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Should I apply for a retirement visa before departing or upon arrival in Thailand?

Oct 12, 2025
14 hours ago
Husband is 51, planning on coming to Thailand next month. Wondering pros and cons of applying for Retirement Visa before we leave or when we arrive? I will be applying as a dependent spouse and we have an 11 year old as a dependent visa to my husband’s retirement visa. Just starting to travel and planning on hitting most of Asia over the next few years with Thailand as “home base”. Thoughts?
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TLDR : Answer Summary
The discussion revolves around whether to apply for a retirement visa (NON-O) before leaving for Thailand or upon arrival. Key considerations include the need for health insurance, the financial requirements such as having 800,000 THB in a Thai bank account, and options for dependents. Some comments suggest applying for the visa at home to ensure all paperwork is in order, while others recommend arriving in Thailand first to navigate local immigration requirements. Additionally, there are suggestions about alternative visa options like the DTV for long-term stays.
DTV VISA RESOURCES / SERVICES
Walrus *******
Have to have
*****
0 in the bank
Walrus *******
Do the retirement visa when here. Otherwise have to get health cover and apply online
Wannikea *********
You can only get dependant status from the main holder of the OA Visa. Suggest you join Thai Visa Advice - Q&A and ask your question for expert answers.
Bob **********
Get the non-o before you come you’ll need a bank account and get the 800k in it for him they really don’t issue dependent spouses visa look into an ED visa for you kid and possibly that way
David **********
If you can find a category under soft power or 'workcation', the DTV may be a good option. It's a 5 year multi entry visa with 180 days each entry, so it's very convenient for setting up Thailand as a home base. Also easy to add dependents after the initial applicant is approved. Last but least, only 500k in any bank as opposed to 800k (or 65k monthly) in a Thai bank.
Mark *********
@David *********
You cannot legally open a bank account with a DTV. How did you handle this David?
Philip *******
Apply for non o retirement visa in your home country is a good start. Then on day one or 2 go to your local immigration office in province you want to live in and ask for their requirements for extension of stay. Do what they ask. Non O visa does not require health insurance however if you get 6 months of travel insurance before you leave home country it gives time to sort out Thai health insurance
Walrus *******
Living in Thailand for me is as expensive as living in Spain on a nice Mobile home site. So now going back.
Nikki *******************
ORIGINAL POSTER
@Walrus ******
we are from the US and trying to escape the craziness here. Spain is for sure a second contender. We were there in December and in Thailand in June. Loved them both!
Michael *******
Main priority is you need to explore the minefield of health insurance. If you cant afford. I would reconsider!
Kenneth *******
@Michael ******
they said 51 age not 81 age 1 year full health insurance for me is $734 a year full cover
Alan ********
Start by coming
Lynnette *******
@Alan *******
best to start by getting non-O before arriving because they'll need to set up a bank account. IF they plan to stay on a retirement basis.
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