Answered5 years ago
Can I withdraw from my 800,000 THB retirement visa account and still stay compliant?
So, If I have 800,000 THB for my retirement visa but I would like to withdraw a small portion, what advice would you give? My monthly income is o.k. but I have no way of verifying it.
Answer summary
If you have 800,000 THB for your retirement visa in Thailand, it's advisable not to withdraw any amount from this account. The Thai immigration authorities require that the full amount remains in your account for a minimum of 3 months after your extension is granted, and it cannot drop below 400,000 THB for the rest of the year. If your balance falls below 800,000 THB during the 3-month period, it may void your extension. For income verification, some expatriates manage this by having regular foreign income deposits into their Thai account, but all funds must be properly documented and ideally must show a pattern of income to meet immigration requirements.
15 repliesnewest first
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Anthony ******
Don't touch it.
John *********
@Bill *********
is correct. Did my renewal w a joint account and the required amount was 1.6m. Luckily it was not a surprise when I renewed, but might be for others. 
Bill **********
One other detail; the Thai account you are transferring the monthly amount to, must be in your name only.
Steven *********
Keep your 800k in place and then work to send your money in from offshore (carefully so that it is shown as money from outside the country and for the visa).
Some of the money transfer companies can do this.
Although sometimes it glitches so if you can have an extra month ready to go so you can keep the monthly points hit. If you have to recycle a bad transaction so that it goes out but then comes back in, for the documentation.
This presumes a lot and you said you couldn't verify it, so this may be a way to build up a pattern of income you can show later. Then if you are firmly on that you can let the big account be used.
Best wishes.
Some of the money transfer companies can do this.
Although sometimes it glitches so if you can have an extra month ready to go so you can keep the monthly points hit. If you have to recycle a bad transaction so that it goes out but then comes back in, for the documentation.
This presumes a lot and you said you couldn't verify it, so this may be a way to build up a pattern of income you can show later. Then if you are firmly on that you can let the big account be used.
Best wishes.
Christopher *************
I thought there was an option to put money in thai account every month and not just 800k as one off balance , there's demifferent information
Alan ******
@Christopher ************
as Bobby said you can use the monthly income method but until you change that with your Immigration office I'd be following Todd's advice 
John ******
@Christopher ************
Yes, the bank and immigration office do like to see it go up a little but it does not have to be much.LOL it is the only account that goes up the others diminishing very fast indeed and hey ho like most of us but you can only do your best for your family.
Bobby ********
Christopher Ian Morgan. If you're from US, UK or Australia you can transfer (as a foreign transfer) 65k into your Thai bank account every calendar month.
Tod *********
IF during that 3 months after your extension is granted your balance goes below the 800K baht it will effectively void your extension of stay <- meaning you will go on overstay starting that date (even if they don't catch it until next year when you apply for your new extension they WILL catch it)
Nils ****************
@Tod ********
in my case they were only interested in letter from bank about thb 800,000.- confirmation but they put a slip in my passport that 800,000 must be in the account for 3 months and after that a min of thb 400,000 however 2 or 3 months before extension renewal the 800,000 must be intact.Tod *********
@Nils ***************
sounds like it was your first yearly extension (where you only had to show the 2month seasoning) That paper they put in was your copy of the terms of the extension for next year that you have to follow
Nils ****************
@Tod ********
no it was not my first extension, but under the 800,000 thb rule it was. It got too cumbersome with income statement confirmations.
Mark **********
@Tod ********
I was told when I renew next May that you need 12 bank statements 🙄Tod *********
@Mark *********
, the way it works now is; seeing as most people don't update their bank books every time they do a transaction when you do update the bank book it sometimes only shows a summary of money in, money out since the last update, not individual transactions. That's not enough for the thai immigration officers to tell if you met the seasoning requirements so they want a year detail transaction record (that most banks can print for you within 5 days) AND they want the normal regular bank letter too Tod *********
The short answer is you can't
You need to have the 800K baht in a thai bank account in your name only for 2 months before you apply for your year extension, you need to keep the 800K baht in the account for 3 months AFTER you get your extension granted and then the balance can't go below 400K baht the rest of the year.
You need to have the 800K baht in a thai bank account in your name only for 2 months before you apply for your year extension, you need to keep the 800K baht in the account for 3 months AFTER you get your extension granted and then the balance can't go below 400K baht the rest of the year.
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