What are the top methods for sending money person-to-person in Thailand without a local bank account?

Aug 23, 2023
a year ago
John ********
ORIGINAL POSTER
What are the best ways to send money person to person in Thailand? If the sender and recipient do not have a Thai bank account. However, the sending has a Wise account.
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TLDR : Answer Summary
There are several effective methods to send money person-to-person in Thailand, particularly for those without a Thai bank account. Options discussed include Western Union and MoneyGram, where recipients can collect cash at designated locations with valid identification. If the sender has a Wise account, money can be sent directly to someone with a bank account, or alternatively, cash can be sent through third parties like XE or directly in cash if the recipient lacks any bank account.
Steve *******
WU or Moneygram if the recipient doesnt have a bank account. Moneygram does the better deal.
Andy **********
Moneygram 10 minute pickup. They can go to most Siam banks and collect. How I send cash to the wife.
Kenny **********
I use XE I pay by card and the recipient can collect cash with id
Kenny **********
You’re welcome I have all 3 apps and whilst XE is a little less on the exchanges it is by far the easiest to use. I have had issues with both MoneyGram and wise not accepting the transfer. Technical issues.
John ********
ORIGINAL POSTER
@Kenny *********
Thank You. I downloaded the app.... looks like it will be useful.
Sharn *************
You are all assuming that she is Thai.

If she doesn’t have a bank account she must still have an account in some country to link to a Wise account .
Wayne *********
@Sharn ************
they are also assuming that its a she
Chris *********
Wise
Mark ********
Relax. You can send through me. I am honest.😂
Us *****
All Thai bar girls have a bank account. But something is fishy that she tells you she doesn't have a bank account. Make sure you are the only farang she is seeing right now before you send her any money.
Bob **********
Western Union
Frank **********
Western Union
Graham *******
If you are sending money to a girl 555555555555555555555555555555555555!
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5!
Helmut *********
@Graham ******
Maybe Nigeria 😑
Mahesh *********
Cash, maybe? (if the receiver doesn't have a bank account)
Neil *********
If the receiver has a Thai bank account just add them from the senders wise account and send it’s done easy
Phil ********
@Neil ********
"If the sender and recipient do not have a Thai bank account." 🤷‍♂️
Neil *********
@Phil *******
as long as they have a Thai bank account they’ll be able to receive money from abroad by the Swift code system
Gordon ************
I think you can use Western Union, send the money to a specific office and the recipient picks it up after showing suitable ID
Brandon ************
How would we know? We don't know what the receiver has. If they don't have a Thai bank account then where are you sending the money?
Steve *******
@Brandon ***********
WU and Moneygram dont require the recipient to have a bank account.
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