Do both spouses need to have 800K in a Thai bank account for visa extension if one is on a dependent visa?

Feb 3, 2021
4 years ago
Adi ********
ORIGINAL POSTER
Just for information purpose: my wife and I were both on retirement visas, but due to circumstances had to change her status to dependent on my retirement visa status. Some months ago it was mentioned here that in this case only one deposit of 800K in my name was needed. This turned out to be not true. Both parties have to have 800K, however it can be combined in one account of 1.6 million.
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TLDR : Answer Summary
The discussion revolves around the financial requirements for visa extensions in Thailand for a couple where one spouse has switched from a retirement visa to a dependent visa. Initially, it was suggested that only one spouse needed to maintain 800,000 Thai Baht in a bank account. However, it was clarified that, if both spouses have their names on a joint account, the requirement effectively doubles to 1.6 million. If the dependent spouse applies under the retirement extension based on the relationship, typically only the primary account holder needs to show proof of funds.
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Tod *********
@A**
FINALLY
@El***
got to the bottom of the conundrum.
James ********
Cheers to Ellie
Adi ********
ORIGINAL POSTER
Thanks again for ur help
Tod *********
@Adi *******
thank
@El***
, she's the one who figured it out. (y)

All the rest of us hadn't asked the right questions :/
Adi ********
ORIGINAL POSTER
@Tod ********
pass on our regards
Adi ********
ORIGINAL POSTER
Just to give you the background as why this all came about: my wife has two passports American and German. When we filed for extension last year immigration discovered that her US passport had three pages left, however it did not say Visa on them but endorsement and they did not accept it. They told us we had to leave the country the same day. So we flew to Penang and applied for visa there. But Penang required additional paperwork for a retirement visa in form of a letter from the German embassy, which was not possible. So they offered this other option based on marriage. And here we are.
Tod *********
@Adi *******
but at least we got to the bottom of it. It's is 100% because you have a joint account and has nothing to do with your wife's 'trailing spouse' extension.

Good luck, take care,
Adi ********
ORIGINAL POSTER
Adi ********
ORIGINAL POSTER
@Tod ********
with other words, if we change back one of the accounts to just my name we only would need 800K?
Tod *********
@Adi *******
Yep, if you put 800K baht in a thai bank account in your name only you'd be fine getting your retirement extension AND your wife would be fine getting her "trailing spouse" extension.
Adi ********
ORIGINAL POSTER
@Tod ********
thanks so much, the reason to have both names on them is for emergency. But to have double the amount escapes my logic. We will make sure to ask them when we pick up the passports next week before we make any changes. Thanks again for sorting this out.
Tod *********
@Adi *******
It's because you have JOINT accounts in both your names that YOU need double the amount to qualify for the retirement extension using that bank account.

Your wife might indeed be on a "trailing spouse" extension BUT she isn't the reason you need double the requirements in the account.

As long as you use a joint account you would need double the amount in the bank so YOU could meet the requirements for your extension.
Benjamin ******
You know, there seems to be a lot of confusion about what you have in your passport. Can you post a picture of your visa/ extension of stay/ entry stamp so we know exactly what you have?

BUT *PLEASE* remove all confidential information (if you're posting a full page visa sticker)
Adi ********
ORIGINAL POSTER
at the i migration it takes about a week on Samui from accepting the paperwork until one gets the stamp
Benjamin ******
@Adi *******
So you gave your passport to the immigration office in Samui? Or an agent?
Adi ********
ORIGINAL POSTER
@Benjamin *****
to the i migration officer
Adi ********
ORIGINAL POSTER
@Benjamin *****
BTW, Samui hands out checklists for each visa type and my paperwork was for retirement visa and my wife’s for Dependence visa extension. Less paperwork had to be filed for her, no requirement for proof of bank account. However in my pile they wanted proof for two times 800 K.
Adi ********
ORIGINAL POSTER
@Benjamin *****
will do when we get our passports back next Tuesday.
Benjamin ******
@Adi *******
Where are your passports at now?
Ellie *******
@Adi *******
Please include extension stamp from last year..
John **********
@Benjamin *****
for both he and his wife.
Tod *********
That is NOT correct, and you were told wrong. Only ONE person needs to meet the proof of funds.

I would bet your wife isn't on an extension based on being married to a foreigner who lives here on a long stay, she got her own stand alone retirement extension.
Adi ********
ORIGINAL POSTER
@Tod ********
we both had our own retirement visas but had to change
Adi ********
ORIGINAL POSTER
When her passport ran out we went to Penang and they gave her a new 90 days based on marriage to me
Adi ********
ORIGINAL POSTER
This was extended last year until mine was due and we both extended for anther year now
Ellie *******
@Adi *******
When did you apply for her extension of stay last year? And, did you show 800K for each or she could apply without showing proof of fund?
Adi ********
ORIGINAL POSTER
@Ellie ******
after 90 days when the visa she got in Penang Malaysia ran out she applied for extension with proof of funds and was given until my visa extension was up for renewal
James ********
@Adi *******
do you both now have 800,000 Thai baht on deposit in Thai bank accounts ? Or 1,600,000 in one joint bank account ?
Adi ********
ORIGINAL POSTER
@James *******
we have two accounts both have 800K and both of us have access to them
Ellie *******
@Adi *******
About bank account, are they the account for each of you with the name of one person only or both are joint accounts with two names?
Adi ********
ORIGINAL POSTER
@Ellie ******
both accounts have two names on them
Tod *********
@A**
, if she was changing the reason for her extension from one based on 'retirement' (where she met the financial requirements on her own) to one based on being married to you (a foreigner who is on a long term extension) then there would be NO proof of funds for her
Adi ********
ORIGINAL POSTER
@Tod ********
no my wife is on my extension we had to supply marriage certificate etc
Tod *********
@Adi *******
then there is no proof of funds for her, ONLY you.
James ********
@Adi *******
which immigration office ?
Adi ********
ORIGINAL POSTER
Yes both over 50 and applied same time
Tod *********
@A**
something got "lost in translation" because that's not how it's really done. :(
James ********
@Adi *******
hmmmm...

Lets see what
@Tod ********
says.
James ********
In December you posted...

I renew my retirement visa based on the 800K bank requirement. Recently my German wife changed her retirement visa to dependent visa. Do the same rules apply as for dependent on Thai citizen with 400K in the bank?

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James ********
That is strange...as the spouse is allowed to trail on the others 800,000 Thai baht for extension of stay based on a Non O retirement.

Which immigration office told you this ?

And both are applying at the same time and are age 50+ ?
Paul *******
@James *******
I knew an American lady who had a train on her husbands retirement visa, Unfortunatey he had a heart attack and sied. The wife was give 14 days to leave Thailand at a very emotion timme to pack up, end the lease, sell car, bikke and furniture. I would never recommend a trail on someone elses visa.
Adi ********
ORIGINAL POSTER
@James *******
at Koh Samui, two days ago. We specifically asked as we put in our application if we needed one or two deposits of 800 K
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