Unanswered4 months ago
What are the options for buying a car as a foreigner with a DTV visa in Thailand?
Hi everyone!
My name is Igor, I’ve been living in Thailand for almost two years and I currently have a DTV visa.
I’m trying to buy a car here, but it seems quite difficult to get financing or installment options with my visa status. From what I understand, most banks and dealers are not very flexible with foreigners on DTV visas.
Maybe someone has been in a similar situation and can share their experience?
I’m looking for options such as:
– dealers who work with foreigners
– in-house installment plans directly with the shop/dealer
– reliable services that help foreigners buy a car in Thailand
– any other legal and safe options
I’m not looking for anything shady — just trying to understand what options are available and how people usually solve this here.
Would really appreciate any advice or recommendations. Thank you!
My name is Igor, I’ve been living in Thailand for almost two years and I currently have a DTV visa.
I’m trying to buy a car here, but it seems quite difficult to get financing or installment options with my visa status. From what I understand, most banks and dealers are not very flexible with foreigners on DTV visas.
Maybe someone has been in a similar situation and can share their experience?
I’m looking for options such as:
– dealers who work with foreigners
– in-house installment plans directly with the shop/dealer
– reliable services that help foreigners buy a car in Thailand
– any other legal and safe options
I’m not looking for anything shady — just trying to understand what options are available and how people usually solve this here.
Would really appreciate any advice or recommendations. Thank you!
Summary so far
Igor is seeking advice on buying a car in Thailand while holding a DTV (Digital Nomad) visa, facing challenges with financing and installment options due to his visa status. The community comments suggest that financing is generally difficult for foreigners on tourist visas like the DTV, and most recommend paying in cash or considering second-hand cars. Some advice includes looking for flexible dealers, relying on personal loans from their home country, or even having a partner in Thailand help with the purchase. Overall, the consensus emphasizes the difficulties of financing for DTV holders and suggests opting for cash purchases instead.
38 repliesnewest first
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Luit *****************
Just like in other countries, if you don't have the money for a car, don't buy.
Unless you need it for your job, which is impossible for DTV it does not make sense.
Unless you need it for your job, which is impossible for DTV it does not make sense.
Rok ********
Not only DTV … most of visas.
Alice ******
Здесь вроде как дают в кредит, попробуй с ними связаться.
@https://www.facebook.*********************
Articulate**********
Even with a work permit it is not as easy as it is for Thai. I don't think you will find anything with a DTV (and it is expected as it is a tourist visa). If you have someone you trust regarding mechanics you may want to look at some second hand cars
Tony *********
Tourists cannot obtain finance.
GreatDolphin*************
Rent one that’s what I did there’s no options for dtv holders find a rental car service and just rent it long term expect to pay more but atleast you’ll have a car
Ben ********
Probably easier to get a loan in the country you're from
LongTimeLivi************
I'm pretty sure you need a Thai Work Permit to get Thai financing for a car. Good luck though
Peter ********
Why would you want to finance a car. A car is something you should pay with cash. If you don’t have enough money then buy a cheaper one.
Jon *******
@Peter *******
most cars on the road are financed lolLuit *****************
@Jon ******
And exactly that is why Thai don't have money to pay some essential things, they have to pay for the car every month.
Asso ******
One option is to lease the car in the name of your Thai (girl)friend (if you have one and they are trustworthy enough :) )
Dany ********
just buy a cheap second hand car for 150-300k. cant be hard.
Leo *********
Buy cash or don’t buy. And buy second hand preferably, you’ll lose less than on a new car and you’ll easily find a dealer that will sell you a car.
Marius *********
@Leo ********
dont understand why so many choose to waste tons of money by buying new. You get the same thing half price.. its 10% used.Rok ********
@Marius ********
… how do you check out the car … i have no clue what is good and what may be a terrible buy.Marius *********
@Rok *******
you take it to a mechanic. Cost you 200 baht
Wiwa **********
@Fatboy’s **************************************
can help you
Fascinatin***********
Pay in cash or nothing player. Your only option. I bought 2 cars cash
Ambitious**********
Just buy one out right and save your self the hassle, save a little longer.
Voss *****
Bought a cheap car in cash under 5000$ 2015 ford ranger low mileage it’s unlikely you’ll get a loan but you can always keep trying an alternative if you otherwise have great credit get a personal loan in your home country
John **********
You can't even open a bank account on a DTV, how on earth would you expect to get finance on a car
SoftTur*******
Save up and buy second hand. On DTV not really possible to get financing
Colin **********
Unfortunately the DTV is classed as a tourist visa, also i think your struggle because your not official working here.
I bought a truck on finance I had Non O, WP with a job.
I bought a truck on finance I had Non O, WP with a job.
Oleg ***********
You have a long tourist visa. There are no loan options.
Luc ************
Best option, buyva second hand at an auction.
Sterling *********
These vehicles are very affordable there is no reason to finance.
Winston ************
@Sterling ********
yup, just THB 500k for a brand new Yaris ATIV, same as amount for DTV, which isn't a lotSterling *********
@Winston ***********
The Dtv costs 10,000THB, not 500,000. Even at 500k for a new car, or a newer model Hilux in good condition, it's still a good price. A good 15-25% lower than the states.
Rita ********
If you don’t have work permit then you can’t get the loan. The foreigner can only buy the car in full cash or transfer to the seller’s bank account. I bought my car by cash.
DTV_Pag*******
I had a friend who successfully got a car loan an an ED visa when everyone else said it was not possible. His advice: keep going to car dealers and begging them to help you with financing. Get used to being rejected until someone says yes. If you have decent proof of funds and stability in Thailand, it is possible (but not likely).
Bob **********
DTV_Pag_Backer if you do find one the interest would be astronomical
Positive********
That's not only for DTVs. Most of Non-immigrant visas do not qualify as well. The only one I know is the Non-B, with WP and proper income.
Oleg ***********
PositiveLynx7934 I have an non o. Payments not a problem, just make 30% down payment.
Ja***
@Oleg **********
non o marriage visa with a work permit?
Luke *******
seems hard to do but maybe possible. No idea though, I had to pay my car in full when I bought it
Greg ********
@Luke ******
I have a Thai friend who owns quite a large garage. Even Thais have to pay in full and she does not do finance. She will not deal with foreigners either, cash or not. Too much hassle.
DioPar******
I believe it's almost impossible to do that on a DTV. The only way could be having a local doing it for you but I wouldn't recommend it. The safest way is to save enough to get a car in cash, no other ways around
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