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Can I exchange slightly torn USD $100 bills in Thailand?

currency exchange USD $100 bill torn currency acceptance Thai banks forex exchange expat tips Udon Thani Jomtiem

Jun 15, 2022

2 years ago

ORIGINAL POSTER

Any exchanges accepting newer USD $100, but torn 1/4" ?

Thanks 🙏

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TLDR : Answer Summary

The community discusses the challenges of exchanging USD $100 bills that have minor tears in Thailand. While some banks deny such bills, others, particularly exchanges in malls or airports, may accept them without issue. Personal experiences highlight inconsistency, with certain banks like TT and Kasikorn reportedly rejecting even slightly damaged bills. Participants suggest that larger banks might accept torn notes but could require a lengthy process.

Robert ******

Isn't it a farce? As though they can't accommodate a bill with a tiny tear or blemish. Unbelievable, characteristic inflexibility. May the force be with you all!

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Jeh *****

ORIGINAL POSTER

From what I've read, charging for these bills helps to cover overhead. But isn't that covered in the exchange rate... Hmm

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Jeh *****

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Hovvard ******

Pay a bar girl with it, long time.

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Jeh *****

ORIGINAL POSTER

TT, Kasikorn and others in Jomtiem won't touch it.

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Ken ********

I changed my marked, torn , slight damaged notes in the airport at Udon Thani, no problems

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Grant *******

Rejected a brand new note missing less than 1 mm on corner. WTF

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Sri ***

You can go to any banks directly instead of forex, bank should accept if not, if you are from USA, any bank will accept it

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Jeh *****

ORIGINAL POSTER

If TT refuses, I give it a try

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Jeh *****

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Paul ********

Some larger banks will accept torn bills, sometimes with a lengthy process.

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Mark ********

I was denied by a bank for small issues in many bills. But the exchange at the mall took all of them.

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Ադամ ********

Not likely. Latest crisp $100s with tiny crease tear natural from folding rejected, everytime.

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Andrew **********

I've always been denied for the smallest rip/tear. Good luck.

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Jeh *****

ORIGINAL POSTER

@Andrew *********

I had undesirable results from Chinese owned banks; especially, in Indonesia. Mark down on bills with the slightest marks or wrinkles etc. Not sure about Thailand banks.

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Jeh *****

ORIGINAL POSTER

Ah. So basically, we incur the fees to cover their overhead... That's life 😂

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Burnard ************

They end up at the Federal Reserve in the USA that exchanges them for new.

But the issue, half way across the planet, is getting them there. Maybe foreign banks have an agreement with a Western Bank or perhaps they use a special courier.

But the issue is also time and expense to exchange them. They cannot just reuse them in Asia right away.

But don't worry, they don't lose $100 for a torn bill. But there is a cost to them via money and/or time.

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Andrew **********

yes. They always tell me. Must be as close to perfect as possible

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Jeh *****

ORIGINAL POSTER

@Andrew *********

I wonder where all these so called " imperfect", but acceptable bill go to..

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Jeh *****

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