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Can I use multiple transfers to meet the 65k per month income requirement for my Non-O retirement visa renewal?
Dec 9, 2025
5 months ago
Gary ***********
ORIGINAL POSTERHopefully a simple question, for a Non O retirement renewal if I used the 65k per month option can it it be in more than one transfer per month? I have sources of income that exceed the 65k in total but not individually and the individual components may vary from month to month, if ever there was a short month I could make a transfer from savings to meet any shortfall, thanks
TLDR : Answer Summary
The requirement for demonstrating income of 65,000 THB per month for a Non O retirement visa renewal can vary by immigration office. Some may accept multiple transfers to meet the monthly requirement, while others may only accept a single transfer. Most importantly, immigration offices often prefer that the total 65k be deposited consistently every month. It is advisable to check with your local immigration office for specific requirements and ensure that the funds come regularly to avoid complications.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Ross ********
I have been transferring money every 2 weeks. It is more than is required for the month. I have been doing it for years. I have no problem with Immigration in Phayao.
Daniel *********
I wouldn't do 65 000b .There is no incentive i just keep 800,000b in the bank account.Thailand dosen't need to know my business.
Daniel *********
I see what your doing😆
Gary ***********
ORIGINAL POSTER@Daniel ********
I make money by leaving 2 x 800k at home though and will need the 2 x 65k anyway as living costs, the 65k transfers will just come from my Wise account as the money will come from a combination of sourcesReply to
Gary ***********
Reply
Sam ******
Chaiyaphum immigration want to see steady 65k deposit every month. I showed a statement showing more than 2mil in and out as we’re building, but it wasn’t accepted because deposits were all over the place, not 65k every month. Nonsense plus!
Graham ******
Will this be your first extension of a Non-O visa because, if so, it cannot be done for the first year and you will need 800k seasoned for 2 months at the time of the application?
Gary ***********
ORIGINAL POSTER@Graham *****
Yes for an extension, will use agent or can transfer the 800k each if needed for this and get the 65k a month up and going for the next yearGraham ******
@Gary **********
if f you use an agent you are probably stuck in that loop until you break the chain and start over yourselfGary ***********
ORIGINAL POSTER@Graham *****
yep but if I start the 65k before the first renewal then I will have over a year if deposits before the 2nd renewal if I have it rightGraham ******
@Gary **********
but if the agent didn't do the 800k for the full 5 months you do not meet the requirements for your first extension which becomes voidGary ***********
ORIGINAL POSTER@Graham *****
sorry don't understand, they do the first extension (by the ways they do) and by time of second I have a year of 65k a monthGraham ******
@Gary **********
to get the first extension you must season the 800k for 2 months before applying then maintain the 800k for 3 months into the extension then never fall below 400k for the rest of the year. When getting a new extension the IO will check that these conditions were met for the first year. If, at any point, the balance in the account fell below these limits then the conditions were not met and the first extension will be void so you'd be back at square one and need a new Non-O to start again. If the conditions were met and, at the same time, there were 12 consecutive monthly international deposits of at least 65k then this can be used for the second extension (and the third etc. if continued).Gary ***********
ORIGINAL POSTERArrive on a 90 day non O , immediately open bank accounts and deposit 800k in each, this will meet the 2 months before, at same time start 65k per month deposits, 3 months after extending take 400k from each account (always keeping over 400k) continue to pay 65k in each month, after 2nd renewal I can withdraw the other 400k and continue paying 65k per month long term
Graham ******
@Gary **********
before committing completely make sure your Immigration Office will accept the 65k method as some may not just in case you need to top up to 800k again 2 months before your next extensionGary ***********
ORIGINAL POSTER@Graham *****
good idea, thanksGary ***********
ORIGINAL POSTER@Graham *****
Thanks for the great info, I have spoken to someone knowledgeable and he says the below is a correct strategyReply to
Gary ***********
Reply
Jesper *******
Check with the immigration office you are applying some office does not accept the 65k method (without affidavit from embassy) I've send in 12mths of 65k(every mth) statements without affidavit...luckily the balance was above 800k the officer let me do the extension and advised me to use only the 800k method (CW bkk)
Jack *****
Make one transfer per month.
Consolidate your funds in home country bank account and then do one transfer.
I do my transfer on 14th of every month..
Consolidate your funds in home country bank account and then do one transfer.
I do my transfer on 14th of every month..
Gary ***********
ORIGINAL POSTER@Jack ****
Thanks, that does make senseReply to
Gary ***********
Reply
Darren *********
But it needs to be every month. You can't do 40k one m9nth and extra the next.
Gary ***********
ORIGINAL POSTER@Darren ********
Yep that wouldn't be an issue, I have 2 of us to fund so will need to deposit 130k total, we have about 45k a month from a rental property , 45k from a small pension I will take early and then I would make the shortfalls up to each account from savings, if this is possibleTom ********
@Gary **********
Why 2 to fund, if the other person is your legal wife you can get a dependant visa.Gary ***********
ORIGINAL POSTER@Tom *******
Seems the dependant visa is only if you spouse is under 50Tom ********
@Gary **********
That may be the case as mine is.Gary ***********
ORIGINAL POSTER@Tom *******
LOoked into that ( a little) but it looked a lot of workTom ********
@Gary **********
Not where I am it was very straight forward and we never had to do anything and it only cost 10k , Some immigration offices will say it's not available but others will do it.Gary ***********
ORIGINAL POSTER@Tom *******
Thanks, I will look into thisReply to
Gary ***********
Reply
Brandon ************
That's a question for your immigration office. Some will require it to be in a single transfer, and some will allow multiple transfers to meet the requirement. You need to ask your immigration office.
Gary ***********
ORIGINAL POSTERActually I suppose I could make a single transfer of 65k to each account from my UK current account and then let my other income sources replenish the account in the UK, that may well be easier
Raymond *********
I think it's à great idea. Don't give them any excuses to say no. My advise is as soon as you can, go to Immigration and get them to confirm that you are complying with their rule and à year later go see the same person
Reply to
Raymond *********
Reply
Gary ***********
ORIGINAL POSTER@Brandon ***********
Thanks, we dont arrive until March and are trying to make the longer terms plans, it will be Jomtien Immigration officeBob **********
@Gary **********
you can’t use monthly on your first extension you’ll need the 800k in the bank and you can wait on your money if you have several checks coming in and make one transferReply to
Bob **********
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