Answered6 years ago
Can I obtain a car loan in Thailand with a retirement visa and overseas income?
Hi
Can I check if a retirement visa will allow me to get a car loan ? I have regular income overseas.
Thanks
Can I check if a retirement visa will allow me to get a car loan ? I have regular income overseas.
Thanks
Answer summary
The post addresses whether a retirement visa allows obtaining a car loan in Thailand for foreigners with overseas income. Comments suggest that having regular income transferred to a Thai bank account can improve chances of getting a loan. Some users also mention the necessity of a Thai co-signer or even a work permit. Many agree that while it is possible to secure a loan, the conditions and requirements may vary by bank.
62 repliesnewest first
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Kuan ******
OPThank you everybody
I Guess it’s like the bank account opening .. it varies from bank to bank .. 👍👍
I Guess it’s like the bank account opening .. it varies from bank to bank .. 👍👍
Gary *******
I had 2 loans with a thai co signer,you might need a yellow book.
Robert ********
Yes you can. The down payment is higher though. I did! Go to Toyota dealership and talk to someone in sales.
Kamonwan **************
Following
Wayne ********
doubt it they very rarely loan to foreigners or will want thai guarantors
Frank ******
Questions legit always devolve to shouting matches, people have just too much time on their hands!
Frankie ********
Wow! Kuan question deteriorated in the comment section.
Sean ******
As long as u have proof of cash flow with steady income ull prolly be able to get a loan
John *********
Retired visa should be no problem. The car dealer can help with a loan.
Michael ********
A guarantor of do you own property as collateral in your name
Jane ***********
Jeez. Why would anyone want to get a car loan?
DjNoi *****
Jane ***********
Mark Price Forrest? Whaat? You've clearly been in whatever remote province you live in way too long.
Jane ***********
Mark Price LOL .. unfortunately you don't get to tell me what to do.
Richard ******
@Jane **********
ting tongJane ***********
Mark Price nice. What a charming man you are.
Rob ********
Mark Price I think it’s an American thing 😊👍
Jane ***********
@Rob *******
yeah. But that doesn’t make it necessarily financially prudent. Americans are obsessed with cars. Rob ********
@Jane **********
jeez you’re helpful!! I don’t know maybe some people don’t have a million bhat or so spare and need a new family car. Jane ***********
@Rob *******
Maybe save up, buy a cheap but safe and 'loan free' car. That's an option. Jane ***********
@Nicedan *****
yeah .. there you go. Fair enough! 
Daniel *********
@Jane **********
I didn’t care I wanted it 1.2 million it’s gorgeous Black Jane ***********
@Nicedan *****
I still think I’d research and employ someone to find me a great used car over new due to the depreciation on new cars. Jane ***********
Yeah. I guess that’s Thailand for you. I can see that
Daniel *********
@Jane **********
I would buy Honda or Toyota only best resale value that’s why I got Toyota Truck Daniel *********
@Jane **********
it would have to be Farang owned to buy car or truck , Unfortunately Thais don’t do maintenance, I just bought a Toyota Rocco , Same interior as Fortuner , I just wanted it , its Beautiful, 😂 Jane ***********
@Nicedan *****
agree. What great used cars to buy. Why would you buy a new one? Daniel *********
@Jane **********
Honda and Toyota Jane ***********
p.s. I've been living in Thailand (albeit not full time) for 10 years. Ya boo, sucks. What is wrong with you?
Jane ***********
@Rob *******
Where can you get such a deal, do tell. Thanks 'Dad'. Rob ********
@Jane **********
oh thanks for the advice mum I have only been living in Thailand 6 years with my Thai wife , daughter , step son with 2 cars and 2 motorbikes. All paid for apart from the big family car . Why wouldn’t you get a car loan with next to nothing interest. Jane ***********
@Rob *******
have you looked into the economics of car loans? Jeez. Daniel *********
@Jane **********
“ 0” % Loans 🙄 DuhhhJane ***********
@Nicedan *****
What?Jane ***********
@Nicedan *****
yeah but 0% loans are never really 0% are they, let's be honest!Daniel *********
@Jane **********
Sorry 
Elisa *******
You need a Thai cosigner
Steve *********
Think they expect farang to have their own money
Paul ********
You need a work permit or you will not get one
Steve *******
@Paul *******
Not trueRob ********
I was under the impression that you will need a Thai work permit to get a loan , if you have Thai wife you can put it her name . That’s what I did
Helena ********
Please #admin kick out troll
Richard ******
@Rob *******
idiotHelena ********
@Richard *****
tired of frustrated trolls like you Rob ********
@Richard *****
thanks a lot Richard ******
@Nigel *****
fantastic attitude crsck on
Nigel ******
@Richard *****
oh no, I wouldn’t wanna compare us. I’d say I’m winning. Richard ******
@Nigel *****
no sense of humour cheer up loserNigel ******
@Richard *****
which part of it was the advise bit? Whatever the case is, calling someone an idiot doesn’t justify logic. I wish you peace ✌️ see ya. Richard ******
@Nigel *****
my advise is honest true and straightforward if you dont like it sod offNigel ******
@Richard *****
the man is asking for an advise. This page exist for that reason after all. If you can’t offer any help, best to zip it and mind your own business. Rob ********
@Richard *****
obviously not otherwise you would have given the reason. Richard ******
@Rob *******
always a reasonRob ********
@Richard *****
ah a keyboard warrior calling people names with no reason . Richard ******
@Rob *******
you should feel honoured i call most people much worseRob ********
@Richard *****
so why I’m I an idiot Richard ******
@Rob *******
my pleasurePaul ********
@Rob *******
but she will have to prove she can pay it also it would need to be in her nameRob ********
@Paul *******
yes that’s correct , she showed monthly income into her bank from myself 
Martin *******
sure, they make an exception for you.
Bobby ********
Does your overseas income transfer into your Thai back account? I think if you can show regular income into your account you may qualify.
Paul ********
@Bobby *******
he wontActivity
23 joined23
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