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How long do you need to maintain 65,000 baht in a Thai bank account for immigration purposes?

Jun 6, 2025
a year ago
Stephen *********
ORIGINAL POSTER
So how long do you have to have 65000baht going into a thai bank account for immigration
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TLDR : Answer Summary
To successfully apply for a retirement visa extension in Thailand using the proof of income method, you must maintain a continuous monthly transfer of at least 65,000 baht into your Thai bank account for a minimum of 12 months leading up to your application. If you miss even one month or delay the transfer, you risk denial of your extension. Furthermore, you must also have complied with earlier requirements for your first-year extension, including maintaining a balance of 800,000 baht prior to the initial extension.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Henrik *****
Every month of every year, you will base the next extension on.
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Mar *****
Forever
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Nongnuch ********
With a word of thanks to moderator and admin Brandon Thurkettle. This advice is an older one by him, about the same topic. I hope he will allow me to repost it - I have however altered the text a little bit πŸ™‚

β€œThe process and rules are very clear.

At the time you apply for your extension, you must be able to show 12 months of at least 65,000 continuously month per month of international transfers into your bank account, coded as coming in from abroad.

If you miss it by even one day in a month, for example you made the transfer on the 30th but it didn't clear until the 1st of the next month, your extension would be denied because you failed to meet the requirements.

The only thing that varies with immigration offices can be that some will require the 65,000 to be in a single transfer each month, and not a combination of transfers throughout the month.

Some immigration offices have also started asking for proof of the income, such as proof of the pension payments or something along those lines.

You ALSO must have met the requirements for the previous year's extension, when you used the deposit method as proof of finances. Those requirements are that you keep your bank account at 800,000 baht for 3 months after you received the extension stamp, and then never let your bank account drop below 400,000 the rest of the year.

Immigration will check your 12 months of bank statements to make sure those rules were met as well. If you failed to meet those requirements, your extension will be denied.

For those who apply for the 1-year extension of stay permit based on being married to a Thai wife, and show the required 12-months monthly international transfers of a minimum of 40,000 THB:

If you meet all the requirements and get your extension, you can then withdraw the 400,000 if you used the deposit method for the first year extension based on being married to a Thai wife, and use it as you wish and you'll need to continue the monthly transfers of at least 40,000 THB every month."
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Nongnuch ********
month for month, every month, for a minimum of 12 months. And prove it with a bank statement over a full year (the document could take 1-2 weeks to get issued). And the money transfers have to show (be coded) in the bankbook as having come from abroad
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Tony *********
Every month .
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Uffe *********
That's every month...
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Willem ****
One year
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Brandon ************
If you want to use 65,000 baht per month international transfers as proof of income for a retirement extension, you can only use it for the 2nd annual extension. Even if you have 10 years of transfers, you would not be allowed to use it for the first 1-year extension.

For the 2nd year, you must be able to show 12 continuous months of the transfers at the time you apply for the extension. And then you must continue the transfers every month forever, as each year you'll need to be able to show 12 months of transfers.

Miss even one month. Have a transfer delayed so it doesn't arrive until the 1st. And you'll lose your extension and have to leave Thailand and return to start over completely with the 800,000 baht in the bank.
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Donnie **********
@Brandon ***********
65k per..forever? Ok. Jeez they don't make it ez ? Oh well, I'm sayin it's worth it. Jus take a look around, Thailand is one great opportunity
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Brandon ************
@Donnie *********
it's your money to live off of. Or you put 800,000 in the bank and just leave it there forever.
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Donnie **********
@Brandon ***********
thanks again sir, this was my next question ! ig "Can I use my 65k per as spendable income?" So..Yes ! Now, it's up to me find a financial institution in my country trustworthy enough to leave a sizable amount deposited for the Long Term ? Overthinking it maybe..
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Donnie **********
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Jesper *******
@Brandon ***********
do you need affidavit from the embassy OR just showing the 12mth foreign transfer will do and do u need to have no less den 400k( retirement) while applying through this method?
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Stuart ***********
@Jesper ******
if you are from one of the countries that still issues the affidavit, you don't need to show immigration evidence of 800,000 or 65,000 per month.
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Tim ******
@Stuart **********
Really?

I have a sample affidavit from my embassy.

Only the amount of monthly pension is listed.

No bank transfer data of the monthly pension.

This is accepted?

Immigration doesn't want to see whether the pension goes to a Thai bank?
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Stuart ***********
@Tim *****
I am not an expert as my Embassy will not issue the affidavit, but that is my understanding. Ask at your immigration what they need to accept the affidavit method.
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David **********
@Stuart **********
is this service still available to UK citizens who are thinking of retiring in Thailand.
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Stuart ***********
@David *********
sorry mate, you and I are stuck with the 800,000 baht method.
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Jesper *******
@Stuart **********
thanks unfortunately my embassy does not issue affidavit and I have been using the 800k method was thinking of making a switch
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Jesper *******
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Brandon ************
@Jesper ******
The 12 months of transfers replaces the embassy certification. In order to switch to the monthly transfers you need to meet last year's requirements, which is 800,000 baht in your bank account for 3 months after your extension date and then your account never dropped below 400,000 the rest of the time. They will check the 12 month bank statement first to make sure of this before anything else.
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Brandon ************
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Donnie **********
@Brandon ***********
sorry to interrupt the conversation but, I'm thinking that this is pretty difficult to do? Q. Is there a less intrusive way to get a long term visa ?
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Brandon ************
@Donnie *********
800,000 baht in your bank account
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Donnie **********
@Brandon ***********
no problemo for me. How much would be safe to keep in my Thai account ? Thank you
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Brandon ************
@Donnie *********
Thai bank accounts are insured to 1 million baht
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Bob **********
@Donnie *********
nothing safe 800k seasoned for 2 months before and 3 months after then it can drop to 400k until next renewal
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Bob **********
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