What type of medical insurance is recommended for a 6-month stay in Koh Samui?

For a 6-month stay in Koh Samui, it is recommended to consider travel insurance from your home country, which typically includes crucial benefits like repatriation for severe illness. Many travelers find that if they are healthy and under 50, travel insurance suffices for accident coverage, while minor medical issues can be handled out-of-pocket. Additionally, some banking options may offer travel insurance as a benefit. Alternatively, some suggest local health insurance with a deductible for effective costs and coverage.