matter what day of the month it arrives.
Jesper *******
CW bkk refused to let me use the 65k method even tho I showed 12 months of continuous deposit from overseas unless I can get affidavit from my embassy....I only have 1 option that's the 800k method.....you can try different immigration office
John **********
@Jesper ******
yes, some require the affidavit if its available to youReply to
John **********
Reply
Wannikea *********
It shouldn't matter which dates each month, but I do recall hearing that one office expected it on the same date each month. Enquire and see if your local office is easy going about it.
Clive *********
You can only do this after submitting proof for 12 months so for first year you will need 800k in a Thai bank account
Mikael **********
ORIGINAL POSTER@Peter *********
Okay but if that's the case why did not Immigration Officer say so, only told me to open a bank account and start transfer into it and gave me a new appointment 3 ***
weeks later, make no sense. Yes Non-Immigrant O.J **************
@Clive ********
not true for all countriesClive *********
@J *************
ok Paul I can only post my experience in Phuket imm. I thought it would be same everywhere. I stand corrected 🙏Reply to
Clive *********
Reply
Mikael **********
ORIGINAL POSTER@Clive ********
No not at Saraburi Immigration, can use 2 months 65k transaction to get my first 1 year extension, I will du so on Thursday. Then they told me to transfer 65 000 baht every single month for my next 1 year extension.Sean **********
@Mikael *********
that’s really nice. At Bangkok immigration I had to provide proof of 12 monthly installments from a foreign source for the previous year before they would let me switch out of the 800 K methodClive *********
@Sean *********
that’s exactly the ruling in Phuket to Mikael 👍Mikael **********
ORIGINAL POSTER@Clive ********
It's so confusing with Immigration offices set's their own rulesReply to
Mikael **********
Reply
John **********
@Mikael *********
are you sure there's not a misunderstanding here? Normally for the 1st extension you need 800k baht in your bank account for 2 full calendar months before you apply. To use 65k baht per month you normally need 12 full calendar months of transfers from overseas.Mikael **********
ORIGINAL POSTER@John *********
I hope no misunderstanding, I had my Thai girlfriend with me, they had most of the conversation because officer had very limited English skills. Because officer did not let me use my issued affidavit from Embassy she told me to open a bank account right away and start to transfer 65 000 baht for 2 months to get my first 1 year extension, that was on 21st October, 14th November I go back to Immigration. On 22nd October I made my first 65k transaction, the second one I will do on November 12th, the day before we go to my bank office to update bank book, get statements and a bank certificate officer also told us to get.John **********
@Mikael *********
there are normally 2 different bank certificates, my bank call them guarantee letters as they guarantee the funds in the bank. 1 is for the 800k baht method and the other for the monthly income method. Good luckReply to
John **********
Reply
Peter ****************
@Mikael *********
Oh, sorry. I only now see y'r post about this. Strange imm. then. Good luck 🙏Mikael **********
ORIGINAL POSTER@Peter ***************
Thanks!Reply to
Mikael **********
Reply
Peter ****************
@Mikael *********
Wow. That's a nice deviating rule over there without income statement 👍 So also the Swedish Embassy in Bangkok don't give an income statement anymore ? (have 2 Swedish friends, that's why I ask)Mikael **********
ORIGINAL POSTER@Peter ***************
They still issues it, I have one that I presented to Immigration here in Saraburi, refused to let me use it for some reason.Reply to
Mikael **********
Reply
Arild *********
Must be every month.. So date don't mather but I would transfere it safely with margin just in case
Reply to
Arild *********
Reply
33 comments
9 months ago
33 comments
9 months ago
13 comments
10 months ago
19 comments
10 months ago
32 comments
10 months ago
24 comments
a year ago
14 comments
a year ago
12 comments
a year ago
21 comments
a year ago
32 comments
2 years ago
18 comments
2 years ago
3 comments
2 years ago
3 comments
2 years ago
2 comments
2 years ago
39 comments
2 years ago
94 comments
2 years ago
10 comments
2 years ago
6 comments
2 years ago
10 comments
3 years ago
16 comments
3 years ago
20 comments
3 years ago
4 comments
3 years ago
5 comments
4 years ago
27 comments
7 years ago
7 comments
a month ago
9 comments
a month ago
21 comments
a month ago
16 comments
a month ago
8 comments
a month ago
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.