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Do my wife and I need to deposit 800K each for our retirement visa in Thailand?

Oct 18, 2025
a day ago
Rajesh ******
ORIGINAL POSTER
Have question, Me and my wife are applying for retirement visa.

Main applicant will be my wife and me as her spouse.

Do we need to deposit 800K in a joint account

Or we both need to deposit separately totalling to 1600K ?

Same question for Medical insurance.

Is accommodation proof compulsory, as we might change if we don't like the accommodation types.

Experienced opinion and tips welcome
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TLDR : Answer Summary
You and your wife will each need to deposit 800,000 THB into individual accounts for your retirement visa applications. This means a total of 1.6 million THB is not required in a joint account; instead, each of you has to demonstrate financial independence. Additionally, medical insurance is not required for the 90-day Non-Imm-O Visa. For accommodation proof, it's necessary to have valid TM30 registration; in some cases, hotel bookings may suffice if they provide the necessary TM30 documentation.
90 DAY REPORTING RESOURCES / SERVICES
  • Use the trusted Thailand 90 Day Reporting Service to get your in-person report done and mailed to you for as low as 375 THB (even if the online system doesn't work for you).
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Vijay *****
Two step process..

1. Apply on thai boi website for approval letter as primary applicant...

2. Apply for thaievisa website for Evisa

3. Fell free to DM me anytime..
Maitin *******
Each visa and extension is individual. You each must meet the requirements individually. Your marriage ( assuming neither of you is Thai ) is not considered
Greg ***********
some embassies allow your partner to apply for the "dependent" 90-days Non-O Visa without own finances, IF the main caretaker is on a 365-days Non-Imm-O/A Longstay visa, having fulfilled all the requirements for such.
Nongnuch ********
you don't need any health insurance if you apply for the 90-days Non-Imm-O Retirement Visa, - everyone for him/herself. Each one of you needs 800,000 THB equivalent in your home bank account for the application to the visa itself. After having entered Thailand, each one of you needs to open his/her own Thai bank account in your sole name (!!) as soon as possible, and transfer the required minimum of 800,000 THB onto it. As soon as the money has been sitting in your two accounts for 2 months, you can apply for the "1-year extension of the stay permit based on retirement" from the 90 days stay permit to a 1 year stay permit. You can only apply on Immigration if you got a valid TM30 accomodation registration, otherwise Immigration will not service you. Some Immigrations accept a hotel stay and the hotel's TM30
Phil ******
฿1.6 million

Make a hotel booking and use that
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