@Joe **********
I replied earlier to another...
Steve Cowell a tip...look at Pacific Cross O-A minimum compliant insurance plan...and look at the high deductibles available which reduces the premium significantly. Even have 100,000 ...200,000...and 300,000 Thai baht deductibles. Choose the 300,000 deductible on their basic O-A plan compliant...and you will be surprised at the LOW premium. I looked today and found at age 75 with 300,000 Thai baht deductible annual premium about 38,000 Thai baht. Leave my 800,000 Thai baht at home earning 2-3.9% interest its a no brainer for me. Check it out.
FYI...age 75
Pacific Cross O-A standard extra plus policy
0 deductible 77,788 Thb
20,000 ded 66,116 Thb
40,000 ded 58,338 Thb
100,000 ded 52,504 Thb
200,000 ded 46,670 Thb
300,000 ded 38,892 Thb