Can the 800,000 baht requirement for a Thai visa be partially met through foreign income and a lesser amount in a Thai bank account?

Jun 25, 2024
5 months ago
Rod **********
ORIGINAL POSTER
Most people posting talk about the requirement to have 800,000 baht sitting in their Thai bank account.

My understanding is that the 800,000 required can be made up from two separate amounts. One being proof of pension amount received in your home country as income there ( say 600,000 total annually), and the second amount only required in the Thai bank account being the difference, say 200,000 baht.

Is this correct ?
2,931
views
11
likes
90
all likes
49
replies
1
images
19
users
TLDR : Answer Summary
The common belief is that to meet the 800,000 baht requirement for a Thai visa, you can combine income from foreign sources (like pensions) with a lesser amount saved in a Thai bank account. However, there are varying opinions on whether immigration offices accept this combination. Some sources confirm that after the first year, using monthly transfers of at least 65,000 baht is sufficient, while other offices may require either the full 800,000 or a clear record of monthly income. It's strongly recommended for applicants to check with their local immigration office for specific requirements, as policies can differ by location.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Ricketa ***********
Sounds like something I would be interested in, if I had a better understanding. Anyone can point me in a better direction? I’m from the US.
Keith ************
@Ricketa **********
the US doesn't provide income affidavits. However, you should be able to start out with 800k in the bank and during that first year, transfer 65k in every month, from the US. For your second year, you can continue the monthly transfers and do whatever you want with the 800k. But for the first year, you must meet all the requirements of the banked funds method, and you must have 12 monthly deposits, one each month of 65k or more to switch.
Rod **********
ORIGINAL POSTER
@Ricketa **********
it would sure beat having to lock up 800,000 if you can do it.
Ricketa ***********
@Rod *********
it’s still confusing to me though.
Rod **********
ORIGINAL POSTER
Thank you all for your helpful comments, it has been quite enlightening.

Just to clarify my own situation, which I deliberately avoided initially, I am not yet in Thailand so cannot discuss with a visa agent or local IO. I'm also not living in my home country so cannot apply through the embassy or consulate there.

I had read some time ago that the method outlined was official but can't find where I saw that, therefore posted my query in the event that there were people with knowledge of this.

Anyway, thank you again and keep the info coming. Perhaps it may help others for future applications also.
Brandon ************
@Rod *********
have you checked to see if you can apply through the Thai embassy where you are? Just because you're not from there does not immediately mean that you cannot
Rod **********
ORIGINAL POSTER
@Brandon ***********
Hi Brandon, no I haven't as yet as live several hours away from it where I am in Cambodia, but will check it out when next in the vicinity.
Marcel ***********
I hate this 800 k thai baht I never make money on it in my own account I make at least interest lol
Marcel ***********
@Michael ******
Michael Druce yes I know been dealing with scb for 15 years I make 4.9 percent at home
Michael *******
happy for you, I prefer not to hand our passports to a Third party for any reason, moot point now as we have moved to trailing spouse visa and 65k - I will now enjoy the 5% at home😊
Michael *******
@Marcel **********
try SCB Easi Pass 2.5%
Marcel ***********
@Michael ******
Michael Druce I have scb lol
Michael *******
you the bog standard current a/c which pays squat…..PM me if you want more info, we have used for 2 years now with no issues with immig, you still get letter and statement as normal….
Michael *******
@Marcel **********
is it the Easi Pass , it’s a deposit account without a passbook, all online - you need to ask for it or they just give hour
John ********
I wouldn't say it means a fixed amount. As long as you have an amount of money in your Thai bank account and monthly transfer that always comes to at least, or more than 800k THB.
Steve **********
@John *******
That which is monthly must come from abroad. If the diff between monthly and savings is in Thai bank , it must remain there, under same conditions as would the full 800k, or 400k married.

Example..50k/ mo DD

would req a 200,000 nest.

Combination =800k
John ********
@Steve *********
well Steve I heard that IO's aren't concerned where the money comes from as long as it isn't earned in Thailand.
Steve **********
@John *******
The fact that it's from abroad pretty much means Not Earned in Thailand
Peter **********
@John *******
Yep. Though some offices do not accept the combination method, so it must be discussed with the local immigration office first. (Even though this method is official).

The fun part is that the method is *not* officially approved for those on a marriage visa but apparently there are some offices which allow for a combined income / bankbalance method as proof of funds.

