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How can I open a joint bank account with my Thai partner if I only have a retirement O visa?

Joint Bank Account Thai Banking System Visa Requirements NON-O Visa Financial Safety Expat Life in Thailand

Apr 28, 2025

22 days ago

Marco *******

ORIGINAL POSTER

How do I open a joint bank account with my Thai partner and I only have retirement O (obviously I have a singular account) ???

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TLDR : Answer Summary

The conversation revolves around the challenges and considerations of opening a joint bank account in Thailand with a Thai partner while holding a retirement O visa. Several commenters advise against it, citing concerns about financial safety and the complexities involved in the banking process. Some suggest visiting the bank together to inquire about the necessary documentation, while others share personal experiences regarding accessibility to banking apps as an alternative.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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Alan **********

Don’t do it

21 days ago

Robert ********

You may have been married long enough to know her. So go for it.

I have tried.

We gave up because the teller gave us a list of things they needed and we decided that it’s not worth it 😂

She has access to my banking apps. That’s a lot easier.

ymmv though

22 days ago

John ********

Don't do it, so sorry but it's not a good idea or a safe way to do it

22 days ago

Luc ************

Not

22 days ago

Michael ********

Go to the Bank with your Partner, Good Luck.

22 days ago

Mikkel *******

@Michael *******

exactly. Went to kasikorn with my wife and it took half an hour to make one. We both have our own separate accounts too. I have one for my immigration money, and one for everyday spending. We just decided it would be good to have a joint savings account too. She has actually been putting more into that than I have.. all good. Only thing is you can only get one card for it. But we chose to have no cards and no online access to it at all. If we need to take money out of it we both have to be physically present on the bank. That way neither of us can take or spend any of it without the other one knowing and agreeing.

22 days ago

Reply to

Mikkel *******

Richard ********

Don’t

22 days ago

John **********

As my friend learnt the hard way don't give her access to your Visa money you have banked.

22 days ago

Hans *********

@John *********

first thought,