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What happens if your bank balance drops below 400,000 THB on a retirement visa in Thailand?

Retirement VisaThailand Visa RulesBank Account RequirementsVisa ExtensionsExpat Life in ThailandFinancial Requirements for Visa
Jun 4, 2025
a month ago
Peter ********
ORIGINAL POSTER
Would anyone know what the ramifications would be if your bank account was to fall below 400,000 on a retirement visa, thanks
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TLDR : Answer Summary
Falling below the required 400,000 THB in your bank account can immediately invalidate your retirement extension in Thailand. This means you may be at risk for overstaying your visa, and when you apply for the next extension, it could be denied based on failing to meet previous requirements. It's important to maintain the balance or risk complications like needing to leave Thailand and reapply for a new non-O visa.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Wannikea *********
Zero wiggle room, fulfill the requirements completely or start from scratch.
a month ago
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Peter *******
If you have a good past record they will probably overlook it this time
a month ago
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Wannikea *********
@Peter ******
 dream on
a month ago
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Brandon ************
@Peter ******
 Past record is not a factor. The guidelines are black and white.
a month ago
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Brandon ************
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David **********
Spending to much on ladyboys?
a month ago
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David ********
@David *********
 is that what you spend your money on?
a month ago
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David **********
@David *******
 ladies. Yes. Half my money goes to them. Not lady boys.
a month ago
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David ********
@David *********
 sure, sure ...
a month ago
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David ********
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Will ************
Even 1 satang below you start from fresh
a month ago
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Brandon ************
That's not a requirement for a retirement visa, it's a requirement for a retirement extension. If you are on a retirement extension and your bank account drops below 400,000, technically your extension is invalid as of that moment. You could theoretically be charged for overstay from that day forward. I've never seen that actually happen though, but what will happen is when you go for your next extension and they ask to see the 12 month bank statement, they will see you failed to meet the requirements of the previous extension and deny your next one. You will have to leave Thailand and start over with a new 90 day non-O visa.
a month ago
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Tony **********
@Brandon ***********
 do you know why an exit is necessary and not just collect the visa fee and start the new one then and there?
a month ago
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Brandon ************
@Tony *********
 what visa fee? The only thing available is an extension. If you're not able to extend there is nothing else to do except leave. When you return you can convert from tourist to non-O visa.

You can't convert from an extension based on retirement to a visa based on retirement. There's nothing to convert, you're already on that type of entry. That's not how it works.
a month ago
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Tony **********
@Brandon ***********
 Understand that's how it works. Just seems like an unnecessary burden. I assume when one converts there is a fee. Not the first Thai process I've found odd!😅
a month ago
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Brandon ************
@Tony *********
 conversion is applying for a visa. All visas are 2000 baht. All extensions are 1900 baht.
a month ago
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Brandon ************
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David ********
@Brandon ***********
 saw the extension denied in Chonburi for this exact reason. They told the guy he had to leave the country and come back and apply for a fresh visa again.
a month ago
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David ********
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Thai Visa Advice and Everything Else
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