Thailand is… Thailand. 😉

I’d say Better stay on the safe side. Choose either the bank balance method or the income method and don’t go for combined unless 1) You really have to, and 2) You have discussed this with the local immigration office and they approved it.
John ********
@Peter *********
I presume you've tried this method at several immigration offices then, if you know some offices don't accept the cash+ transfers.
Peter **********
@John *******
I don’t even know what a cash+ transfer would be. Where did I write about “cash+ transfers”?
Peter **********
It’s really sad when a statement, confirmed by at least three persons, is deleted by the admins or mods, while the rant from some ****** knowitall remains, questioning the statements confirmed by multiple members and the ******* person is even arrogantly requiring proof.

Imho the arrogance should be removed, not the truth, unless we do not want truthful advice in this group.
Alan ******
800,000 Bht in bank first up, then after that a mixture.
Peter **********
AFAIK they require the income transfers to be a fixed amount. I.e. 11 times 20k per month and 600k in one month only counts for 12 x 20k aka 240k total.

Can anyone confirm or deny?
Henrik *****
65.000 Baht every month
Peter **********
@Henrik ****
great. Do you also know the answer to the question?
Borune ***********
Yes, if your embassy provide you with an income letter then it's OK. As you say
*****
0 salary
*****
0 bank account.
Jan ******************
@Rod *********
If your embassy doesn’t offer to provide you a affidavit letter, you’ll need 800K baht in a thai bank account to apply for a 90 days Non O visa in Thailand and your first year extension of stay. After you’ve showed proof of twelve consecutive transactions over sea to your Thai bank you can use income (minimum 65K baht a month) to prove sufficient funds/income for your next extension of stay. Some immigrations accept a combination of funds/income 800K baht in total and some don’t. You’ll need to check this further with your local immigration.
Peter **********
@Jan *****************
You don’t need the 800k yet when you apply for a non-o in your home country. I only needed to show enough money for 90 days. (Two months ago)
Jan ******************
@Peter *********
This is correct, if you apply for a Non O at home before you leave -which is recommended- you can apply with proof of monthly income OR funds. My comment was just an answer to OP’s specific question.
Peter **********
@Jan *****************
Ah. I missed that in his post. 👍
Chris *******
Negatory

You must have one or the other

800,000 first

Second year forward show with monthly transfers
Peter *********
NO
Chris ****
in general YES ! But talk with your Immi Office before
Peter **********
@Chris ***
And write down the name of the person who said it would be ok. ;)
Ken ***********
I believe some immigration office will accept the combination of monthly transfers plus savings totaling THB 800,000 but other offices only accept either THB 800,000 or monthly transfers of THB 65,000 but not a combination.
Ken ***********
@Lyndon ***********
I do not use combination, so I am not familiar. Maybe others can comment or contact the immigration office directly.
Lyndon ************
@Ken ******
you said some do? Why say that if you don't know?
Ken ***********
@Lyndon ***********
don't be rude. I am trying to help you. I have read a few threads where individual immigrations will not accept the combination. I suggest you contact your immigration office to inquire.

Don't be so agressive to question my knowledge; it is not appreciated.
Lyndon ************
@Ken ******
I didn't ask advice, I was questioning yours
Peter **********
@Lyndon ***********
apparently you think you’re in a position to question statements made by four others. Where does your undoubtedly superior level of knowledge originate from?
Lyndon ************
@Ken ******
I'm not needing your help. I'm trying to help the OP spot the bs, homemade, unhelpful, advice.

Questions are often claimed to be rude when people don't have the answers they claimed to have...
Ken ***********
@Lyndon ***********
not claim to be rude you are an ungrateful a**. Sorry I don't know the policy for all 77 provinces. Perhaps you could follow my advice and contact your immigration office as I suggested 3 times.
Peter **********
@Ken ******
He is just anxious to demonstrate his character, that’s all. Gave me the same shit. Thinks he is some ubermensch or something. 😉
Ken ***********
@Peter *********
unbelievable to ask advice and then harras those who respond.
Peter **********
@Ken ******
… and then explains he is the acting bs police. I guess he considers everything beyond his knowledge ‘bs’, so there must be really a lot of ‘bs’ In his world. 😉
David **********
Why separate the two amounts into 2 accounts?
Peter **********
@David *********
Why did you conclude he will use two accounts?
Greg ************
Following
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else