This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
What happens if your bank balance drops below 400,000 THB on a retirement visa in Thailand?
Retirement VisaThailand Visa RulesBank Account RequirementsVisa ExtensionsExpat Life in ThailandFinancial Requirements for Visa
Jun 4, 2025
a year ago
Peter ********
ORIGINAL POSTERWould anyone know what the ramifications would be if your bank account was to fall below 400,000 on a retirement visa, thanks
TLDR : Answer Summary
Falling below the required 400,000 THB in your bank account can immediately invalidate your retirement extension in Thailand. This means you may be at risk for overstaying your visa, and when you apply for the next extension, it could be denied based on failing to meet previous requirements. It's important to maintain the balance or risk complications like needing to leave Thailand and reapply for a new non-O visa.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Wannikea *********
Zero wiggle room, fulfill the requirements completely or start from scratch.
Peter *******
If you have a good past record they will probably overlook it this time
Wannikea *********
@Peter ******
dream onBrandon ************
@Peter ******
Past record is not a factor. The guidelines are black and white.Reply to
Brandon ************
Reply
David **********
Spending to much on ladyboys?
David ********
@David *********
is that what you spend your money on?David **********
@David *******
ladies. Yes. Half my money goes to them. Not lady boys.David ********
@David *********
sure, sure ...Reply to
David ********
Reply
Will ************
Even 1 satang below you start from fresh
Brandon ************
That's not a requirement for a retirement visa, it's a requirement for a retirement extension. If you are on a retirement extension and your bank account drops below 400,000, technically your extension is invalid as of that moment. You could theoretically be charged for overstay from that day forward. I've never seen that actually happen though, but what will happen is when you go for your next extension and they ask to see the 12 month bank statement, they will see you failed to meet the requirements of the previous extension and deny your next one. You will have to leave Thailand and start over with a new 90 day non-O visa.
Tony **********
@Brandon ***********
do you know why an exit is necessary and not just collect the visa fee and start the new one then and there?Brandon ************
@Tony *********
what visa fee? The only thing available is an extension. If you're not able to extend there is nothing else to do except leave. When you return you can convert from tourist to non-O visa. You can't convert from an extension based on retirement to a visa based on retirement. There's nothing to convert, you're already on that type of entry. That's not how it works.
Tony **********
@Brandon ***********
Understand that's how it works. Just seems like an unnecessary burden. I assume when one converts there is a fee. Not the first Thai process I've found odd!😅Brandon ************
@Tony *********
conversion is applying for a visa. All visas are 2000 baht. All extensions are 1900 baht.Reply to
Brandon ************
Reply
David ********
@Brandon ***********
saw the extension denied in Chonburi for this exact reason. They told the guy he had to leave the country and come back and apply for a fresh visa again.Reply to
David ********
Reply
34 comments
a year ago
16 comments
a year ago
22 comments
a year ago
69 comments
a year ago
78 comments
2 years ago
16 comments
2 years ago
32 comments
2 years ago
57 comments
2 years ago
15 comments
2 years ago
4 comments
2 years ago
12 comments
3 years ago
17 comments
3 years ago
18 comments
4 years ago
4 comments
4 years ago
8 comments
4 years ago
71 comments
4 years ago
15 comments
5 years ago
5 comments
5 years ago
8 comments
6 years ago
23 comments
6 years ago
5 comments
7 years ago
10 comments
7 years ago
4 comments
7 years ago
0 comments
7 years ago
7 comments
a month ago
9 comments
a month ago
21 comments
a month ago
16 comments
a month ago
8 comments
a month ago
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.