Can I extend my Non-OA visa for a third year and change it to a Non-O retirement visa in Thailand?

I believe that the OP has the answers needed for his question.

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I am in the same position, I will leave Thailand and go to the Thai Embassy in Vientiane and apply for a NON O retirement visa.

𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝟭. 𝗜𝘀 𝗶𝘁 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲 𝗮𝘁 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗼𝗳 𝘁𝗵𝗲 𝘀𝗲𝗰𝗼𝗻𝗱 𝘆𝗲𝗮𝗿 𝘁𝗼 𝗴𝗲𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗼𝗻𝗲 𝘆𝗲𝗮𝗿 𝗲𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻 { 𝘁𝗵𝗶𝗿𝗱 𝘆𝗲𝗮𝗿 }?

Doubt you're on any extension at this point from an OA visa.

I would bet is that you exited/re-entered just before the actual visa ran out last year w/new insurance and were stamped in for a new year entry stamp.

I say that because most people get 2 years of stay out of OA visas (by bouncing out and back before the visa expires and with new insurance getting stamped in for another year)

Be that as it may

You can apply at the immigration office for a year extension on this current OA entry stamp you have.

You'd need a new 100K USD insurance policy from one of the approved thai carriers, you'd need 800K baht in a thai bank account in your name only for 2 months before you apply for the extension.

GO to your immigration office and get the hand out listing the requirements for a year extension,

𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝟮. 𝗜𝘀 𝗶𝘁 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲 𝘁𝗼 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗶𝘀 𝗢𝗔 𝗩𝗶𝘀𝗮 𝘁𝗼 𝗮 𝗡𝗼𝗻-𝗢 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗩𝗶𝘀𝗮 𝗶𝗻 𝗰𝗼𝘂𝗻𝘁𝗿𝘆?

Nope it is not, you'd have to exit the country to get off the OA entry stamp you're on now, and either get a 90 day single entry Non-O visa from a thai consulate in a nearby country then come back get stamped in for 90 days, show 800K baht in a thai bank account in your name only for 2 months, then apply for the extension when you have 30 days or less left on that 90 day stamp

OR

You come back in on a free visa exempt entry, apply for the 90 day Non-O visa inside the country, then after that you apply for the year extension..

There is no way to go from an OA visa entry to a Non-O visa or extension inside the country.