@Michael *******
exactly. Went to kasikorn with my wife and it took half an hour to make one. We both have our own separate accounts too. I have one for my immigration money, and one for everyday spending. We just decided it would be good to have a joint savings account too. She has actually been putting more into that than I have.. all good. Only thing is you can only get one card for it. But we chose to have no cards and no online access to it at all. If we need to take money out of it we both have to be physically present on the bank. That way neither of us can take or spend any of it without the other one knowing and agreeing.