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Answered6 months ago

Do I need Thai health insurance for the Non O-A Visa application?

Christopher ***************
asked Apr 30, 2026
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I plan to move to Thailand in February 2027 and apply for Non O-A Visa 90 days prior to my arrival. I was hoping that someone could clarify this for me. When they ask for proof of insurance when I apply for my visa, do I have to provide my current US health insurance provider? Or, do I have to acquire approved Thai health care insurance? I really don't want to have to pay my premiums in the US and have insurance premiums in Thailand and I've not arrived yet. Maybe I'm overthinking this too much. Kind replies are appreciated.
Answer summary
The inquiry pertains to the health insurance requirements for the Non O-A Visa when moving to Thailand. A respondent clarifies that the Non O-A Visa indeed requires purchasing Thai health insurance for the duration of the visa, while the Non-O Visa does not mandate health insurance. Additionally, it's noted that US health insurance may not meet the requirements set by Thai authorities, as they often do not approve non-Thai providers for the necessary documentation.
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Sailor******
Sailor******
Christopher… your US insurance covers you internationally?? May I ask what company you’re with??
Christopher ***************
Christopher ***************
OP
Thanks John!!
John **********
John **********
In theory you could use your home insurance when applying at your home embassy but most insurance companies won't sign the required documents so unlikely.
Ann ****************
Ann ****************
There is a list of acceptable insurance companies on the Thai consulate site.
Graham ******
Graham ******
Apply for the Non-O which has no requirements for health insurance etc.
Brandon ************
Brandon ************
The non-O is a 90-day visa that doesn't require insurance, or anything really, besides proof of finances. This is the visa that most people want.

The non-OA is a 1-year visa that requires insurance, medical certificate, criminal background check, and is not what most people want because you will be required to purchase Thai insurance for every year as part of your extension in Thailand.

Make sure you are applying for the correct visa through the e-visa system.

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