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Answered7 months ago

Why does my Non-O visa application require insurance when it is not a general requirement?

Visa Types Thai Immigration Non-O Visa OA Visa Insurance Requirements Expat Guidance

Ted ********

OP

asked Mar 17, 2026

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Hi, i am trying to apply for an o visa but it is asking about insurance which i thought had wasn’t a requirement.

Anyone know an agent that does this for me?

Answer summary

The discussion focuses on the distinction between the non-O and OA visas in Thailand regarding insurance requirements. Users clarify that while the OA visa requires proof of health insurance, the non-O visa does not. There are suggestions that the user may have mistakenly applied for the OA visa instead of the non-O visa, and various tips for visa application submissions are exchanged, including the importance of selecting the correct option during the online application process.

27 repliesnewest first

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Alan *******

Alan *******

You have probably done the non oa scroll down a bit further on the selection and click on the one saying over 50 and staying 90 days because it is only a 90 day visa until extended then you will be on the correct selection

0

James ******

James ******

OA requires insurance not O. Tiktock can help

0

Whitehouse ************

Whitehouse ************

AXA

0

Steve *******

Steve *******

You need to select single entry for the O visa. Multiple entry is the OA visa which does require insurance

0

Dca *****

Dca *****

Use a Desktop Computer/Laptop/Notebook, or, for those more technologically savvy, set Tablet/Mobile phone/Cell phone/iPad/iPhone browsers to "Desktop Mode" in order to navigate the Thai eVisa Website properly

« Retirement for foreigners aged 50 years or older (who wish to stay in Thailand for no longer than 90 days) »

>

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3

Asso ******

Asso ******

Perhaps bit off topic but .... insurance is always a "must-have". Even if your visa does not require it. Unless your plans in Thailand are to sit at home and look out of the window for 99.99% of the time. Better pay a small amount monthly/yearly than start looking for hundreds of thousands in an emergency...

2

Asso ******

Asso ******

I currently pay less than €40 per month for an insurance that covers almost the same amount as your fund. I would choose this option any time, instead of keeping hundreds of thousands or more sitting on the account. But I guess it is a question of choices.

1

Ray *********

Ray *********

"small amount" ????? wait until you are in your 60's and try to get full cover for a "small amount". I have self-insured for almost 20 years and have built a medical fund that I now cap at 1.5m Baht.

2

Leigh ***********

Leigh ***********

Ray Bingham I would plan to do the same and have it sat in a 'high' interest easy access account. some of these are paying around 4% interest, so would be earning around £120/month. Personal circumstances will dictate what is suitable for each of us.

0

John **********

John **********

You need the 90 day visa not the long stay one which gives you 12 months

1

Simon **********

Simon **********

Only needed for long stay

0

Jay *******

Jay *******

Non o doesn't require insurance, OA requires insurance. Make sure you have selected non immigrant O

2

Ted ********

Ted ********

OP

0

Jay *******

Jay *******

Ted Shelly you have selected purpose of visit (O-A) you need to select ( O )

3

Jack ********

Jack ********

Ted Shelly the ‘purpose of visit’ is incorrect son

1

Ted ********

Ted ********

OP

Maybe i selected something wrong

0

David **********

David **********

You must be applying for the OA, the O doesn't require insurance

2

Cathy ********

Cathy ********

David E MooreThe Thai NZ embassy asked me for it last week when I applied for Non O 90 day. Was definitely not a Non OA application. I had insurance so wasn’t an issue to provide.

0

David **********

David **********

Cathy Odgers I think that's specific to the NZ embassy. Although I'm not too familiar with it, I've seen a lot of comments suggesting to apply outside of NZ for this reason.

2

Graham ******

Graham ******

David E Moore that's based mainly on cost as applying in NZ gets you the most expensive visa worldwide (unless you use an agent 😉)

0

Ted ********

Ted ********

OP

David E Moore

0

Ted ********

Ted ********

OP

I posted 2 screenshots, maybe i selected something wrong

0

Ted ********

Ted ********

OP

Lynnette Munoz yeah, i fixed it and got the visa submitted.

Thanks again, i was going nuts trying to figure it out.

It is done and paid for now, so i am just waiting 5 to 10 days

0

Ted ********

Ted ********

OP

Lynnette Munoz thanks, yep, i see that mistake and working on it now.

It has been driving me crazy for 2 days.

Thanks again for the help

0

Lynnette *******

Lynnette *******

Ted Shelly you selected O-A in first screen shot. So it's wrong. . The Non-O is 90 days and you then use it to extend for 12 months.

1

Ted ********

Ted ********

OP

David E Moore yes, that is my mistake.

Thanks for pointing that out. I have been trying to figure out where i made my mistake.

1

David **********

David **********

Ted Shelly I'm pretty sure you selected OA.

1

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