I am married to a Thai national and am living in Thailand. If I was to die without a will what would my wife need to be able to access my Thai bank accounts?
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TLDR : Answer Summary
The discussion revolves around what a Thai national would need to access the bank accounts of a deceased foreign spouse without a will. Key points include the necessity of a death certificate and marriage documents, the implications of having a joint bank account, and general advice emphasizing the importance of creating a will. Comments suggest that relying solely on a PIN for access is risky and highlight differing opinions about legal processes in Thailand regarding inheritance and account access.
Ryan ******
Maybe this will help answer some of your questions:
I wonder if that is one of those things that differs among bank branches.
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Jeff **********
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Brian ********
I would always make a will in Thailand and make it clear what you want doing to your body when you die and who the house belongs to also who has any money that is in your Thai bank accounts and have the will written out by a professional
Dave ****
Bkk bank have a document you can sign which will give your partner access to your funds in the event of death. I personally have used it. Needs to be done at the branch you opened your account.
thank you, that is a great suggestion. I am in the process of making a will but will fill this form in also.
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Andy ********
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Ari **********
If you do your will, be sure it’s by Thai.
Kratos ******
Do a silent will and put it in a security box with your bank. Only to be opened by you or at your time of death. Send the contents list to a family member back home. Why tempt fate?🤷♂️
it is a will like any other. But you don't tell your spouse and children the full details. Legal and less hassle from any family member. You're covering not only them, but yourself also.
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Kratos ******
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Garrett ***********
Seriously, using your ATM card and removing the money 20k baht at a time would be far easier than gaining legal access to the account through the bank. Just make sure she has your pin.
do you relize after your death ...if anyone included your wife pulls money from the account... the courts treats it as theft . Until the your will is probated...that account is frozen...make a will ...or everything will end up in the government hands
actually if you die out of your home country anyone that is part of your family from your home country has more rights to it. Get a will made up in thailand and in your home country.
the two different wills are separate and independent of each other . As a foreign will has no weight in Thailand ....thus whatever you own in Thailand has to be on a legal Thai will ..and in your country. You have must have a will to dispose of your estate there . You cannot leave your foreign owned assets in a Thai will ..as the Thai jurisdiction has no power in your country ..or the other way around . Maybe I am not understanding what your intention is ??
yes you are correct that Thailand can not control your home country asset distribution and vice versa.
But from my understanding is that thailand will reach out to your home country immediate family members for anyone to lay claim to your assets in thailand. Even if you have a will in thailand that says what is supposed to happen to them.
The few people I have talked to who have set up wills in country have been told to have a will in your home country to free any claim of assets you have in thailand, even if you have no assets in your home country. And that your home country will should be a part of and filed with your Thai will.
I have put everything in my Thai wife's name in Thailand including three houses, three cars and the motorbikes. Only my wife's and Thai son's names appear in the house books. It takes a lot of trust on my part, but I would want all to go to my Thai wife and son once I am gone. No real estate in the US, but I do have ten vehicles who's titles are signed by me and are divided evenly between my other two boys from a previous marriage in the US. Hopefully I have covered my bases in both countries.
Graham *********
I have my pin hidden on my body be a HARD find lol
well that’s dumb to announce that. Just tell the whole world why dontcha? Maybe you should carve it on the front door. By the way a really numb question, get a will now. You can print out a form, witness note rise easy peasy!!!! Also get a end of life document, meaning what you want, especially to avoid being a vegetable or in a coma for years, gives permission to pull the plug.